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Gamal Finance OÜ

Legal form:

Private limited company

Registry code:

14334578

VAT no.:

EE102013995

Fiscal-year period:

01.01 - 31.12

Established:

19.09.2017 (8)

Capital:

10 000 EUR

Address:

Iva tn 12, Mustamäe linnaosa, Tallinn, Harju maakond, 12618

Status:

Registered

Contacts

Email:

info@gamalfinance.eu

Phone:

+372 6600160

Industries

WHOLESALE AND RETAIL TRADE
Wholesale trade
46901 - Non-specialised wholesale trade

VAT liability

	Start	End
EE102013995	16.10.2017

Annual reports

Aggregate data

	Period	Submitted
2025	01.01.2025 - 31.12.2025	Due date 30.06.2026
2024	01.01.2024 - 31.12.2024	27.06.2025	Valid
2023	01.01.2023 - 31.12.2023	27.06.2024	Valid
2022	01.01.2022 - 31.12.2022	26.06.2023	Valid
2021	01.01.2021 - 31.12.2021	25.06.2022	Valid
2020	01.01.2020 - 31.12.2020	30.06.2021	Valid
2019	01.01.2019 - 31.12.2019	04.05.2020	Valid
2018	19.09.2017 - 31.12.2018	28.06.2019	Valid

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 06.06.2026.

Delayed declarations

	Deadline	Submitted
Intra-Community supply report	20.02.2026	04.03.2026	12 days overdue
Intra-Community supply report	22.09.2025	08.10.2025	16 days overdue
VAT return	22.09.2025	24.09.2025	2 days overdue

???

Credit rating

Hidden

Credit rating is based on company financial data and payment behavior. detailed analysis available to regia+ users.

020406080100

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? Strengths

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Tax data

	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q1	11 303 €	11 798 €	41 734 €85.0%	2
Kokku 2026:	11 303 €	11 798 €	41 734 €
2025 Q4	10 239 €	10 519 €	277 808 €201.6%	3
2025 Q3	12 112 €	12 637 €	92 102 €179.6%	3
2025 Q2	13 255 €	13 849 €	32 945 €70.3%	3
2025 Q1	12 527 €	13 071 €	110 778 €90.5%	3
Kokku 2025:	48 133 €	50 076 €	513 633 €77.7%
2024 Q4	11 393 €	11 381 €	1 169 880 €27.6%	3
2024 Q3	9 753 €	10 175 €	917 181 €567.4%	2
2024 Q2	9 933 €	9 579 €	137 430 €69.9%	2
2024 Q1	12 857 €	10 592 €	80 884 €87.3%	2
Kokku 2024:	43 936 €	41 727 €	2 305 375 €56.2%
2023 Q4	9 357 €	9 019 €	639 211 €287.1%	2
2023 Q3	7 716 €	8 071 €	165 123 €3.8%	2
2023 Q2	7 482 €	7 835 €	159 081 €69.0%	2
2023 Q1	7 998 €	8 031 €	512 799 €101.4%	2
Kokku 2023:	32 554 €	32 956 €	1 476 214 €17.3%
2022 Q4	7 696 €	8 044 €	254 654 €254.7%	2
2022 Q3	8 402 €	8 785 €	71 791 €72.8%	2
2022 Q2	9 416 €	9 832 €	264 367 €77.9%	2
2022 Q1	9 043 €	9 266 €	1 193 914 €267.8%	3
Kokku 2022:	34 558 €	35 928 €	1 784 726 €28.1%
2021 Q4	10 263 €	9 209 €	324 631 €42.7%	3
2021 Q3	10 670 €	8 974 €	567 036 €188.8%	3
2021 Q2	8 171 €	8 787 €	196 356 €35.8%	3
2021 Q1	8 070 €	8 687 €	305 731 €205.1%	3
Kokku 2021:	37 174 €	35 657 €	1 393 754 €112.9%
2020 Q4	9 869 €	8 487 €	100 218 €38.7%	3
2020 Q3	5 735 €	6 188 €	163 512 €2.4%	3
2020 Q2	1 642 €	9 125 €	159 750 €30.9%	4
2020 Q1	5 098 €	5 526 €	231 272 €	1
Kokku 2020:	22 345 €	29 327 €	654 753 €

Revenue by industry

	2022	2023	2024
Non-specialised wholesale trade	4 614 027 €	4 033 124 €	4 076 838 €

Tax debts

No tax debt found

No tax debt as of 06.06.2026

Representatives

Name	Personal ID code	Date of birth	Role	Start	End
Artjom Martõnenko	39405XXXXXX	31.05.1994 (32)	Board member	22.03.2018	-

1 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Shareholders

Name	Personal ID code	Date of birth	Role	Share	%	Type	Start	End
Artjom Martõnenko	39405XXXXXX	31.05.1994 (32)	Shareholder	10 000,00 EUR	100	Sole ownership	01.09.2023	-

3 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Other persons

Name	Personal ID code	Date of birth	Role	Start	End
Pavlo Pisnoi	-	12.07.1975 (50)	Founder	15.09.2017	-

1 - 1 / 1 rows

Ultimate beneficial owners

Name	Personal ID code	Date of birth	Role	Start	End
Artjom Martõnenko	39405XXXXXX	31.05.1994 (32)	Direct holding	19.07.2019	-

1 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Holdings in companies

No holdings in companies found

Company has no holdings in other companies

2026 Q1

Turnover

Amount

41 734 €

Monthly average

13 911 €

Per employee

6 956 €

Equity ratio

139,11%

Labour taxes

Turnover ratio

28,27%

Tax ratio

104,38%

Monthly average

3 933 €

Per employee

1 573 €

State taxes

Monthly average

3 768 €

Turnover ratio

27,08%

Estimated salary

Gross salary

2 890 €

Net salary

2 294 €

Aggregate data

	2024	2023	2022	2021	2020	2019
Current assets	723 321 €1.7%	711 083 €7.4%	767 680 €14.1%	672 700 €13.5%	592 613 €6.4%	632 928 €
Non-current assets	23 431 €18.8%	28 842 €78.9%	16 118 €12.5%	14 328 €13.3%	12 649 €129.6%	5 508 €
Total assets	746 752 €0.9%	739 925 €5.6%	783 798 €14.1%	687 028 €13.5%	605 262 €5.2%	638 436 €
Short-term liabilities	203 875 €7.5%	220 472 €21.0%	279 050 €7.3%	301 021 €16.4%	360 194 €30.7%	519 694 €
Long-term liabilities	3 120 €	3 120 €	3 120 €	3 120 €	3 120 €87.6%	25 200 €
Total liabilities	206 995 €7.4%	223 592 €20.8%	282 170 €7.2%	304 141 €16.3%	363 314 €33.3%	544 894 €
Share or stock capital	10 000 €	10 000 €	10 000 €	10 000 €	10 000 €300.0%	2 500 €
Retained earnings	482 333 €3.4%	466 628 €25.1%	372 887 €60.8%	231 948 €280.0%	61 042 €319.6%	14 548 €
Net profit	47 424 €19.4%	39 705 €66.6%	118 741 €15.8%	140 939 €17.5%	170 906 €123.4%	76 494 €
Equity	539 757 €4.5%	516 333 €2.9%	501 628 €31.0%	382 887 €58.3%	241 948 €158.7%	93 542 €
Turnover	4 076 838 €1.1%	4 033 124 €12.6%	4 614 027 €10.2%	4 186 121 €0.4%	4 171 030 €44.2%	2 892 737 €
Profit margin	1.16%18.2%	0.98%61.7%	2.57%23.6%	3.37%17.8%	4.10%55.0%	2.64%

Financial ratios

	2024	2023	2022	2021	2020
Profit and cash flow
EBITDA	LQ PCA	KC FTT	NNR CKB	141 021	174 808
Liquidity
Current ratio	B.R	R.T	H.E	2.2	1.6
Quick ratio	Q.N	H.E	D.K	2.2	1.6
Cash ratio	Z.P	N.N	J.K	1.1	0.8
Efficiency
Days sales outstanding (dso)	MU.B	GG.I	PH.E	27.4	29.8
Asset turnover	U.E	R.H	C.W	6.5	6.7
Structure
Debt ratio	V.V	D.H	Z.C	0.4	0.6
Profitability
Operating margin	B.M%	P.D%	H.O%	3.4%	4.2%
Net profit margin	Y.A%	C.C%	G.U%	3.4%	4.1%
Return on assets (roa)	Z.E%	G.D%	RT.X%	21.8%	27.5%
Return on equity (roe)	I.M%	G.O%	VR.I%	36.8%	70.6%

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Licences & notices

No licenses and notices found

Company has no active licenses and business activity notices

Regulations

Regulation no.	Date	Type	Deadline	Status
Ä 50065537 / 11	01.09.2023	Entry - Amendment entry		Entered into force (01.09.2023)
Ä 50065537 / 10	21.10.2020	Entry - Amendment entry		Entered into force (21.10.2020)
Ä 50065537 / M1	09.10.2020	Order to remedy deficiencies - Amendment entry	24.10.2020	Deficiencies remedied (19.10.2020)
Ä 50065537 / 9	02.06.2020	Entry - Amendment entry		Entered into force (02.06.2020)
Ä 50065537 / 8	01.03.2019	Entry - Amendment entry under CRA § 525 (2)		Entered into force (01.03.2019)

Gamal Finance OÜ

Contacts

Industries

VAT liability

Annual reports

Unsubmitted declarations

No unsubmitted declarations found

Delayed declarations

Credit rating

Hidden

Tax data

Revenue by industry

Tax debts

No tax debt found

Representatives

Shareholders

Other persons

Ultimate beneficial owners

Holdings in companies

No holdings in companies found

Aggregate data

Financial ratios

Licences & notices

No licenses and notices found

Regulations

Regulations

Real estate

No real estate found

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Official announcements

No official announcements found

Public transactions

No public transactions found

.ee domains

No domains found

Enforcement proceedings

No enforcement proceedings found

Payment orders

No payment orders found