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IQ FinTech OÜ

Legal form:

Private limited company

Registry code:

14302331

VAT no.:

EE102425790

Fiscal-year period:

01.01 - 31.12

Established:

28.07.2017 (8)

Capital:

2 500 EUR

Address:

Maakri tn 30, Kesklinna linnaosa, Tallinn, Harju maakond, 10145

Status:

Registered

Contacts

Email:

de.iqfintech@gmail.com

Industries

FINANCIAL AND INSURANCE ACTIVITIES
Provision of financial services, except insurance and pension funds
Provision of other financial services, except insurance and pension funding
6492 - Other lending

VAT liability

	Start	End
EE102425790	01.11.2021

Annual reports

Aggregate data

	Period	Submitted
2025	01.01.2025 - 31.12.2025	Due date 30.06.2026
2024	01.01.2024 - 31.12.2024	08.07.2025	Valid
2023	01.01.2023 - 31.12.2023	16.07.2024	Valid
2022	01.01.2022 - 31.12.2022	10.07.2023	Valid
2021	01.01.2021 - 31.12.2021	05.07.2022	Valid
2020	01.01.2020 - 31.12.2020	13.07.2021	Valid
2019	01.01.2019 - 31.12.2019	27.10.2020	Valid
2018	01.01.2018 - 31.12.2018	08.09.2020	Valid
2017	28.07.2017 - 31.12.2017	03.09.2018	Valid

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 05.06.2026.

???

Credit rating

Hidden

Credit rating is based on company financial data and payment behavior. detailed analysis available to regia+ users.

020406080100

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? Strengths

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Tax data

	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q1	15 866 €	10 186 €	-27 €101.4%	3
Kokku 2026:	15 866 €	10 186 €	-27 €
2025 Q4	8 605 €	8 983 €	1 943 €	2
2025 Q3	45 216 €	9 997 €	0 €100.0%	2
2025 Q2	7 645 €	7 981 €	-221 €110.9%	2
2025 Q1	9 041 €	9 151 €	2 031 €97.7%	1
Kokku 2025:	70 507 €	36 112 €	3 753 €99.6%
2024 Q4	6 761 €	7 126 €	88 280 €66.3%	2
2024 Q3	6 096 €	6 442 €	262 116 €225.9%	2
2024 Q2	6 206 €	6 487 €	80 424 €82.7%	2
2024 Q1	6 077 €	6 423 €	464 955 €399.3%	2
Kokku 2024:	25 140 €	26 478 €	895 775 €111.6%
2023 Q4	6 754 €	5 723 €	93 129 €5.5%	2
2023 Q3	6 115 €	5 362 €	98 511 €1.7%	1
2023 Q2	6 593 €	5 362 €	100 177 €23.8%	1
2023 Q1	6 706 €	5 414 €	131 527 €16.6%	1
Kokku 2023:	26 168 €	21 861 €	423 345 €35.0%
2022 Q4	6 952 €	5 518 €	112 799 €27.8%	1
2022 Q3	6 748 €	5 518 €	156 144 €522.2%	1
2022 Q2	5 853 €	4 413 €	25 094 €27.8%	1
2022 Q1	4 750 €	4 410 €	19 639 €212.5%	1
Kokku 2022:	24 303 €	19 859 €	313 676 €4 891.7%
2021 Q4	7 411 €	4 410 €	6 284 €	1
2021 Q3	2 191 €	2 379 €	0 €	1
2021 Q2	0 €	0 €	0 €	1
2021 Q1	2 421 €	0 €	0 €	-
Kokku 2021:	12 023 €	6 789 €	6 284 €
2020 Q4	2 421 €	0 €	0 €	-
2020 Q2	2 439 €	0 €	0 €	-
2020 Q1	0 €	0 €	0 €	0
Kokku 2020:	4 860 €	0 €	0 €
2019 Q4	0 €	0 €	0 €	0
2019 Q3	0 €	0 €	0 €	0
2019 Q2	0 €	0 €	0 €	0
2019 Q1	0 €	0 €	0 €	0
Kokku 2019:	0 €	0 €	0 €
2018 Q4	0 €	0 €	0 €	0
2018 Q3	0 €	0 €	0 €	0
2018 Q2	0 €	0 €	0 €	0
2018 Q1	0 €	0 €	0 €	0
Kokku 2018:	0 €	0 €	0 €
2017 Q4	0 €	0 €	0 €	0
2017 Q3	0 €	0 €	0 €	0
Kokku 2017:	0 €	0 €	0 €

Revenue by industry

	2022	2023	2024
Other lending			666 €
Renting and operating of own or leased real estate	88 477 €	63 148 €

Tax debts

No tax debt found

No tax debt as of 05.06.2026

Representatives

Name	Personal ID code	Date of birth	Role	Start	End
Tatjana Dorofejeva	48302XXXXXX	22.02.1983 (43)	Board member	23.09.2024	-
Denis Eremeev	38004XXXXXX	03.04.1980 (46)	Board member	12.07.2018	-

3 inactive record hidden, extended access to the information portal is required to view history!

1 - 2 / 2 rows

Shareholders

Name	Personal ID code	Date of birth	Role	Share	%	Type	Start	End
Ilya Tyaglyy	38508XXXXXX	24.08.1985 (40)	Shareholder	2 500,00 EUR	100	Sole ownership	23.09.2024	-

2 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Other persons

Name	Personal ID code	Date of birth	Role	Start	End
RUUT & PARTNERID AUDIITORBÜROO OÜ	-	-	Audit firm	02.06.2022	-
Boriss Adel	37801XXXXXX	29.01.1978 (48)	Founder	27.07.2017	-

1 - 2 / 2 rows

Ultimate beneficial owners

Name	Personal ID code	Date of birth	Role	Start	End
Ilya Nikolayevich Tyaglyy	-	24.08.1985 (40)	Direct holding	05.07.2022	-

1 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Holdings in companies

No holdings in companies found

Company has no holdings in other companies

2026 Q1

Turnover

Amount

-27 €

Monthly average

-9 €

Per employee

-3 €

Equity ratio

Labour taxes

Turnover ratio

0,00%

Tax ratio

64,20%

Monthly average

3 395 €

Per employee

1 358 €

State taxes

Monthly average

5 289 €

Turnover ratio

0,00%

Estimated salary

Gross salary

2 529 €

Net salary

2 025 €

Aggregate data

	2024	2023	2022	2021	2020	2019
Current assets	18 820 960 €4.0%	18 097 080 €40.8%	12 853 064 €403.0%	2 555 497 €124.2%	1 139 630 €49.5%	2 256 861 €
Non-current assets	6 379 086 €285.7%	1 653 987 €47.4%	3 145 000 €26.4%	4 270 426 €91.7%	2 227 180 €3.8%	2 314 311 €
Total assets	25 200 046 €27.6%	19 751 068 €23.5%	15 998 064 €134.4%	6 825 923 €102.7%	3 366 810 €26.3%	4 571 172 €
Short-term liabilities	2 157 632 €68.3%	6 803 129 €31 204.7%	21 732 €19.3%	18 218 €46.4%	33 997 €99.2%	4 520 624 €
Long-term liabilities	22 877 726 €78.1%	12 846 311 €18.7%	15 810 000 €133.5%	6 770 000 €92.3%	3 520 000 €	-
Total liabilities	25 035 358 €27.4%	19 649 440 €24.1%	15 831 732 €133.2%	6 788 218 €91.0%	3 553 997 €21.4%	4 520 624 €
Share or stock capital	2 500 €	2 500 €	2 500 €	2 500 €	2 500 €	2 500 €
Retained earnings	-120 873 €131.5%	383 832 €990.3%	35 204 €118.6%	-189 687 €494.8%	48 048 €49.2%	32 200 €
Net profit	283 061 €199.4%	-284 705 €321.3%	128 628 €42.8%	224 892 €194.6%	-237 735 €1 600.1%	15 848 €
Equity	164 688 €62.1%	101 627 €38.9%	166 332 €341.1%	37 705 €120.1%	-187 187 €470.3%	50 548 €
Turnover	666 €98.9%	63 148 €28.6%	88 477 €30.7%	67 717 €79.7%	334 366 €48.2%	645 900 €
Profit margin	42 501.65%9 526.9%	-450.85%410.1%	145.38%56.2%	332.11%567.1%	-71.10%2 997.8%	2.45%

Financial ratios

	2024	2023	2022	2021	2020
Profit and cash flow
EBITDA	-PTK TSN	-MSH KTV	-	-45 125	-77 437
Liquidity
Current ratio	I.I	C.Z	EWC.S	140.3	33.5
Quick ratio	V.I	S.E	CPT.U	140.3	33.5
Cash ratio	N.Y	G.U	UG.V	15.4	1.5
Efficiency
Days sales outstanding (dso)	U QDS GBW.L	NZ ZIU.A	IX WIO.P	12 547.2	1 596.8
Asset turnover	D.E	I.D	W.F	0.0	0.1
Structure
Debt ratio	R.U	T.J	K.I	1.0	1.1
Profitability
Operating margin	-QK RHL.U%	-PEJ.W%	-MBC.X%	-78.0%	-27.6%
Net profit margin	RP ZYT.Q%	-EJP.A%	BDN.F%	332.1%	-71.1%
Return on assets (roa)	N.U%	-C.N%	E.U%	4.4%	-6.0%
Return on equity (roe)	PRK.J%	-NGO.J%	FM.D%	596.5%	-

To view all financial ratios, you need to subscribe to extended access to the info portal!

Licences & notices

Type	Number	Field	Status	Start	End
License	FFA000223	Financial services > Operating as a financing institution	Valid	22.12.2017	-

1 - 1 / 1 rows

Regulations

Regulation no.	Date	Type	Deadline	Status
Ä 50061991 / 18	08.01.2025	Entry - Amendment entry under NSPA § 595¹ (1)		Entered into force (08.01.2025)
Ä 50061991 / 17	23.09.2024	Entry - Amendment entry		Entered into force (23.09.2024)
Ä 50061991 / M4	12.07.2024	Fine-warning order – annual report not filed	11.08.2024	Deficiencies remedied (17.07.2024)
Ä 50061991 / 16	28.12.2023	Entry - Amendment entry		Entered into force (28.12.2023)
Ä 50061991 / M3	18.12.2023	Order to remedy deficiencies - Amendment entry	02.01.2024	Deficiencies remedied (28.12.2023)

1 - 5 / 22 rows

Real estate

Address	Area	Purpose
Kiviaia tee 1 // Kloostrimetsa tee 56a, Pirita linnaosa, Tallinn, Harju maakond	6492 m²	Commercial land 30%, Residential land 70%
Kiviaia tee 1 // Kloostrimetsa tee 56a, Pirita linnaosa, Tallinn, Harju maakond	6492 m²	Commercial land 30%, Residential land 70%

1 - 2 / 2 rows

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Company has not been issued consumer dispute committee decisions

Court decisions

Case number	Procedure type	Judgment type	Category	Judges	ECLI	Date
2-24-2270/11	Civil case	Court ruling (Order to leave the matter unexamined)	Property law, enforcement	Laura-Liis Sarapuu	ECLI:EE:HMK:2025:2.24.2270.19906	05.12.2025
2-24-8386/10	Civil case	Court ruling (Compromise ruling)	Enforcement, law of obligations	Helina Luksepp	ECLI:EE:HMK:2024:2.24.8386.13900	27.08.2024
2-19-14789/44	Civil case	Court ruling (Order to leave the matter unexamined)	Enforcement	Nele Seping	ECLI:EE:HMK:2020:2.19.14789.7784	27.04.2020
2-19-20854/26	Civil case	Court ruling (Bankruptcy ruling)	Bankruptcy law	Meelis Eerik	ECLI:EE:HMK:2020:2.19.20854.4363	11.03.2020
2-19-9794/64	Civil case	Court ruling (Bankruptcy ruling)	Reorganisation, bankruptcy law	Leanika Tamm	ECLI:EE:PMK:2019:2.19.9794.24988	13.12.2019

1 - 5 / 5 rows

Official announcements

Subject	Date
Notice of auction of immovable property in enforcement proceedings	25.05.2026
Notice of auction of immovable property in enforcement proceedings	25.05.2026
Notice of auction of immovable property in enforcement proceedings	25.05.2026
Notice of auction of immovable property in enforcement proceedings	22.05.2026
Notice of auction of immovable property in enforcement proceedings	22.05.2026

1 - 5 / 12 rows

Public transactions

Date	Party	Amount	Classification
13.11.2024	Eesti Töötukassa	580.35 € Received	OTHER GRANTS Social protection of the unemployed
15.10.2024	Eesti Töötukassa	557.84 € Received	OTHER GRANTS Social protection of the unemployed
13.09.2024	Eesti Töötukassa	481.03 € Received	OTHER GRANTS Social protection of the unemployed
14.08.2024	Eesti Töötukassa	296.86 € Received	OTHER GRANTS Social protection of the unemployed
15.07.2024	Eesti Töötukassa	502.90 € Received	OTHER GRANTS Social protection of the unemployed

1 - 5 / 18 rows

.ee domains

Domain	Status	Registered	Expires	End
iqcredit.ee	Active	29.01.2021	30.01.2027	-
iqfintech.ee	Active	22.01.2021	23.01.2027	-

1 - 2 / 2 rows

Enforcement proceedings

No enforcement proceedings found

Company has no active debts with bailiffs

Payment orders

No payment orders found

Company has no court-ordered payment orders