AS CREDITINFO EESTI

Legal form:: Public limited company
Registry code:: 10256137
VAT no.:: EE100084829
Fiscal-year period:: 01.01 - 31.12
Established:: 27.08.1997 (29 y)
Former business names:: aktsiaselts CREDITINFO EESTI, aktsiaselts Krediidiinfo
Capital:: 25 564 EUR
Address:: Tatari tn 1, Kesklinna linnaosa, Tallinn, Harju maakond, 10116
Status:: Registered
LEI code:: 9845008BFA7E7BB96Q81 (expired 11.04.2026)
E-invoice reception:: Arvekeskus

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Contacts

Phone:: +372 6659600
Email:: info@creditinfo.ee

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Industries

ADMINISTRATIVE AND SUPPORT SERVICE ACTIVITIES
Office administration and other business support services
Business support service activities n.e.c.
82911 – Debt collection and credit information services

Industry TOPNo. 2 of 31 companies

1.Julianus Inkasso OÜ9.4M €
2.AS CREDITINFO EESTI8.2M €
3.Professional Partner OÜ1.5M €
4.OÜ Krediidiregister1.4M €
5.KREEDIX OÜ437.7k €
6.OÜ GS Core351.6k €
7.Information Holding OÜ303.3k €
8.GOSA INVEST OÜ276.9k €
9.B2 Impact OÜ275.3k €
10.Lex Invest OÜ261.5k €

Main activity 82911 · turnover over the last 4 quarters

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VAT liability

VAT no.	Start	End
EE100084829	01.01.1994	-

Annual reports

Aggregate data

Year	Period	Submitted	Status
2025	01.01.2025 – 31.12.2025	28.05.2026	Valid	PDF
2024	01.01.2024 – 31.12.2024	15.06.2025	Valid	PDF
2023	01.01.2023 – 31.12.2023	30.06.2024	Valid	PDF
2022	01.01.2022 – 31.12.2022	11.05.2023	Valid	PDF
2021	01.01.2021 – 31.12.2021	08.06.2022	Valid	PDF
2020	01.01.2020 – 31.12.2020	22.06.2021	Valid	PDF
2019	01.01.2019 – 31.12.2019	30.06.2020	Valid	PDF
2018	01.01.2018 – 31.12.2018	15.10.2019	Valid	PDF
2018	01.01.2018 – 31.12.2018	30.06.2019	Expired	PDF
2017	01.01.2017 – 31.12.2017	30.06.2018	Valid	PDF
2016	01.01.2016 – 31.12.2016	30.06.2017	Valid	PDF
2015	01.04.2015 – 31.12.2015	28.06.2016	Valid	PDF
2014	01.04.2014 – 31.03.2015	23.09.2015	Valid	PDF
2013	01.04.2013 – 31.03.2014	17.09.2014	Valid	PDF
2012	01.04.2012 – 31.03.2013	16.09.2013	Valid	PDF
2011	01.04.2011 – 31.03.2012	25.09.2012	Valid	PDF
2010	01.04.2010 – 31.03.2011	27.09.2011	Valid	PDF
2009	01.04.2009 – 31.03.2010	28.09.2010	Valid	PDF
2008	01.04.2008 – 31.03.2009	21.09.2009	Valid	PDF
2007	01.04.2007 – 31.03.2008	22.09.2008	Valid	PDF
2006	01.01.2006 – 31.03.2007	26.09.2007	Valid	PDF
2005	01.01.2005 – 31.12.2005	29.06.2006	Valid	PDF
2004	01.01.2004 – 31.12.2004	27.06.2005	Valid	PDF
2003	01.01.2003 – 31.12.2003	30.06.2004	Valid	PDF
2002	01.01.2002 – 31.12.2002	20.06.2003	Valid	PDF
2001	01.01.2001 – 31.12.2001	01.07.2002	Valid	PDF
2000	01.01.2000 – 31.12.2000	31.05.2001	Valid	PDF

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No unsubmitted declarations as of 19.10.2026.

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Tax debt Reports Declarations Court decisions41 Official announcements–TTJA decisions1 Real estate–.ee domains35 Licenses–Regulations51 Public transactions384 Grants3 State aid4 Public procurement1 Holdings in companies–Enforcement proceedings Payment orders

Tax data

Period	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q3	741 195 €	269 758 €	2,17 M €+4,5%	34
2026 Q2	681 054 €	327 792 €	2,08 M €+6,9%	37
2026 Q1	959 845 €	284 086 €	1,95 M €−3,6%	36
Total 2026:	2,38 M €	881 636 €	6,20 M €
2025 Q4	613 321 €	293 328 €	2,02 M €−3,2%	37
2025 Q3	717 019 €	305 594 €	2,09 M €+2,9%	38
2025 Q2	536 838 €	296 085 €	2,03 M €+9,8%	35
2025 Q1	1,04 M €	285 899 €	1,85 M €−4,6%	35
Total 2025:	2,91 M €	1,18 M €	7,98 M €
2024 Q4	472 328 €	229 005 €	1,94 M €+1,3%	37
2024 Q3	648 030 €	261 319 €	1,91 M €+6,1%	33
2024 Q2	517 074 €	287 221 €	1,80 M €+5,6%	35
2024 Q1	627 775 €	244 504 €	1,70 M €−1,4%	36
Total 2024:	2,27 M €	1,02 M €	7,35 M €
2023 Q4	419 254 €	230 461 €	1,73 M €−0,3%	36
2023 Q3	473 813 €	271 544 €	1,73 M €+8,7%	36
2023 Q2	450 129 €	267 520 €	1,60 M €−2,3%	35
2023 Q1	385 372 €	216 693 €	1,63 M €−1,7%	35
Total 2023:	1,73 M €	986 218 €	6,69 M €
2022 Q4	395 478 €	217 742 €	1,66 M €−5,8%	32
2022 Q3	479 227 €	279 442 €	1,76 M €+2,6%	34
2022 Q2	406 246 €	225 903 €	1,72 M €+2,4%	34
2022 Q1	396 027 €	197 559 €	1,68 M €−2,9%	36
Total 2022:	1,68 M €	920 646 €	6,82 M €
2021 Q4	434 192,87 €	224 841,32 €	1,73 M €+2,7%	34
2021 Q3	437 062,02 €	226 626,14 €	1,68 M €−0,2%	37
2021 Q2	422 249,88 €	226 264,28 €	1,69 M €+3,0%	40
2021 Q1	399 122,72 €	224 075,61 €	1,64 M €+1,1%	40
Total 2021:	1,69 M €	901 807,35 €	6,74 M €
2020 Q4	391 295,60 €	208 245,82 €	1,62 M €−1,1%	39
2020 Q3	380 715,85 €	197 354,13 €	1,64 M €+14,4%	42
2020 Q2	375 914,17 €	214 496,12 €	1,43 M €+2,2%	41
2020 Q1	852 332,95 €	219 161,52 €	1,40 M €	43
Total 2020:	2,00 M €	839 257,59 €	6,10 M €

Revenue by industry

	2023	2024	2025
Debt collection and credit information services	5 571 444 €	6 290 310 €	6 434 881 €

Tax debts

No tax debt found

No tax debt as of 19.10.2026

Representatives

	Personal ID code
Oksana Tolmatšova	47704XXXXXX	17.04.1977 (49)	Board member	12.06.2026	-
Simon Renno	38704XXXXXX	04.04.1987 (39)	Board member	08.09.2023	-

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Shareholders

	Personal ID code
Information Holding OÜ	12944309	10.11.2015 (10)	Shareholder	25 564 EUR	100,00%	Sole ownership	16.08.2023	-

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Other persons

	Personal ID code
Elari Tammenurm	38804XXXXXX	05.04.1988 (38)	Supervisory-board member	05.06.2026	-
Bertrand Jacques Frédéric Rieul De Leusse	37502XXXXXX	17.02.1975 (51)	Chairman of the supervisory board	11.05.2026	-
Hrefna Ösp Sigfinnsdóttir	-	23.09.1969 (57)	Supervisory-board member	17.06.2024	-
Mart Nõmper	37702XXXXXX	24.02.1977 (49)	Audit firm	03.12.2021	-

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Ultimate beneficial owners

	Personal ID code
Reynir Finndal Gretarsson	-	-	Indirect holding	05.09.2018	-

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Holdings in companies

No holdings in companies found

Company has no holdings in other companies

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2026 Q3

Turnover

Amount: 2 173 625 €
Monthly average: 724 542 €
Per employee: 21 310 €
Equity ratio: 2 834,23%

Labour taxes

Turnover ratio: 12,41%
Tax ratio: 36,40%
Monthly average: 89 919 €
Per employee: 2 533 €

State taxes

Monthly average: 247 065 €
Turnover ratio: 34,10%

Estimated salary

Gross salary: 4 513 €
Net salary: 3 548 €

Aggregate data

Last 5 yrsAll

	2025	2024	2023	2022	2021	2020	2019
Current assets	3 063 722 €−8,7%	3 355 875 €+92,7%	1 741 065 €−33,4%	2 615 130 €+28,9%	2 028 216 €−22,2%	2 607 235 €+51,9%	1 715 852 €
Non-current assets	1 107 760 €−37,8%	1 782 078 €−63,0%	4 815 226 €+41,2%	3 410 271 €+14,4%	2 980 676 €+523%	478 412 €+1,5%	471 456 €
Total assets	4 171 482 €−18,8%	5 137 953 €−21,6%	6 556 291 €+8,8%	6 025 401 €+20,3%	5 008 892 €+62,3%	3 085 647 €+41,1%	2 187 308 €
Short-term liabilities	1 310 149 €−0,3%	1 313 892 €+42,6%	921 224 €+51,3%	608 773 €−7,5%	657 840 €−23,5%	860 098 €−26,2%	1 165 298 €
Long-term liabilities	-	-	-	-	-	-	-
Total liabilities	1 310 149 €−0,3%	1 313 892 €+42,6%	921 224 €+51,3%	608 773 €−7,5%	657 840 €−23,5%	860 098 €−26,2%	1 165 298 €
Share or stock capital	25 564 €	25 564 €	25 564 €	25 564 €	25 564 €	25 564 €	25 564 €
Retained earnings	1 685 344 €−42,5%	2 928 509 €−37,1%	4 655 082 €+8,5%	4 289 506 €+51,4%	2 833 733 €+189%	980 464 €+105%	479 361 €
Net profit	1 134 443 €+32,8%	854 006 €−9,0%	938 439 €−13,6%	1 085 576 €−26,4%	1 475 773 €+22,6%	1 203 539 €+140%	501 103 €
Equity	2 861 333 €−25,2%	3 824 061 €−32,1%	5 635 067 €+4,0%	5 416 628 €+24,5%	4 351 052 €+95,5%	2 225 549 €+118%	1 022 010 €
Turnover	6 434 881 €+2,3%	6 290 310 €+12,9%	5 572 865 €−1,0%	5 631 696 €−0,1%	5 636 030 €+6,4%	5 295 961 €+9,3%	4 843 404 €
Profit margin	17,6%	13,6%	16,8%	19,3%	26,2%	22,7%	10,3%

Financial ratios

	2022	2021
Profit and cash flow
EBITDA	1 601 323 €	1 928 393 €
Liquidity
Current ratio	4,3	3,1
Quick ratio	4,3	3,1
Cash ratio	1,1	1,9
Efficiency
Days sales outstanding (dso)	113,5	99,2
Asset turnover	1,0	1,4
Structure
Debt ratio	0,1	0,1
Profitability
Operating margin	17,6%	24,9%
Net profit margin	19,3%	26,2%
Return on assets (roa)	19,7%	36,5%
Return on equity (roe)	20,0%	33,9%

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Licences & notices

No licenses and notices found

Company has no active licenses and business activity notices

Regulations


Ä 10016121 / 35	12.06.2026	Entry – Amendment entry	-	Entered into force12.06.2026
Ä 10016121 / 34	18.05.2026	Entry – Amendment entry	-	Entered into force18.05.2026
Ä 10016121 / M20	08.05.2026	Order to remedy deficiencies – Amendment entry	23.05.2026	Deficiencies remedied11.05.2026
Ä 10016121 / 33	17.02.2026	Entry – Amendment entry	-	Entered into force17.02.2026
Ä 10016121 / M19	05.02.2026	Order to remedy deficiencies – Amendment entry	20.02.2026	Deficiencies remedied11.02.2026

Real estate

No real estate found

Company has no real estate

Consumer Disputes Committee decisions


19-1/24-01928-001	Alar Urm	In favour of the consumer	23.08.2024	PDF

Court decisions


2-23-7828/29	Apellatsioonmenetlus	Court ruling	Law of obligations	Kairi Piirisild, Ele Liiv, Mati Maksing	ECLI:EE:TLRK:2026:2.23.7828.9514	22.06.2026	Open
2-19-10047/145	Kohtu I astme menetlus	Court judgment	Law of obligations	Ahti Kuuseväli	ECLI:EE:HMK:2025:2.19.10047.22476	23.12.2025	Open
2-23-10249/37	Apellatsioonmenetlus	Court judgment	Law of obligations	Iris Kangur-Gontšarov, Mati Maksing, Indrek Soots	ECLI:EE:TLRK:2025:2.23.10249.22238	28.11.2025	Open
2-22-8782/24	Kohtu I astme menetlus	Court ruling	Law of obligations	Tamara Šabarova	ECLI:EE:HMK:2025:2.22.8782.22080	20.11.2025	Open
2-23-9515/48	Apellatsioonmenetlus	Court judgment	Law of obligations	Indrek Soots, Iris Kangur-Gontšarov, Krista Kirspuu	ECLI:EE:TLRK:2025:2.23.9515.9056	29.05.2025	Open

Official announcements

No official announcements found

Company has no issued official announcements

Public transactions


15.09.2026	Ettevõtluse ja Innovatsiooni Sihtasutus	300,82 €Received	OPERATING EXPENSESHousing development
15.09.2026	Ettevõtluse ja Innovatsiooni Sihtasutus	114,17 €Received	OPERATING EXPENSESGeneral economic and trade policy
11.09.2026	Lääne-Harju Vallavalitsus	145,23 €Received	OPERATING EXPENSESMunicipal government
07.09.2026	Aktsiaselts Lahevesi	141,25 €Received	OPERATING EXPENSESWater supply
17.08.2026	Maaelu Edendamise Sihtasutus	401,76 €Received	OPERATING EXPENSESAgriculture

Funded projects


Digitaliseerimise teekaart2021-2027.1.02.25-0380	(EK nr 1.2) Digitaliseerimisest kasu toomineERDF · Ettevõtluse ja Innovatsiooni Sihtasutus	21.03.2025 – 21.06.20252021-2027	14 000 €support 50,0%	14 000 €	Completed
Finantsanalüüsi nüüdisaegsed meetodid1.0200.07-2621	Inimressursi arendamine ettevõtete majandusliku konkurentsivõime suurendamiseksESF · Ettevõtluse ja Innovatsiooni Sihtasutus	18.03.2007 – 31.05.20072004-2006	440,99 €	440,99 €	Completed
Müügi ja teenindusega seotud võtmeisikute koolitus tulemuslikuma müügi saavutam1.0200.06-0764	Inimressursi arendamine ettevõtete majandusliku konkurentsivõime suurendamiseksESF · Ettevõtluse ja Innovatsiooni Sihtasutus	09.09.2006 – 29.09.20062004-2006	4 345,99 €	4 345,99 €	Completed

State aid


13.03.2026	Haridus- ja NoorteametAid measure 241652	Muu › MuuGrant	1 088 €	241652/2600419
27.03.2025	Ettevõtluse ja Innovatsiooni SihtasutusAid measure 241674	Muu › MuuGrant	7 000 €	241674/2500033
25.06.2019	Ettevõtluse ja Innovatsiooni SihtasutusAid measure 16503	Teadmiste ja oskuste arendamine VTA › Muu VTAGrant	15 092 €	16503/1900368
20.05.2019	Ettevõtluse ja Innovatsiooni SihtasutusAid measure 15467	Koolitus VTA › Koolitus VTAGrant	2 363 €	15467/1904387

Public procurement contracts


22.08.2024End 31.12.2025	Reference number 277581 · Hankeleping_5-4/221-1	Majandus- ja KommunikatsiooniministeeriumContracting authority	235 300 €actual 90 519,90 €	Completed

.ee domains


majanduspulss.ee	Active	10.07.2026	11.07.2027
teaberegister.ee	Active	11.06.2025	12.06.2027
krediiditeaberegister.ee	Active	04.06.2025	05.06.2027
credi.ee	Active	13.06.2023	14.06.2027
edukaseesti.ee	Active	11.05.2022	12.05.2027

Enforcement proceedings

No enforcement proceedings found

Company has no active debts with bailiffs

Payment orders

No payment orders found

Company has no court-ordered payment orders

Data comes from public registers.