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M&L Financial Solutions OÜ

Legal form:

Private limited company

Registry code:

14865229

VAT no.:

EE102214231

Fiscal-year period:

01.01 - 31.12

Established:

09.12.2019 (6)

Capital:

2 500 EUR

Address:

Kuu põik 7, Saku alevik, Saku vald, Harju maakond, 75512

Status:

Registered

Contacts

Email:

info@mlfinance.ee

Phone:

+372 53434072

Website:

https://mlfinance.ee/

Industries

PROFESSIONAL, SCIENTIFIC AND TECHNICAL ACTIVITIES
Legal activities and accounting
Accounting, bookkeeping, auditing and tax consultancy
69202 - Accounting and tax consultancy

VAT liability

	Start	End
EE102214231	11.12.2019

Annual reports

Aggregate data

	Period	Submitted
2025	01.01.2025 - 31.12.2025	11.03.2026	Valid
2024	01.01.2024 - 31.12.2024	13.05.2025	Valid
2023	01.01.2023 - 31.12.2023	30.06.2024	Valid
2022	01.01.2022 - 31.12.2022	30.06.2023	Valid
2021	01.01.2021 - 31.12.2021	07.06.2022	Valid
2020	09.12.2019 - 31.12.2020	30.06.2021	Valid

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 05.06.2026.

???

Credit rating

Hidden

Credit rating is based on company financial data and payment behavior. detailed analysis available to regia+ users.

020406080100

? Risk factors

? Strengths

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Tax data

	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q1	6 378 €	1 692 €	21 205 €4.6%	2
Kokku 2026:	6 378 €	1 692 €	21 205 €
2025 Q4	7 092 €	1 462 €	22 218 €2.1%	2
2025 Q3	4 830 €	1 353 €	22 706 €6.1%	1
2025 Q2	5 481 €	1 353 €	21 403 €7.1%	-
2025 Q1	4 626 €	1 286 €	19 976 €28.3%	-
Kokku 2025:	22 029 €	5 454 €	86 303 €141.7%
2024 Q4	2 649 €	0 €	15 572 €45.3%	-
2024 Q3	569 €	0 €	10 714 €160.6%	-
2024 Q2	769 €	0 €	4 111 €22.5%	-
2024 Q1	1 533 €	0 €	5 303 €43.6%	-
Kokku 2024:	5 520 €	0 €	35 700 €163.6%
2023 Q4	546 €	0 €	3 694 €10.3%	-
2023 Q3	548 €	0 €	3 350 €15.7%	-
2023 Q2	412 €	0 €	3 972 €57.0%	-
2023 Q1	404 €	0 €	2 530 €0.6%	-
Kokku 2023:	1 910 €	0 €	13 546 €64.4%
2022 Q4	417 €	0 €	2 545 €3.0%	-
2022 Q3	442 €	0 €	2 624 €30.0%	-
2022 Q2	334 €	0 €	2 019 €92.0%	-
2022 Q1	144 €	0 €	1 052 €8.2%	-
Kokku 2022:	1 337 €	0 €	8 239 €82.9%
2021 Q4	107 €	0 €	1 145 €14.2%	-
2021 Q3	126 €	0 €	1 335 €42.5%	-
2021 Q2	135 €	0 €	937 €13.9%	-
2021 Q1	184 €	0 €	1 087 €2.9%	-
Kokku 2021:	552 €	0 €	4 504 €9.9%
2020 Q4	176 €	0 €	1 120 €6.8%	-
2020 Q3	194 €	0 €	1 201 €32.2%	-
2020 Q2	321 €	0 €	1 772 €95.4%	-
2020 Q1	158 €	0 €	907 €	0
Kokku 2020:	848 €	0 €	5 000 €
2019 Q4	0 €	0 €	0 €	0
Kokku 2019:	0 €	0 €	0 €

Revenue by industry

	2023	2024	2025
Accounting and tax consultancy	13 918 €	35 810 €	86 632 €

Tax debts

No tax debt found

No tax debt as of 05.06.2026

Representatives

Name	Personal ID code	Date of birth	Role	Start	End
Ly Mets	48912XXXXXX	10.12.1989 (36)	Board member	09.12.2019	-

1 - 1 / 1 rows

Shareholders

Name	Personal ID code	Date of birth	Role	Share	%	Type	Start	End
Riina Linaste	46807XXXXXX	18.07.1968 (57)	Shareholder	1 250,00 EUR	50	Sole ownership	01.09.2023	-
Ly Mets	48912XXXXXX	10.12.1989 (36)	Shareholder	1 250,00 EUR	50	Sole ownership	01.09.2023	-

2 inactive record hidden, extended access to the information portal is required to view history!

1 - 2 / 2 rows

Other persons

Name	Personal ID code	Date of birth	Role	Start	End
Ly Mets	48912XXXXXX	10.12.1989 (36)	Founder	04.12.2019	-
Riina Linaste	46807XXXXXX	18.07.1968 (57)	Founder	04.12.2019	-

1 - 2 / 2 rows

Ultimate beneficial owners

Name	Personal ID code	Date of birth	Role	Start	End
Ly Mets	48912XXXXXX	10.12.1989 (36)	Direct holding	09.12.2019	-
Riina Linaste	46807XXXXXX	18.07.1968 (57)	Direct holding	09.12.2019	-

1 - 2 / 2 rows

Holdings in companies

No holdings in companies found

Company has no holdings in other companies

2026 Q1

Turnover

Amount

21 205 €

Monthly average

7 068 €

Per employee

3 534 €

Equity ratio

282,73%

Labour taxes

Turnover ratio

7,98%

Tax ratio

26,53%

Monthly average

564 €

Per employee

282 €

State taxes

Monthly average

2 126 €

Turnover ratio

30,08%

Estimated salary

Gross salary

717 €

Net salary

677 €

Aggregate data

	2025	2024	2023	2022	2021	2020
Current assets	67 609 €56.2%	43 284 €115.3%	20 100 €24.2%	16 189 €76.8%	9 156 €34.9%	6 788 €
Non-current assets	1 555 €15.6%	1 345 €1 231.7%	101 €58.8%	245 €37.0%	389 €	-
Total assets	69 164 €55.0%	44 629 €120.9%	20 201 €22.9%	16 434 €72.2%	9 545 €40.6%	6 788 €
Short-term liabilities	5 071 €27.2%	6 970 €3 627.3%	187 €59.8%	117 €	-	-
Long-term liabilities	-	-	-	-	54 €15.6%	64 €
Total liabilities	5 071 €27.2%	6 970 €3 627.3%	187 €59.8%	117 €116.7%	54 €15.6%	64 €
Share or stock capital	2 500 €	2 500 €	2 500 €	2 500 €	2 500 €	2 500 €
Retained earnings	22 959 €91.1%	12 013 €13.1%	13 817 €97.6%	6 992 €65.5%	4 224 €	-
Net profit	38 634 €66.9%	23 146 €526.1%	3 697 €45.8%	6 825 €146.7%	2 767 €34.5%	4 224 €
Equity	64 093 €70.2%	37 659 €88.2%	20 014 €22.7%	16 317 €71.9%	9 491 €41.2%	6 724 €
Turnover	86 632 €141.9%	35 810 €157.3%	13 918 €61.7%	8 605 €90.6%	4 515 €15.9%	5 370 €
Profit margin	44.60%31.0%	64.64%143.3%	26.56%66.5%	79.31%29.4%	61.28%22.1%	78.66%

Financial ratios

	2024	2023	2022	2021	2020
Profit and cash flow
EBITDA	LG PWD	H OMY	N ACA	2 815	-
Liquidity
Current ratio	Y.V	LJX.N	LZS.A	-	-
Quick ratio	U.E	ZHK.Z	GVW.L	-	-
Cash ratio	C.K	AFH.H	PGF.M	-	-
Efficiency
Days sales outstanding (dso)	LY.N	PR.C	ST.O	100.5	77.8
Asset turnover	Q.O	Y.G	F.G	0.6	0.8
Structure
Debt ratio	Z.S	R.V	R.L	0.0	0.0
Profitability
Operating margin	OL.J%	GE.Y%	PF.B%	61.3%	78.7%
Net profit margin	BI.D%	BG.G%	KS.K%	61.3%	78.7%
Return on assets (roa)	BT.M%	JG.L%	VW.K%	33.9%	62.2%
Return on equity (roe)	AV.P%	XO.P%	EZ.A%	29.2%	62.8%

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Licences & notices

No licenses and notices found

Company has no active licenses and business activity notices

Regulations

Regulation no.	Date	Type	Deadline	Status
Ä 50134603 / 3	13.12.2023	Entry - Amendment entry under NSPA § 595¹ (1)		Entered into force (13.12.2023)
Ä 50134603 / 2	01.09.2023	Entry - Amendment entry		Entered into force (01.09.2023)
Ä 50134603	09.12.2019	Entry - Initial entry		Entered into force (09.12.2019)
Ä 50134603 / M2	06.12.2019	Order to remedy deficiencies - Initial entry	21.12.2019	Deficiencies remedied (09.12.2019)
Ä 50134603 / M1	05.12.2019	Order to remedy deficiencies - Initial entry	25.12.2019	Deficiencies remedied (09.12.2019)

M&L Financial Solutions OÜ

Contacts

Industries

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Hidden

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Aggregate data

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Regulations

Real estate

No real estate found

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

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Public transactions

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No enforcement proceedings found

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No payment orders found