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Real estate

TTJA decisions

231

Court decisions

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123

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mittetulundusühing Eesti Liikluskindlustuse Fond

Legal form:

Non-profit association

Registry code:

80206477

VAT no.:

EE100929395

Fiscal-year period:

01.01 - 31.12

Established:

29.06.2004 (21)

Address:

Mustamäe tee 46, Kristiine linnaosa, Tallinn, Harju maakond, 10621

Status:

Registered

Contacts

Email:

lkf@lkf.ee

Phone:

+372 6671800

Website:

www.lkf.ee

Industries

FINANCIAL AND INSURANCE ACTIVITIES
Insurance, reinsurance and pension funding, except compulsory social security
Insurance
65121 - Non-life insurance
OTHER SERVICE ACTIVITIES
Activities of organisations
Activities of business, employers' and professional organisations
Activities of business and employers' organisations
94119 - Activities of other business and employers' organisations

VAT liability

	Start	End
EE100929395	08.10.2004

Annual reports

Aggregate data

	Period	Submitted
2025	01.01.2025 - 31.12.2025	24.04.2026	Valid
2024	01.01.2024 - 31.12.2024	25.04.2025	Valid
2023	01.01.2023 - 31.12.2023	30.04.2024	Valid
2022	01.01.2022 - 31.12.2022	28.04.2023	Valid
2021	01.01.2021 - 31.12.2021	19.04.2022	Valid
2020	01.01.2020 - 31.12.2020	30.04.2021	Valid
2019	01.01.2019 - 31.12.2019	08.06.2020	Valid
2018	01.01.2018 - 31.12.2018	22.04.2019	Valid
2017	01.01.2017 - 31.12.2017	20.04.2018	Valid
2016	01.01.2016 - 31.12.2016	26.04.2017	Valid
2015	01.01.2015 - 31.12.2015	22.04.2016	Valid
2014	01.01.2014 - 31.12.2014	23.04.2015	Valid
2013	01.01.2013 - 31.12.2013	02.06.2014	Valid
2013	01.01.2013 - 31.12.2013	13.05.2014	Expired
2012	01.01.2012 - 31.12.2012	20.05.2013	Valid
2011	01.01.2011 - 31.12.2011	18.05.2012	Valid
2010	01.01.2010 - 31.12.2010	12.05.2011	Valid
2009	01.01.2009 - 31.12.2009	12.05.2010	Valid

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 06.06.2026.

???

Credit rating

Hidden

Credit rating is based on company financial data and payment behavior. detailed analysis available to regia+ users.

020406080100

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? Strengths

View summary

✓

Tax debt

✓

Unsubmitted reports

✓

Unsubmitted declarations

231

Court decisions

Official announcements

TTJA decisions

Real estate

.ee domains

Licenses

Regulations

123

Public transactions

Holdings in companies

✓

Enforcement proceedings

✓

Payment orders

Tax data

	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q1	201 434 €	133 329 €	406 057 €4 037.5%	33
Kokku 2026:	201 434 €	133 329 €	406 057 €
2025 Q4	191 109 €	199 422 €	9 814 €95.5%	33
2025 Q3	231 233 €	203 942 €	218 871 €2 196.4%	32
2025 Q2	186 245 €	196 205 €	9 531 €97.6%	35
2025 Q1	242 750 €	185 979 €	393 147 €10 437.3%	34
Kokku 2025:	851 337 €	785 548 €	631 363 €5.3%
2024 Q4	171 104 €	178 946 €	3 731 €98.2%	34
2024 Q3	204 918 €	175 221 €	212 110 €15 450.6%	34
2024 Q2	166 271 €	173 939 €	1 364 €99.6%	34
2024 Q1	228 641 €	171 363 €	382 524 €15 333.1%	34
Kokku 2024:	770 934 €	699 469 €	599 729 €11.5%
2023 Q4	166 876 €	173 327 €	2 479 €98.8%	34
2023 Q3	182 252 €	157 254 €	203 903 €14 498.8%	32
2023 Q2	162 520 €	158 153 €	1 397 €99.6%	33
2023 Q1	195 594 €	151 991 €	329 877 €6 673.5%	33
Kokku 2023:	707 241 €	640 725 €	537 655 €4.5%
2022 Q4	151 320 €	159 328 €	4 870 €97.5%	33
2022 Q3	160 737 €	136 952 €	193 530 €20 091.6%	33
2022 Q2	175 346 €	161 234 €	958 €99.7%	33
2022 Q1	170 441 €	128 431 €	315 052 €21 389.1%	32
Kokku 2022:	657 845 €	585 946 €	514 411 €3.1%
2021 Q4	117 921 €	122 641 €	1 466 €99.2%	32
2021 Q3	142 342 €	119 137 €	195 259 €5 047.3%	31
2021 Q2	144 561 €	151 366 €	3 793 €98.7%	31
2021 Q1	161 878 €	121 331 €	298 567 €111 317.9%	42
Kokku 2021:	566 702 €	514 475 €	499 085 €3.4%
2020 Q4	115 176 €	122 152 €	268 €99.9%	41
2020 Q3	141 697 €	121 045 €	195 365 €	40
2020 Q2	143 493 €	151 632 €	0 €100.0%	43
2020 Q1	166 348 €	127 296 €	286 946 €301 948.4%	42
Kokku 2020:	566 713 €	522 125 €	482 578 €32.0%
2019 Q4	114 010 €	119 508 €	95 €99.9%	43
2019 Q3	133 237 €	112 287 €	189 038 €7.2%	42
2019 Q2	149 905 €	129 821 €	176 411 €	41
2019 Q1	0 €	0 €	0 €100.0%	0
Kokku 2019:	397 152 €	361 616 €	365 544 €16.9%
2018 Q4	97 217 €	102 166 €	562 €99.7%	41
2018 Q3	133 945 €	108 661 €	180 834 €13 864.0%	39
2018 Q2	123 264 €	128 892 €	1 295 €99.5%	41
2018 Q1	144 299 €	103 164 €	257 329 €100 419.1%	40
Kokku 2018:	498 725 €	442 883 €	440 020 €31.7%
2017 Q4	95 109 €	100 160 €	256 €99.8%	40
2017 Q3	113 784 €	93 650 €	125 473 €9 574.1%	44
2017 Q2	111 472 €	117 600 €	1 297 €99.4%	43
2017 Q1	126 173 €	89 778 €	207 163 €78.3%	42
Kokku 2017:	446 538 €	401 188 €	334 189 €92.8%
2016 Q4	70 214 €	73 896 €	955 271 €11.9%	24
2016 Q3	107 311 €	83 872 €	1 084 226 €17.6%	24
2016 Q2	123 413 €	101 739 €	1 315 195 €0.1%	24
2016 Q1	113 669 €	101 659 €	1 314 160 €115.1%	24
Kokku 2016:	414 607 €	361 166 €	4 668 852 €62.6%
2015 Q4	78 191 €	82 164 €	611 076 €14.7%	23
2015 Q3	117 135 €	96 302 €	716 228 €22.0%	23
2015 Q2	118 016 €	123 508 €	918 565 €46.8%	23
2015 Q1	119 172 €	84 155 €	625 888 €	23
Kokku 2015:	432 514 €	386 129 €	2 871 757 €

Tax debts

No tax debt found

No tax debt as of 06.06.2026

Representatives

Name	Personal ID code	Date of birth	Role	Start	End
Tuuli Pärenson	48410XXXXXX	13.10.1984 (41)	Board member	01.09.2025	-
Lauri Potsepp	37508XXXXXX	22.08.1975 (50)	Board member	19.09.2013	-
Hillar Lõhmussaar	37212XXXXXX	12.12.1972 (53)	Board member	26.10.2007	-
Andres Piirsalu	36804XXXXXX	19.04.1968 (58)	Board member	13.06.2007	-

4 inactive record hidden, extended access to the information portal is required to view history!

1 - 4 / 4 rows

Ultimate beneficial owners

Name	Personal ID code	Date of birth	Role	Start	End
Tuuli Pärenson	48410XXXXXX	13.10.1984 (41)	Board member(s)	25.09.2025	-
Andres Piirsalu	36804XXXXXX	19.04.1968 (58)	Board member(s)	02.11.2018	-
Hillar Lõhmussaar	37212XXXXXX	12.12.1972 (53)	Board member(s)	02.11.2018	-
Lauri Potsepp	37508XXXXXX	22.08.1975 (50)	Board member(s)	02.11.2018	-

1 inactive record hidden, extended access to the information portal is required to view history!

1 - 4 / 4 rows

Holdings in companies

No holdings in companies found

Company has no holdings in other companies

2026 Q1

Turnover

Amount

406 057 €

Monthly average

135 352 €

Per employee

4 102 €

Equity ratio

Labour taxes

Turnover ratio

32,84%

Tax ratio

66,19%

Monthly average

44 443 €

Per employee

1 347 €

State taxes

Monthly average

67 145 €

Turnover ratio

49,61%

Estimated salary

Gross salary

2 509 €

Net salary

2 011 €

Aggregate data

	2025	2024	2023	2022	2021	2020	2019
Current assets	-	-	27 980 208 €13.3%	24 704 060 €1.0%	24 945 584 €2.1%	24 435 720 €9.8%	22 247 912 €
Non-current assets	-	-	2 687 302 €20.8%	3 394 135 €9.3%	3 105 256 €46.9%	2 113 146 €11.6%	2 390 376 €
Total assets	32 893 148 €3.1%	31 909 820 €4.1%	30 667 512 €9.1%	28 098 196 €0.2%	28 050 840 €5.7%	26 548 866 €7.8%	24 638 288 €
Short-term liabilities	-	-	-	-	-	-	-
Long-term liabilities	-	-	-	-	-	-	-
Total liabilities	-	-	-	-	-	-	-
Share or stock capital	-	-	-	-	-	-	-
Retained earnings	-	-	-	-	-	-	-
Net profit	-	-	-	-	-	-	-
Equity	-	-	-	-	-	-	-
Turnover	5 900 745 €5.5%	6 241 355 €10.1%	6 943 716 €28.7%	5 395 369 €25.7%	4 293 311 €7.1%	4 623 195 €14.9%	5 429 897 €
Profit margin	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Financial ratios

	2023	2022	2021	2020	2019
Profit and cash flow
EBITDA	-	-	-	-	-
Liquidity
Current ratio	-	-	-	-	-
Quick ratio	-	-	-	-	-
Cash ratio	-	-	-	-	-
Efficiency
Days sales outstanding (dso)	-	-	-	-	-
Asset turnover	-	-	-	-	-
Structure
Debt ratio	O.G	G.W	J.H	0.2	0.2
Profitability
Operating margin	-	-	-	-	-
Net profit margin	-	-	-	-	-
Return on assets (roa)	Y.U%	W.Y%	G.X%	4.8%	12.2%
Return on equity (roe)	G.V%	Z.W%	Y.S%	5.8%	14.3%

To view all financial ratios, you need to subscribe to extended access to the info portal!

Licences & notices

No licenses and notices found

Company has no active licenses and business activity notices

Regulations

Regulation no.	Date	Type	Deadline	Status
M 10081078 / 21	28.09.2025	Entry - Amendment entry		Entered into force (28.09.2025)
M 10081078 / 20	01.09.2025	Entry - Amendment entry		Entered into force (01.09.2025)
M 10081078 / 19	27.12.2023	Entry - Amendment entry		Entered into force (27.12.2023)
M 10081078 / M5	22.12.2023	Order to remedy deficiencies - Amendment entry	21.01.2024	Deficiencies remedied (27.12.2023)
M 10081078 / 18	01.02.2023	Entry - Amendment entry		Entered into force (01.02.2023)

1 - 5 / 26 rows

Real estate

No real estate found

Company has no real estate

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Company has not been issued consumer dispute committee decisions

Court decisions

Case number	Procedure type	Judgment type	Category	Judges	ECLI	Date
2-26-511/4						09.03.2026
2-24-15276/35	Civil case	Court ruling		Ülle Raag	ECLI:EE:TMK:2025:2.24.15276.10251	01.07.2025
2-24-138256/5	Civil case	Court judgment (Default judgment)	Law of obligations	Helina Luksepp	ECLI:EE:HMK:2025:2.24.138256.13889	11.06.2025
3-24-3410/21	Administrative case	Court ruling	Law enforcement	Kadri Sullin	ECLI:EE:TLHK:2025:3.24.3410.4574	31.03.2025
2-25-103510/4	Civil case	Court ruling (Compromise ruling)	Law of obligations	Helina Luksepp	ECLI:EE:HMK:2025:2.25.103510.3309	07.03.2025

1 - 5 / 231 rows

Official announcements

Subject	Date
Notice of auction of immovable property in enforcement proceedings	21.05.2026
Notice of auction of immovable property in enforcement proceedings	13.05.2026
Collection notice	30.04.2026
Collection notice	30.04.2026
Notice of auction of immovable property in enforcement proceedings	15.04.2026

1 - 5 / 45 rows

Public transactions

Date	Party	Amount	Classification
17.03.2026	Kaitseliit	5 399.32 € Received	OPERATING EXPENSES Other defence
12.02.2026	Raplamaa Rakenduslik Kolledž	440.00 € Received	OPERATING EXPENSES Vocational education
03.02.2026	Tartu Linnavalitsus	14.80 € Received	OPERATING EXPENSES Other economy, incl. economic administration
28.01.2026	Viljandi Kutseõppekeskus	440.00 € Received	OPERATING EXPENSES Vocational education
28.01.2026	Tallinna Tööstushariduskeskus	440.00 € Received	OPERATING EXPENSES Vocational education

1 - 5 / 123 rows

.ee domains

Domain	Status	Registered	Expires	End
kindlustuslepitus.ee	Active	14.01.2026	15.01.2029	-
isikukahju.ee	Active	14.03.2024	15.03.2027	-
avarii.ee	Active	22.08.2019	23.08.2026	-
kindlustustarkus.ee	Active	07.03.2016	08.03.2027	-
lkf.ee	Active	04.07.2010	12.11.2026	-

1 inactive record hidden, extended access to the information portal is required to view history!

1 - 5 / 5 rows

Enforcement proceedings

No enforcement proceedings found

Company has no active debts with bailiffs

Payment orders

No payment orders found

Company has no court-ordered payment orders