FintechX OÜ

Legal formLegal form:: Private limited company
Registry codeRegistry code:: 14424637
VAT no.VAT no.:: EE102156496
Fiscal-year periodFiscal-year period:: 01.01 - 31.12
EstablishedEstablished:: 07.02.2018 (8 y)
Former business namesFormer business names:: Kriptomat OÜ
CapitalCapital:: 262 500 EUR
AddressAddress:: Maakri tn 44-20, Kesklinna linnaosa, Tallinn, Harju maakond, 10145
StatusStatus:: Registered
LEI codeLEI code:: 254900IRML6O7VATSU10

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Contacts

EmailEmail:: hq@kriptomat.io
WebsiteWebsite:: https://kriptomat.io/

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Industries

FINANCIAL AND INSURANCE ACTIVITIES
Provision of financial services, except insurance and pension funds
Provision of other financial services, except insurance and pension funding
Other financial service activities n.e.c., except insurance and pension funding
64991 – Other financial service activities n.e.c., except insurance and pension funding

VAT liability

VAT no.	Start	End
EE102156496	19.09.2023	-
EE102156496	13.05.2019	18.09.2023

Annual reports

Aggregate data

Year	Period	Submitted	Status
2025	01.01.2025 – 31.12.2025	30.06.2026	Not submitted
2024	01.01.2024 – 31.12.2024	18.08.2025	Valid	PDF
2023	01.01.2023 – 31.12.2023	31.07.2024	Valid	PDF
2022	01.01.2022 – 31.12.2022	04.10.2023	Valid	PDF
2021	01.01.2021 – 31.12.2021	08.09.2022	Valid	PDF
2020	01.01.2020 – 31.12.2020	09.09.2021	Valid	PDF
2019	01.01.2019 – 31.12.2019	14.07.2020	Valid	PDF
2018	07.02.2018 – 31.12.2018	28.06.2019	Valid	PDF

Unsubmitted declarations

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No unsubmitted declarations as of 30.09.2026.

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Tax debt Reports1 Declarations Court decisions–Official announcements–TTJA decisions–Real estate–.ee domains1 Licenses–Regulations26 Public transactions1 Grants–State aid2 Public procurement–Holdings in companies–Enforcement proceedings Payment orders

Tax data

Period	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q2	361 986 €	41 743 €	330 371 €−22,1%	3
2026 Q1	136 825 €	43 671 €	423 930 €−1,3%	6
Total 2026:	498 811 €	85 414 €	754 301 €
2025 Q4	141 763 €	45 475 €	429 569 €+30,2%	8
2025 Q3	111 053 €	41 330 €	329 877 €−13,3%	8
2025 Q2	103 165 €	28 202 €	380 682 €−21,2%	7
2025 Q1	120 879 €	22 653 €	483 000 €+18,5%	6
Total 2025:	476 860 €	137 660 €	1,62 M €
2024 Q4	92 512 €	12 539 €	407 452 €+31,5%	5
2024 Q3	67 654 €	8 694 €	309 829 €−5,6%	4
2024 Q2	76 894 €	8 694 €	328 185 €+87,9%	3
2024 Q1	40 868 €	8 682 €	174 656 €−20,0%	3
Total 2024:	277 928 €	38 609 €	1,22 M €
2023 Q4	53 974 €	14 999 €	218 275 €−9,8%	3
2023 Q3	62 116 €	14 452 €	242 117 €−6,9%	4
2023 Q2	66 560 €	15 448 €	259 966 €−11,8%	3
2023 Q1	73 027 €	14 813 €	294 652 €−37,5%	4
Total 2023:	255 677 €	59 712 €	1,02 M €
2022 Q4	108 152 €	14 677 €	471 490 €−49,4%	3
2022 Q3	200 153 €	14 599 €	932 135 €+27,6%	3
2022 Q2	158 385 €	12 166 €	730 747 €+31,5%	3
2022 Q1	132 141 €	22 057 €	555 526 €+10,8%	3
Total 2022:	598 831 €	63 499 €	2,69 M €
2021 Q4	120 379,83 €	21 522,13 €	501 421,26 €−11,0%	5
2021 Q3	132 489,10 €	21 407,16 €	563 493,31 €+11,6%	5
2021 Q2	119 858,23 €	20 507,71 €	504 866,53 €+81,0%	5
2021 Q1	34 677,80 €	8 033,63 €	278 903,95 €−19,5%	5
Total 2021:	407 404,96 €	71 470,63 €	1,85 M €
2020 Q4	73 082,49 €	4 102,80 €	346 428,48 €+96,8%	1
2020 Q3	38 558,11 €	3 638,03 €	176 012,37 €−10,3%	1
2020 Q2	39 338,06 €	52,16 €	196 265,21 €+29,9%	1
2020 Q1	30 222 €	0 €	151 064 €+151%	0
Total 2020:	181 200,66 €	7 792,99 €	869 770,06 €
2019 Q4	12 034 €	0 €	60 168 €+113%	0
2019 Q3	5 647 €	0 €	28 235 €	0
2019 Q2	0 €	0 €	0 €	0
2019 Q1	0 €	0 €	0 €	0
Total 2019:	17 681 €	0 €	88 403 €
2018 Q4	0 €	0 €	0 €	0
2018 Q3	0 €	0 €	0 €	0
2018 Q2	0 €	0 €	0 €	0
2018 Q1	0 €	0 €	0 €	0
Total 2018:	0 €	0 €	0 €

Revenue by industry

	2022	2023	2024
Other financial service activities n.e.c., except insurance and pension funding			4 159 704 €
Provision of other financial services n.e.c., except insurance and pension funding	3 005 255 €	2 163 396 €

Tax debts

No tax debt found

No tax debt as of 25.08.2026

Representatives

	Personal ID code
Dejan Davidović	37912XXXXXX	04.12.1979 (46)	Board member	13.03.2025	-

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Shareholders

	Personal ID code
HundredX OÜ	16146964	26.01.2021 (5)	Shareholder	262 500 EUR	100,00%	Sole ownership	02.06.2022	-

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Other persons

	Personal ID code
BizWisor OÜ	12018471	12.11.2010 (15)	Founder	07.02.2018	-

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Ultimate beneficial owners

	Personal ID code
Srđan Mahmutović	37910XXXXXX	23.10.1979 (46)	Indirect holding	04.10.2023	-

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Holdings in companies

No holdings in companies found

Company has no holdings in other companies

2026 Q2

Turnover

Amount: 330 371 €
Monthly average: 110 124 €
Per employee: 36 708 €
Equity ratio: 41,95%

Labour taxes

Turnover ratio: 12,64%
Tax ratio: 11,53%
Monthly average: 13 914 €
Per employee: 3 092 €

State taxes

Monthly average: 120 662 €
Turnover ratio: 109,57%

Estimated salary

Gross salary: 5 467 €
Net salary: 4 265 €

Aggregate data

Last 5 yrsAll

	2024	2023	2022	2021	2020	2019
Current assets	65 003 952 €+97,6%	32 890 544 €+96,2%	16 766 555 €+113%	7 857 084 €+282%	2 058 006 €+61,9%	1 271 063 €
Non-current assets	237 628 €−20,5%	298 836 €−16,9%	359 561 €−19,7%	447 847 €−22,0%	574 246 €+22 419%	2 550 €
Total assets	65 241 584 €+96,6%	33 189 380 €+93,8%	17 126 116 €+106%	8 304 931 €+216%	2 632 252 €+107%	1 273 613 €
Short-term liabilities	60 525 768 €+93,5%	31 284 402 €+110%	14 921 131 €+339%	3 395 656 €+124%	1 514 146 €+22,5%	1 235 704 €
Long-term liabilities	-	1 155 €	1 155 €−47,6%	2 205 €	2 205 €	-
Total liabilities	60 525 768 €+93,5%	31 285 557 €+110%	14 922 286 €+339%	3 397 861 €+124%	1 516 351 €+22,7%	1 235 704 €
Share or stock capital	-	-	-	-	-	-
Retained earnings	1 641 323 €−15,5%	1 941 330 €−60,3%	4 894 570 €+344%	1 103 401 €+384%	227 812 €+24 797%	915 €
Net profit	2 811 991 €+1 037%	-300 007 €+89,8%	-2 953 240 €−178%	3 791 169 €+333%	875 589 €+2 438%	34 494 €
Equity	4 715 814 €+148%	1 903 823 €−13,6%	2 203 830 €−55,1%	4 907 070 €+340%	1 115 901 €+2 844%	37 909 €
Turnover	4 159 704 €+92,3%	2 163 396 €−28,0%	3 005 255 €−59,0%	7 328 753 €+249%	2 101 950 €+553%	321 665 €
Profit margin	67,6%	-13,9%	-98,3%	51,7%	41,7%	10,7%

Financial ratios

	2021	2020
Profit and cash flow
EBITDA	3 842 248 €	890 693 €
Liquidity
Current ratio	2,3	1,4
Quick ratio	1,6	1,4
Cash ratio	1,6	1,3
Efficiency
Days sales outstanding (dso)	22,8	49,4
Asset turnover	1,3	1,1
Structure
Debt ratio	0,4	0,6
Profitability
Operating margin	51,7%	41,7%
Net profit margin	51,7%	41,7%
Return on assets (roa)	69,3%	44,8%
Return on equity (roe)	77,3%	78,5%

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Licences & notices

No licenses and notices found

Company has no active licenses and business activity notices

Regulations


Ä 50087258 / 22	17.08.2026	Entry – Amendment entry under NSPA § 595¹ (1)	-	Entered into force17.08.2026
Ä 50087258 / 21	05.05.2026	Entry – Amendment entry	-	Entered into force05.05.2026
Ä 50087258 / 20	25.08.2025	Entry – Amendment entry	-	Entered into force25.08.2025
Ä 50087258 / 19	12.08.2025	Entry – Amendment entry under NSPA § 595¹ (1)	-	Entered into force12.08.2025
Ä 50087258 / 18	13.03.2025	Entry – Amendment entry	-	Entered into force13.03.2025

Real estate

No real estate found

Company has no real estate

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Company has not been issued consumer dispute committee decisions

Court decisions

No court decisions found

The company has no court decisions

Official announcements

No official announcements found

Company has no issued official announcements

Public transactions


29.01.2026	Ettevõtluse ja Innovatsiooni Sihtasutus	297,60 €Received	OPERATING EXPENSESGeneral economic and trade policy

Funded projects

No funded projects found

The company has no projects funded by EU or foreign grants

State aid


02.12.2024	Ettevõtluse ja Innovatsiooni SihtasutusAid measure 231469	Turundustegevused VTA › Ekspordi edendamine VTAGrant	10 027 €	231469/2500198
06.06.2024	Ettevõtluse ja Innovatsiooni SihtasutusAid measure 231469	Turundustegevused VTA › Ekspordi edendamine VTAGrant	8 170 €	231469/2400322

Public procurement contracts

No public procurement contracts found

The company has no public procurement contracts

.ee domains


kriptomat.ee	Active	12.06.2020	13.06.2027

Enforcement proceedings

No enforcement proceedings found

Company has no active debts with bailiffs

Payment orders

No payment orders found

Company has no court-ordered payment orders

Data comes from public registers.