OÜ Loodi Finantsid

Year	Period	Submitted	Status
2025	01.07.2025 – 30.06.2026	31.12.2026	Not submitted
2024	01.07.2024 – 30.06.2025	19.12.2025	Valid	PDF
2023	01.07.2023 – 30.06.2024	23.12.2024	Valid	PDF
2022	01.07.2022 – 30.06.2023	14.11.2023	Valid	PDF
2021	01.07.2021 – 30.06.2022	29.12.2022	Valid	PDF
2020	01.07.2020 – 30.06.2021	30.12.2021	Valid	PDF
2019	01.07.2019 – 30.06.2020	20.12.2020	Valid	PDF
2018	01.07.2018 – 30.06.2019	29.12.2019	Valid	PDF
2017	01.07.2017 – 30.06.2018	13.12.2018	Valid	PDF
2016	25.05.2016 – 30.06.2017	06.12.2017	Valid	PDF

Unsubmitted declarations

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No unsubmitted declarations as of 24.10.2026.

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Tax debt Reports Declarations Court decisions–Official announcements–TTJA decisions–Real estate–.ee domains–Licenses–Regulations8 Public transactions127 Grants–State aid–Public procurement9 Holdings in companies–Enforcement proceedings Payment orders

Tax data

Period	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q3	5 637 €	4 813 €	5 125 €−94,2%	1
2026 Q2	25 765 €	4 967 €	88 428 €+280%	1
2026 Q1	11 295 €	4 088 €	23 258 €+159%	1
Total 2026:	42 697 €	13 868 €	116 811 €
2025 Q4	5 483 €	4 396 €	8 970 €+61,3%	1
2025 Q3	5 192 €	4 396 €	5 560 €−91,3%	1
2025 Q2	17 798 €	4 103 €	63 770 €+239%	1
2025 Q1	9 299 €	3 478 €	18 823 €+71,6%	1
Total 2025:	37 772 €	16 373 €	97 123 €
2024 Q4	6 022 €	3 968 €	10 970 €+17,3%	1
2024 Q3	7 230 €	3 624 €	9 349 €−74,1%	1
2024 Q2	10 346 €	2 721 €	36 029 €+99,1%	1
2024 Q1	6 929 €	2 634 €	18 097 €+24,4%	1
Total 2024:	30 527 €	12 947 €	74 445 €
2023 Q4	8 201 €	4 911 €	14 550 €+75,3%	1
2023 Q3	3 739 €	2 381 €	8 300 €−69,2%	1
2023 Q2	7 861 €	2 721 €	26 967 €+246%	1
2023 Q1	3 752 €	2 394 €	7 800 €−23,5%	1
Total 2023:	23 553 €	12 407 €	57 617 €
2022 Q4	4 419 €	2 607 €	10 190 €+436%	1
2022 Q3	7 738 €	3 001 €	1 900 €−91,3%	1
2022 Q2	5 886 €	1 914 €	21 767 €+254%	1
2022 Q1	2 874 €	1 840 €	6 150 €−2,2%	1
Total 2022:	20 917 €	9 362 €	40 007 €
2021 Q4	2 511,04 €	1 400,40 €	6 290 €+291%	1
2021 Q3	3 191,95 €	3 174,08 €	1 610 €−92,4%	1
2021 Q2	5 610,79 €	1 513,76 €	21 308 €+274%	1
2021 Q1	2 174,80 €	1 146,96 €	5 700 €+45,0%	1
Total 2021:	13 488,58 €	7 235,20 €	34 908 €
2020 Q4	1 719,03 €	1 020,24 €	3 930 €+45,6%	1
2020 Q3	3 598,54 €	1 580,36 €	2 700 €−85,5%	1
2020 Q2	6 200,58 €	2 757,34 €	18 597 €+162%	1
2020 Q1	2 664 €	1 374 €	7 100 €+149%	1
Total 2020:	14 182,15 €	6 731,94 €	32 327 €
2019 Q4	1 814 €	1 360 €	2 846 €−77,2%	1
2019 Q3	5 455 €	1 927 €	12 500 €−0,6%	1
2019 Q2	4 244 €	1 927 €	12 580 €+99,7%	1
2019 Q1	2 707 €	1 627 €	6 300 €−16,5%	1
Total 2019:	14 220 €	6 841 €	34 226 €
2018 Q4	2 722 €	1 400 €	7 541 €−5,8%	1
2018 Q3	2 529 €	1 160 €	8 005 €−71,6%	1
2018 Q2	7 170 €	1 700 €	28 225 €+205%	1
2018 Q1	3 133 €	1 551 €	9 256 €+100%	1
Total 2018:	15 554 €	5 811 €	53 027 €
2017 Q4	5 277 €	1 252 €	4 626 €−58,5%	1
2017 Q3	3 123 €	1 014 €	11 160 €−42,1%	1
2017 Q2	4 758 €	1 060 €	19 266 €+62,4%	1
2017 Q1	2 835 €	744 €	11 863 €−76,9%	1
Total 2017:	15 993 €	4 070 €	46 915 €
2016 Q4	2 101 €	249 €	51 395 €	1
2016 Q3	0 €	0 €	0 €	1
Total 2016:	2 101 €	249 €	51 395 €

Revenue by industry

	2022	2023	2024
Auditing	49 957 €	74 676 €	104 062 €

Tax debts

No tax debt found

No tax debt as of 16.09.2026

Representatives

	Personal ID code
Monika Karniol	46504XXXXXX	14.04.1965 (61)	Board member	25.05.2016	-

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Shareholders

	Personal ID code
Monika Karniol	46504XXXXXX	14.04.1965 (61)	Shareholder	12 000 EUR	100,00%	Sole ownership	02.09.2023	-

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Other persons

	Personal ID code
Monika Karniol	46504XXXXXX	14.04.1965 (61)	Founder	18.05.2016	-

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Ultimate beneficial owners

	Personal ID code
Monika Karniol	46504XXXXXX	14.04.1965 (61)	Direct holding	04.09.2018	-

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Holdings in companies

No holdings in companies found

Company has no holdings in other companies

2026 Q3

Turnover

Amount: 5 125 €
Monthly average: 1 708 €
Per employee: 1 708 €
Equity ratio: 14,24%

Labour taxes

Turnover ratio: 93,91%
Tax ratio: 85,38%
Monthly average: 1 604 €
Per employee: 1 604 €

State taxes

Monthly average: 1 879 €
Turnover ratio: 109,99%

Estimated salary

Gross salary: 2 929 €
Net salary: 2 356 €

Aggregate data

Last 5 yrsAll

	2024	2023	2022	2021	2020	2019
Current assets	149 790 €+35,1%	110 883 €+24,3%	89 197 €−5,3%	94 164 €+15,2%	81 772 €+15,8%	70 640 €
Non-current assets	8 877 €+1 161%	704 €−62,7%	1 885 €−41,1%	3 203 €−8,3%	3 492 €−22,6%	4 511 €
Total assets	158 667 €+42,2%	111 587 €+22,5%	91 082 €−6,5%	97 367 €+14,2%	85 264 €+13,5%	75 151 €
Short-term liabilities	4 369 €−27,5%	6 029 €+181%	2 143 €−92,0%	26 777 €+789%	3 013 €−10,5%	3 365 €
Long-term liabilities	-	-	-	-	51 226 €−76,9%	221 580 €
Total liabilities	4 369 €−27,5%	6 029 €+181%	2 143 €−92,0%	26 777 €−50,6%	54 239 €−75,9%	224 945 €
Share or stock capital	-	-	-	-	-	-
Retained earnings	84 558 €+48,5%	56 939 €−2,8%	58 590 €+16,6%	50 251 €−15,9%	59 787 €+15,8%	51 629 €
Net profit	57 740 €+57,7%	36 619 €+99,6%	18 349 €+120%	8 339 €−20,3%	10 464 €+28,3%	8 157 €
Equity	154 298 €+46,2%	105 558 €+18,7%	88 939 €+26,0%	70 590 €−14,2%	82 251 €+14,6%	71 786 €
Turnover	104 062 €+39,4%	74 676 €+49,5%	49 957 €+38,4%	36 107 €+10,9%	32 548 €+0,3%	32 443 €
Profit margin	55,5%	49,0%	36,7%	23,1%	32,1%	25,1%

Financial ratios

	2021	2020
Profit and cash flow
EBITDA	14 177 €	11 972 €
Liquidity
Current ratio	3,5	27,1
Quick ratio	3,5	27,1
Cash ratio	3,5	27,1
Efficiency
Days sales outstanding (dso)	0,9	1,3
Asset turnover	0,4	0,4
Structure
Debt ratio	0,3	0,0
Profitability
Operating margin	36,0%	32,1%
Net profit margin	23,1%	32,1%
Return on assets (roa)	9,1%	13,0%
Return on equity (roe)	11,8%	12,7%

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Licences & notices

No licenses and notices found

Company has no active licenses and business activity notices

Regulations


Ä 50030657 / 7	13.09.2023	Entry – Amendment entry	-	Entered into force13.09.2023
Ä 50030657 / 6	02.09.2023	Entry – Amendment entry	-	Entered into force02.09.2023
Ä 50030657 / 5	19.01.2018	Entry – Amendment entry	-	Entered into force19.01.2018
Ä 50030657 / 4	20.12.2017	Entry – Amendment entry	-	Entered into force20.12.2017
Ä 50030657 / 3	11.12.2017	Entry – Amendment entry	-	Entered into force11.12.2017

Real estate

No real estate found

Company has no real estate

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Company has not been issued consumer dispute committee decisions

Court decisions

No court decisions found

The company has no court decisions

Official announcements

No official announcements found

Company has no issued official announcements

Public transactions


11.06.2026	Kehtna Vallavalitsus	1 240 €Received	OPERATING EXPENSESMunicipal government
25.05.2026	Saue Vallavalitsus	6 198,76 €Received	OPERATING EXPENSESMunicipal government
22.05.2026	Elva Vallavalitsus	6 200 €Received	OPERATING EXPENSESOther general services
20.05.2026	Kadrina Vallavalitsus	6 572 €Received	OPERATING EXPENSESMunicipal government
19.05.2026	Tõrva Vallavalitsus	11 160 €Received	OPERATING EXPENSESMunicipal government

Funded projects

No funded projects found

The company has no projects funded by EU or foreign grants

State aid

No state aid found

The company has not been granted state aid or de minimis aid

Public procurement contracts


28.08.2026End 14.06.2029	Reference number 311541 · Kliendileping audiitorteenuse osutamiseks	Viljandi VallavalitsusContracting authority	76 104 €	Concluded
15.12.2025End 10.05.2028	Reference number 302409 · Audiitorteenus 2025-2027 Tõrva vv	Tõrva VallavalitsusContracting authority	75 150 €	Concluded
11.01.2024End 30.06.2027	Reference number 270868 · Kliendileping_audiitorteenus	Saue VallavalitsusContracting authority	59 972 €	Concluded
05.01.2023End 31.05.2026	Reference number 256261 · KLIENDILEPING AUDIITORTEENUSE OSUTAMISEKS	Kehtna VallavalitsusContracting authority	18 800 €	Completed
20.12.2022End 30.06.2025	Reference number 256690 · Tartu Valla Kommunaal KLIENDILEPING ÜLEVAATUSE AUDIITORTEENUSE OSUTAMISEKS	Tartu VallavalitsusContracting authority	4 500 €	Completed

.ee domains

No domains found

Company has no valid .ee domains

Enforcement proceedings

No enforcement proceedings found

Company has no active debts with bailiffs

Payment orders

No payment orders found

Company has no court-ordered payment orders

Data comes from public registers.