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Fix Kindlustusmaakler OÜ

Legal form:

Private limited company

Registry code:

11091655

VAT no.:

Fiscal-year period:

01.01 - 31.12

Established:

13.12.2004 (21)

Former business names:

Fix-Kindlustus Kindlustusmaakler OÜ, Gerlindra OÜ, SoftProject OÜ

Capital:

2 556 EUR

Address:

Tiiru tn 5-38, Pärnu linn, Pärnu linn, Pärnu maakond, 80016

Status:

Registered

Contacts

Email:

info@fixkindlustus.ee

Phone:

+372 5640444

Website:

www.fixkindlustus.ee

Industries

FINANCIAL AND INSURANCE ACTIVITIES
Insurance, reinsurance and pension funding, except compulsory social security
Insurance
65121 - Non-life insurance

VAT liability

	Start	End
EE101498168	01.11.2011	28.11.2011

Annual reports

Aggregate data

	Period	Submitted
2025	01.01.2025 - 31.12.2025	27.04.2026	Valid
2024	01.01.2024 - 31.12.2024	31.03.2025	Valid
2023	01.01.2023 - 31.12.2023	30.03.2024	Valid
2022	01.01.2022 - 31.12.2022	26.05.2023	Valid
2021	01.01.2021 - 31.12.2021	22.03.2022	Valid
2020	01.01.2020 - 31.12.2020	08.04.2021	Valid
2019	01.01.2019 - 31.12.2019	17.03.2020	Valid
2018	01.01.2018 - 31.12.2018	25.02.2019	Valid
2017	01.01.2017 - 31.12.2017	15.02.2018	Valid
2016	01.01.2016 - 31.12.2016	10.03.2017	Valid
2015	01.01.2015 - 31.12.2015	15.04.2016	Valid
2015	01.01.2015 - 31.12.2015	24.03.2016	Expired
2014	01.01.2014 - 31.12.2014	18.03.2015	Valid
2013	01.01.2013 - 31.12.2013	30.04.2014	Valid
2012	01.01.2012 - 31.12.2012	19.02.2013	Valid
2011	01.01.2011 - 31.12.2011	17.05.2012	Valid
2010	01.01.2010 - 31.12.2010	24.05.2011	Valid
2009	01.01.2009 - 31.12.2009	29.06.2010	Valid
2008	01.01.2008 - 31.12.2008	03.07.2009	Valid
2007	01.01.2007 - 31.12.2007	29.05.2008	Valid
2006	01.01.2006 - 31.12.2006	02.07.2007	Valid
2005	01.01.2005 - 31.12.2005	07.11.2006	Valid

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 05.06.2026.

???

Credit rating

Hidden

Credit rating is based on company financial data and payment behavior. detailed analysis available to regia+ users.

020406080100

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Regulations

430

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Tax data

	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q1	23 392 €	24 343 €	0 €	20
Kokku 2026:	23 392 €	24 343 €	0 €
2025 Q4	23 885 €	25 035 €	0 €	20
2025 Q3	25 343 €	26 638 €	0 €	20
2025 Q2	22 159 €	23 361 €	0 €	21
2025 Q1	19 280 €	20 226 €	0 €	21
Kokku 2025:	90 667 €	95 260 €	0 €
2024 Q4	16 828 €	17 808 €	0 €	15
2024 Q3	16 319 €	17 360 €	0 €	15
2024 Q2	15 463 €	16 331 €	0 €	15
2024 Q1	15 680 €	16 658 €	0 €	14
Kokku 2024:	64 290 €	68 157 €	0 €
2023 Q4	34 169 €	15 019 €	0 €	14
2023 Q3	13 252 €	14 103 €	0 €	14
2023 Q2	12 378 €	13 201 €	0 €	14
2023 Q1	13 422 €	14 166 €	0 €	14
Kokku 2023:	73 220 €	56 490 €	0 €
2022 Q4	11 667 €	12 420 €	0 €	14
2022 Q3	13 290 €	14 144 €	0 €	14
2022 Q2	10 364 €	11 077 €	0 €	14
2022 Q1	10 734 €	11 388 €	0 €	15
Kokku 2022:	46 055 €	49 029 €	0 €
2021 Q4	8 803 €	9 385 €	0 €	14
2021 Q3	9 970 €	10 610 €	0 €	14
2021 Q2	8 884 €	9 513 €	0 €	14
2021 Q1	8 666 €	9 157 €	0 €	14
Kokku 2021:	36 323 €	38 664 €	0 €
2020 Q4	8 487 €	9 066 €	0 €	14
2020 Q3	9 044 €	9 643 €	0 €	16
2020 Q2	9 221 €	9 850 €	0 €	16
2020 Q1	9 616 €	10 188 €	0 €	16
Kokku 2020:	36 367 €	38 748 €	0 €
2019 Q4	8 861 €	9 419 €	0 €	16
2019 Q3	10 132 €	10 777 €	0 €	16
2019 Q2	10 080 €	10 600 €	0 €	16
2019 Q1	12 552 €	13 236 €	0 €	16
Kokku 2019:	41 625 €	44 032 €	0 €
2018 Q4	11 899 €	12 674 €	0 €	17
2018 Q3	11 402 €	12 156 €	0 €	17
2018 Q2	11 299 €	11 985 €	0 €	18
2018 Q1	11 735 €	12 448 €	0 €	18
Kokku 2018:	46 335 €	49 263 €	0 €
2017 Q4	11 411 €	12 158 €	0 €	16
2017 Q3	11 385 €	12 168 €	0 €	17
2017 Q2	9 995 €	10 700 €	0 €	17
2017 Q1	11 977 €	12 787 €	0 €100.0%	17
Kokku 2017:	44 768 €	47 813 €	0 €100.0%
2016 Q4	11 941 €	12 940 €	98 504 €45.9%	12
2016 Q3	8 175 €	8 872 €	67 537 €20.2%	12
2016 Q2	6 840 €	7 384 €	56 208 €1.3%	12
2016 Q1	6 951 €	7 484 €	56 972 €11.2%	12
Kokku 2016:	33 907 €	36 680 €	279 221 €56.6%
2015 Q4	6 921 €	7 499 €	51 224 €7.1%	8
2015 Q3	6 467 €	6 999 €	47 809 €16.2%	8
2015 Q2	5 573 €	6 023 €	41 139 €7.9%	8
2015 Q1	5 152 €	5 580 €	38 115 €	8
Kokku 2015:	24 113 €	26 101 €	178 287 €

Revenue by industry

	2023	2024	2025
Non-life insurance	700 832 €		808 040 €
Activities of insurance brokers		777 736 €

Tax debts

No tax debt found

No tax debt as of 05.06.2026

Representatives

Name	Personal ID code	Date of birth	Role	Start	End
Alar Põldemaa	36907XXXXXX	24.07.1969 (56)	Board member	24.08.2023	-
Eve Põldemaa	47210XXXXXX	03.10.1972 (53)	Board member	08.11.2017	-

7 inactive record hidden, extended access to the information portal is required to view history!

1 - 2 / 2 rows

Shareholders

Name	Personal ID code	Date of birth	Role	Share	%	Type	Start	End
Eve Põldemaa	47210XXXXXX	03.10.1972 (53)	Shareholder	2 556,00 EUR	100	Sole ownership	01.09.2023	-

8 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Other persons

Name	Personal ID code	Date of birth	Role	Start	End
Ott Lammertson	37901XXXXXX	24.01.1979 (47)	Founder	13.12.2004	-

1 - 1 / 1 rows

Ultimate beneficial owners

Name	Personal ID code	Date of birth	Role	Start	End
Eve Põldemaa	47210XXXXXX	03.10.1972 (53)	Direct holding	17.03.2020	-

1 - 1 / 1 rows

Holdings in companies

No holdings in companies found

Company has no holdings in other companies

2026 Q1

Turnover

Amount

0 €

Monthly average

0 €

Per employee

0 €

Equity ratio

Labour taxes

Turnover ratio

0,00%

Tax ratio

104,07%

Monthly average

8 114 €

Per employee

406 €

State taxes

Monthly average

7 797 €

Turnover ratio

0,00%

Estimated salary

Gross salary

925 €

Net salary

832 €

Aggregate data

	2025	2024	2023	2022	2021	2020	2019
Current assets	913 790 €48.1%	617 087 €24.7%	494 768 €84.0%	268 926 €45.4%	492 336 €219.1%	154 271 €19.2%	190 824 €
Non-current assets	736 326 €10.7%	824 572 €19.1%	692 186 €18.5%	848 995 €95.6%	433 981 €40.8%	733 531 €33.3%	550 397 €
Total assets	1 650 116 €14.5%	1 441 659 €21.5%	1 186 954 €6.2%	1 117 921 €20.7%	926 317 €4.3%	887 802 €19.8%	741 221 €
Short-term liabilities	117 155 €29.4%	165 986 €2.8%	161 410 €1.3%	159 314 €0.3%	158 882 €4.3%	152 286 €125.4%	67 562 €
Long-term liabilities	959 €	959 €	959 €0.1%	958 €	958 €	958 €	958 €
Total liabilities	118 114 €29.2%	166 945 €2.8%	162 369 €1.3%	160 272 €0.3%	159 840 €4.3%	153 244 €123.6%	68 520 €
Share or stock capital	2 556 €	2 556 €	2 556 €	2 556 €	2 556 €	2 556 €	2 556 €
Retained earnings	1 272 158 €24.5%	1 022 026 €16.8%	875 093 €14.6%	763 921 €4.4%	732 002 €9.2%	670 145 €18.2%	567 087 €
Net profit	257 288 €2.9%	250 132 €70.2%	146 936 €23.1%	191 172 €498.9%	31 919 €48.4%	61 857 €40.0%	103 058 €
Equity	1 532 002 €20.2%	1 274 714 €24.4%	1 024 585 €7.0%	957 649 €24.9%	766 477 €4.3%	734 558 €9.2%	672 701 €
Turnover	808 040 €3.9%	777 736 €11.0%	700 832 €20.7%	580 484 €37.2%	423 100 €8.6%	389 731 €10.0%	433 099 €
Profit margin	31.84%1.0%	32.16%53.4%	20.97%36.3%	32.93%336.5%	7.54%52.5%	15.87%33.3%	23.80%

Financial ratios

	2024	2023	2022	2021	2020
Profit and cash flow
EBITDA	XBH GJT	EKA GJF	EVG EGY	97 453	134 708
Liquidity
Current ratio	Q.C	Z.K	T.O	3.1	1.0
Quick ratio	V.O	C.R	W.C	3.1	1.0
Cash ratio	V.R	U.U	C.N	3.1	1.0
Efficiency
Days sales outstanding (dso)	-	-	Q.V	0.0	0.8
Asset turnover	K.S	U.L	H.C	0.5	0.5
Structure
Debt ratio	M.I	F.Y	O.C	0.2	0.2
Profitability
Operating margin	NU.C%	QV.W%	QO.A%	7.5%	15.9%
Net profit margin	BW.N%	UN.J%	PY.I%	7.5%	15.9%
Return on assets (roa)	FW.F%	CL.N%	AM.G%	3.5%	7.6%
Return on equity (roe)	FI.K%	ZK.L%	GU.S%	4.2%	8.4%

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Licences & notices

No licenses and notices found

Company has no active licenses and business activity notices

Regulations

Regulation no.	Date	Type	Deadline	Status
Ä 30045068 / 6	01.09.2023	Entry - Amendment entry		Entered into force (01.09.2023)
Ä 30045068 / 5	24.08.2023	Entry - Amendment entry		Entered into force (24.08.2023)
Ä 30045068 / 4	07.05.2020	Entry - Amendment entry under CRA § 525 (2)		Entered into force (07.05.2020)
Ä 30045068 / M1	22.04.2020	Order to remedy deficiencies for correcting extra-entry data - Amendment entry under CRA § 525 (2)	06.05.2020	Entered into force (22.04.2020)
Ä 30045068 / 3	17.01.2018	Entry - Amendment entry		Entered into force (17.01.2018)

1 - 5 / 17 rows

Real estate

Address	Area	Purpose
A. H. Tammsaare tee 69, Mustamäe linnaosa, Tallinn, Harju maakond	2122 m²	Residential land 100%
Aiandi tn 5, Mustamäe linnaosa, Tallinn, Harju maakond	9419 m²	Residential land 100%
E. Vilde tee 136, Mustamäe linnaosa, Tallinn, Harju maakond	3084 m²	Residential land 100%
Henno tn 7, Pärnu linn, Pärnu linn, Pärnu maakond	1324 m²	Commercial land 5%, Residential land 95%
Henno tn 7, Pärnu linn, Pärnu linn, Pärnu maakond	1324 m²	Commercial land 5%, Residential land 95%

1 - 5 / 12 rows

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Company has not been issued consumer dispute committee decisions

Official announcements

No official announcements found

Company has no issued official announcements

Public transactions

Date	Party	Amount	Classification
27.04.2026	OÜ Karjaküla Sotsiaalkeskus	392.85 € Received	OPERATING EXPENSES General care service provided outside the home
23.03.2026	Mittetulundusühing Tartu Ülikooli Akadeemiline Spordiklubi	122.11 € Received	OPERATING EXPENSES Sport
11.03.2026	Riigikogu Kantselei	1 058.84 € Received	OPERATING EXPENSES Central-government executive and legislative bodies
05.03.2026	Mittetulundusühing Tartu Ülikooli Akadeemiline Spordiklubi	154.68 € Received	OPERATING EXPENSES Sport
03.03.2026	Rahandusministeerium	1 328.39 € Received	OPERATING EXPENSES Financial and fiscal policy

1 - 5 / 430 rows

.ee domains

Domain	Status	Registered	Expires	End
fixkindlustus.ee	Active	04.07.2010	19.11.2026	-

1 - 1 / 1 rows

Enforcement proceedings

No enforcement proceedings found

Company has no active debts with bailiffs

Payment orders

No payment orders found

Company has no court-ordered payment orders