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Osaühing Kindlustusbüroo LKM

Legal form:

Private limited company

Registry code:

10388086

VAT no.:

EE100042612

Fiscal-year period:

01.01 - 31.12

Established:

24.03.1998 (28)

Former business names:

osaühing KINDLUSTUSMAAKLER L.K.M

Capital:

2 569 EUR

Address:

Äkke tn 5-3, Haabersti linnaosa, Tallinn, Harju maakond, 13517

Status:

Registered

Contacts

Email:

kindlustuslkm@gmail.com

Phone:

+372 56480022

Industries

FINANCIAL AND INSURANCE ACTIVITIES
Auxiliary activities of financial services and insurance
Auxiliary activities for insurance and pension funding
Activities of insurance agents and brokers
66221 - Activities of insurance agents

VAT liability

	Start	End
EE100042612	01.04.1998

Annual reports

Aggregate data

	Period	Submitted
2025	01.01.2025 - 31.12.2025	17.03.2026	Valid
2024	01.01.2024 - 31.12.2024	09.05.2025	Valid
2023	01.01.2023 - 31.12.2023	05.06.2024	Valid
2022	01.01.2022 - 31.12.2022	15.05.2023	Valid
2021	01.01.2021 - 31.12.2021	01.07.2022	Valid
2020	01.01.2020 - 31.12.2020	30.06.2021	Valid
2019	01.01.2019 - 31.12.2019	12.06.2020	Valid
2018	01.01.2018 - 31.12.2018	30.06.2019	Valid
2017	01.01.2017 - 31.12.2017	05.11.2019	Valid
2017	01.01.2017 - 19.12.2017	25.04.2018	Expired
2016	01.01.2016 - 31.12.2016	28.06.2017	Valid
2015	01.01.2015 - 31.12.2015	14.06.2016	Valid
2014	01.01.2014 - 31.12.2014	16.06.2015	Valid
2013	01.01.2013 - 31.12.2013	14.05.2014	Valid
2012	01.01.2012 - 31.12.2012	26.04.2013	Valid
2011	01.01.2011 - 31.12.2011	15.05.2012	Valid
2010	01.01.2010 - 31.12.2010	05.04.2011	Valid
2009	01.01.2009 - 31.12.2009	15.04.2010	Valid
2008	01.01.2008 - 31.12.2008	22.06.2009	Valid
2007	01.01.2007 - 31.12.2007	26.06.2008	Valid
2006	01.01.2006 - 31.12.2006	28.06.2007	Valid
2005	01.01.2005 - 31.12.2005	29.06.2006	Valid
2004	01.01.2004 - 31.12.2004	30.06.2005	Valid
2003	01.01.2003 - 31.12.2003	29.06.2004	Valid
2002	01.01.2002 - 31.12.2002	27.06.2003	Valid
2001	01.01.2001 - 31.12.2001	28.06.2002	Valid
2000	01.01.2000 - 31.12.2000	02.07.2001	Valid

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 06.06.2026.

???

Credit rating

Hidden

Credit rating is based on company financial data and payment behavior. detailed analysis available to regia+ users.

020406080100

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Tax data

	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q1	1 145 €	1 208 €	0 €	1
Kokku 2026:	1 145 €	1 208 €	0 €
2025 Q4	3 145 €	1 516 €	0 €	1
2025 Q3	2 593 €	1 516 €	0 €	1
2025 Q2	1 453 €	1 516 €	0 €	1
2025 Q1	1 364 €	1 425 €	0 €	1
Kokku 2025:	8 555 €	5 973 €	0 €
2024 Q4	2 460 €	1 705 €	0 €	1
2024 Q3	1 296 €	1 355 €	0 €	1
2024 Q2	1 296 €	1 355 €	0 €	1
2024 Q1	1 683 €	971 €	0 €	1
Kokku 2024:	6 735 €	5 386 €	0 €
2023 Q4	5 256 €	1 767 €	0 €	1
2023 Q3	1 146 €	1 198 €	0 €	1
2023 Q2	1 588 €	1 331 €	0 €	1
2023 Q1	4 033 €	1 656 €	0 €	1
Kokku 2023:	12 022 €	5 953 €	0 €
2022 Q4	1 034 €	1 081 €	0 €	1
2022 Q3	1 034 €	1 081 €	0 €	1
2022 Q2	1 034 €	1 081 €	0 €	1
2022 Q1	2 968 €	1 021 €	0 €	1
Kokku 2022:	6 069 €	4 263 €	0 €
2021 Q4	948 €	991 €	0 €	1
2021 Q3	1 449 €	1 023 €	0 €	1
2021 Q2	941 €	1 020 €	0 €	1
2021 Q1	1 964 €	1 244 €	0 €	1
Kokku 2021:	5 303 €	4 278 €	0 €
2020 Q4	1 442 €	1 171 €	0 €	1
2020 Q3	941 €	1 020 €	0 €	1
2020 Q2	974 €	1 054 €	0 €	1
2020 Q1	2 191 €	1 020 €	0 €	1
Kokku 2020:	5 547 €	4 265 €	0 €
2019 Q4	2 816 €	1 020 €	0 €	1
2019 Q3	0 €	0 €	0 €	1
2019 Q2	0 €	0 €	0 €	0
2019 Q1	0 €	0 €	0 €	0
Kokku 2019:	2 816 €	1 020 €	0 €
2018 Q4	0 €	0 €	0 €	0
2018 Q3	0 €	0 €	0 €	0
2018 Q2	0 €	0 €	0 €	0
2018 Q1	0 €	0 €	0 €	0
Kokku 2018:	0 €	0 €	0 €
2017 Q4	2 500 €	0 €	0 €	0
2017 Q3	819 €	911 €	0 €	1
2017 Q2	876 €	978 €	0 €	1
2017 Q1	2 379 €	980 €	0 €100.0%	1
Kokku 2017:	6 574 €	2 869 €	0 €100.0%
2016 Q4	882 €	984 €	6 616 €0.0%	1
2016 Q3	882 €	984 €	6 616 €0.0%	1
2016 Q2	882 €	984 €	6 616 €0.3%	1
2016 Q1	1 386 €	988 €	6 637 €2.1%	1
Kokku 2016:	4 032 €	3 940 €	26 485 €2.5%
2015 Q4	2 392 €	994 €	6 776 €0.0%	1
2015 Q3	1 892 €	994 €	6 776 €0.0%	1
2015 Q2	1 892 €	994 €	6 776 €1.0%	1
2015 Q1	898 €	1 004 €	6 843 €	1
Kokku 2015:	7 074 €	3 986 €	27 171 €

Revenue by industry

	2023	2024	2025
Activities of insurance agents and brokers	33 187 €	36 041 €	34 172 €

Tax debts

No tax debt found

No tax debt as of 06.06.2026

Representatives

Name	Personal ID code	Date of birth	Role	Start	End
Merike Kesküla	46805XXXXXX	24.05.1968 (58)	Board member	23.01.2018	-

6 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Shareholders

Name	Personal ID code	Date of birth	Role	Share	%	Type	Start	End
Merike Kesküla	46805XXXXXX	24.05.1968 (58)	Shareholder	2 569,00 EUR	100	Sole ownership	01.09.2023	-

5 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Other persons

Name	Personal ID code	Date of birth	Role	Start	End
Madis Mahlapuu	35609XXXXXX	03.09.1956 (69)	Founder	24.03.1998	-
Maie Laanemets	-	-	Founder	24.03.1998	-
Renita Mäe	-	-	Founder	24.03.1998	-

1 - 3 / 3 rows

Ultimate beneficial owners

Name	Personal ID code	Date of birth	Role	Start	End
Merike Kesküla	46805XXXXXX	24.05.1968 (58)	Direct holding	23.10.2018	-

1 - 1 / 1 rows

Holdings in companies

No holdings in companies found

Company has no holdings in other companies

2026 Q1

Turnover

Amount

0 €

Monthly average

0 €

Per employee

0 €

Equity ratio

Labour taxes

Turnover ratio

0,00%

Tax ratio

105,50%

Monthly average

403 €

Per employee

403 €

State taxes

Monthly average

382 €

Turnover ratio

0,00%

Estimated salary

Gross salary

920 €

Net salary

828 €

Aggregate data

	2025	2024	2023	2022	2021	2020	2019
Current assets	7 325 €47.6%	13 966 €174.1%	5 096 €72.9%	18 802 €16.2%	22 442 €30.4%	32 233 €12.1%	28 766 €
Non-current assets	11 983 €5.2%	12 646 €5.9%	13 445 €3.3%	13 016 €4.1%	13 566 €17.9%	11 504 €	11 504 €
Total assets	19 308 €27.4%	26 612 €43.5%	18 541 €41.7%	31 818 €11.6%	36 008 €17.7%	43 737 €8.6%	40 270 €
Short-term liabilities	1 691 €53.0%	3 601 €5.3%	3 801 €40.3%	6 362 €68.7%	3 772 €48.0%	7 256 €197.6%	2 438 €
Long-term liabilities	-	-	-	-	-	-	-
Total liabilities	1 691 €53.0%	3 601 €5.3%	3 801 €40.3%	6 362 €68.7%	3 772 €48.0%	7 256 €197.6%	2 438 €
Share or stock capital	2 569 €	2 569 €	2 569 €	2 569 €	2 569 €	2 569 €	2 569 €
Retained earnings	10 442 €45.6%	7 171 €148.4%	2 887 €80.3%	14 667 €38.7%	23 912 €15.4%	28 263 €30.4%	21 676 €
Net profit	4 606 €65.3%	13 271 €42.9%	9 284 €12.9%	8 220 €42.8%	5 755 €1.9%	5 649 €58.4%	13 587 €
Equity	17 617 €23.4%	23 011 €56.1%	14 740 €42.1%	25 456 €21.0%	32 236 €11.6%	36 481 €3.6%	37 832 €
Turnover	34 172 €5.2%	36 041 €8.6%	33 187 €14.0%	29 100 €10.5%	26 338 €9.7%	24 009 €0.6%	24 165 €
Profit margin	13.48%63.4%	36.82%31.6%	27.97%1.0%	28.25%29.3%	21.85%7.1%	23.53%58.2%	56.23%

Financial ratios

	2024	2023	2022	2021	2020
Profit and cash flow
EBITDA	ES SMS	CX JPF	BS BNM	8 386	-
Liquidity
Current ratio	X.X	H.L	F.M	5.9	4.4
Quick ratio	O.A	H.W	B.A	5.9	4.4
Cash ratio	I.O	F.D	B.Y	0.0	0.0
Efficiency
Days sales outstanding (dso)	FB.O	-	-	-	-
Asset turnover	C.P	V.I	R.X	0.7	0.6
Structure
Debt ratio	C.Z	F.Y	E.J	0.1	0.2
Profitability
Operating margin	TZ.V%	QW.F%	YH.F%	31.3%	28.3%
Net profit margin	VN.H%	VI.Q%	NI.V%	21.9%	23.5%
Return on assets (roa)	WZ.T%	HG.T%	OL.Z%	14.4%	13.4%
Return on equity (roe)	QJ.P%	MF.Q%	OJ.D%	17.9%	15.5%

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Licences & notices

No licenses and notices found

Company has no active licenses and business activity notices

Regulations

Regulation no.	Date	Type	Deadline	Status
Ä 20011380 / 16	03.12.2024	Entry - Amendment entry		Entered into force (03.12.2024)
Ä 20011380 / 15	01.09.2023	Entry - Amendment entry		Entered into force (01.09.2023)
Ä 20011380 / 14	18.01.2021	Entry - Amendment entry under CRA § 525 (2)		Entered into force (18.01.2021)
Ä 20011380 / M3	18.01.2021	Directive order - Amendment entry under CRA § 525 (2)	28.01.2021	Entered into force (18.01.2021)
Ä 20011380 / M2	26.04.2018	Directive order		Entered into force (26.04.2018)

Osaühing Kindlustusbüroo LKM

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VAT liability

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Aggregate data

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Regulations

Real estate

No real estate found

Consumer Disputes Committee decisions

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Official announcements

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Public transactions

No public transactions found

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No domains found

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No enforcement proceedings found

Payment orders

No payment orders found