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Finzo OÜ

Legal form:

Private limited company

Registry code:

12781600

VAT no.:

EE101877970

Fiscal-year period:

01.01 - 31.12

Established:

13.01.2015 (11)

Capital:

3 200 EUR

Address:

Posti tn 30, Haapsalu linn, Haapsalu linn, Lääne maakond, 90504

Status:

Registered

Contacts

Email:

info@omaraha.ee

Phone:

+372 5042131

Industries

FINANCIAL AND INSURANCE ACTIVITIES
Auxiliary activities of financial services and insurance
Auxiliary activities of financial services, except insurance and pension funds
Other activities auxiliary to financial services, except insurance and pension funding
66199 - Other activities auxiliary to financial services n.e.c., except insurance and pension funding

VAT liability

	Start	End
EE101877970	01.06.2016

Annual reports

Aggregate data

	Period	Submitted
2025	01.01.2025 - 31.12.2025	Due date 30.06.2026
2024	01.01.2024 - 31.12.2024	27.06.2025	Valid
2023	01.01.2023 - 31.12.2023	17.06.2024	Valid
2022	01.01.2022 - 31.12.2022	29.06.2023	Valid
2021	01.01.2021 - 31.12.2021	14.06.2022	Valid
2020	01.01.2020 - 31.12.2020	25.06.2021	Valid
2019	01.01.2019 - 31.12.2019	15.09.2020	Valid
2018	01.01.2018 - 31.12.2018	30.06.2019	Valid
2017	01.01.2017 - 31.12.2017	26.06.2018	Valid
2016	01.01.2016 - 31.12.2016	25.03.2018	Valid
2015	13.01.2015 - 31.12.2015	30.06.2016	Valid

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 03.06.2026.

???

Credit rating

Hidden

Credit rating is based on company financial data and payment behavior. detailed analysis available to regia+ users.

020406080100

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Tax data

	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q1	5 736 €	0 €	27 719 €1.3%	-
Kokku 2026:	5 736 €	0 €	27 719 €
2025 Q4	5 758 €	0 €	28 098 €10.8%	-
2025 Q3	5 449 €	0 €	31 485 €5.1%	-
2025 Q2	5 543 €	169 €	29 956 €1.2%	-
2025 Q1	16 525 €	0 €	30 316 €0.8%	-
Kokku 2025:	33 275 €	169 €	119 855 €7.5%
2024 Q4	5 856 €	62 €	30 546 €0.6%	-
2024 Q3	5 839 €	0 €	30 717 €3.6%	-
2024 Q2	5 773 €	0 €	31 864 €12.5%	-
2024 Q1	5 758 €	0 €	36 422 €2.5%	-
Kokku 2024:	23 226 €	62 €	129 549 €10.9%
2023 Q4	5 991 €	0 €	37 363 €0.4%	-
2023 Q3	5 765 €	0 €	37 500 €6.1%	-
2023 Q2	4 790 €	0 €	35 357 €0.7%	-
2023 Q1	118 €	0 €	35 111 €40.6%	-
Kokku 2023:	16 664 €	0 €	145 331 €14.3%
2022 Q4	5 555 €	0 €	59 153 €69.6%	-
2022 Q3	757 €	0 €	34 868 €6.7%	-
2022 Q2	873 €	0 €	37 377 €2.0%	-
2022 Q1	591 €	0 €	38 152 €0.1%	-
Kokku 2022:	7 776 €	0 €	169 550 €19.6%
2021 Q4	1 035 €	0 €	38 195 €4.5%	-
2021 Q3	460 €	0 €	36 560 €12.2%	-
2021 Q2	200 €	0 €	32 597 €5.3%	-
2021 Q1	340 €	38 €	34 415 €42.3%	-
Kokku 2021:	2 035 €	38 €	141 768 €41.3%
2020 Q4	6 189 €	0 €	59 616 €2.3%	-
2020 Q3	6 855 €	137 €	58 283 €78.2%	-
2020 Q2	322 €	137 €	32 710 €64.0%	-
2020 Q1	14 916 €	137 €	90 776 €13.4%	1
Kokku 2020:	28 282 €	411 €	241 386 €66.9%
2019 Q4	13 934 €	0 €	80 021 €244.4%	0
2019 Q3	2 805 €	137 €	23 235 €6.5%	1
2019 Q2	2 561 €	137 €	21 812 €11.6%	1
2019 Q1	2 014 €	137 €	19 538 €22.3%	1
Kokku 2019:	21 314 €	411 €	144 606 €18.5%
2018 Q4	1 081 €	0 €	25 134 €17.1%	0
2018 Q3	1 943 €	137 €	30 302 €40.5%	1
2018 Q2	5 944 €	137 €	50 908 €28.4%	1
2018 Q1	7 650 €	1 364 €	71 069 €7.9%	1
Kokku 2018:	16 618 €	1 638 €	177 413 €8.3%
2017 Q4	8 226 €	1 765 €	65 843 €13.8%	1
2017 Q3	10 514 €	1 611 €	76 406 €123.7%	1
2017 Q2	2 464 €	1 610 €	34 148 €99.5%	1
2017 Q1	1 525 €	1 633 €	17 119 €42.1%	1
Kokku 2017:	22 729 €	6 619 €	193 516 €258.9%
2016 Q4	1 556 €	1 654 €	29 581 €42.4%	3
2016 Q3	1 131 €	1 161 €	20 767 €1 075.3%	3
2016 Q2	159 €	99 €	1 767 €2.4%	3
2016 Q1	163 €	101 €	1 811 €88.7%	3
Kokku 2016:	3 009 €	3 015 €	53 926 €237.5%
2015 Q4	131 €	81 €	15 976 €	2
Kokku 2015:	131 €	81 €	15 976 €

Revenue by industry

	2022	2023	2024
Other activities auxiliary to financial services n.e.c., except insurance and pension funding	148 845 €	122 140 €	109 553 €

Tax debts

No tax debt found

No tax debt as of 03.06.2026

Representatives

Name	Personal ID code	Date of birth	Role	Start	End
Arne Veske	35701XXXXXX	19.01.1957 (69)	Board member	21.02.2024	-
Margus Aaslaid	37206XXXXXX	23.06.1972 (53)	Board member	21.12.2017	-

2 inactive record hidden, extended access to the information portal is required to view history!

1 - 2 / 2 rows

Shareholders

Name	Personal ID code	Date of birth	Role	Share	%	Type	Start	End
Sadama Kaheksa OÜ	-	26.05.2011 (15)	Shareholder	2 400,00 EUR	75	Sole ownership	22.02.2024	-
Lorestore osaühing	-	19.03.2007 (19)	Shareholder	800,00 EUR	25	Sole ownership	01.09.2023	-

5 inactive record hidden, extended access to the information portal is required to view history!

1 - 2 / 2 rows

Other persons

Name	Personal ID code	Date of birth	Role	Start	End
Omaraha OÜ	-	-	Founder	13.01.2015	-

1 - 1 / 1 rows

Ultimate beneficial owners

Name	Personal ID code	Date of birth	Role	Start	End
Arne Veske	35701XXXXXX	19.01.1957 (69)	Direct holding	22.02.2024	-

1 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Holdings in companies

No holdings in companies found

Company has no holdings in other companies

2026 Q1

Turnover

Amount

27 719 €

Monthly average

9 240 €

Per employee

0 €

Equity ratio

288,74%

Labour taxes

Turnover ratio

0,00%

Tax ratio

0,00%

Monthly average

0 €

Per employee

0 €

State taxes

Monthly average

1 912 €

Turnover ratio

20,69%

Estimated salary

Gross salary

0 €

Net salary

0 €

Aggregate data

	2024	2023	2022	2021	2020	2019
Current assets	872 129 €437.6%	162 238 €33.3%	121 710 €10.9%	109 735 €28.1%	152 531 €15.8%	181 048 €
Non-current assets	-	-	-	-	-	-
Total assets	872 129 €437.6%	162 238 €33.3%	121 710 €10.9%	109 735 €28.1%	152 531 €15.8%	181 048 €
Short-term liabilities	646 801 €6 146.3%	10 355 €44.6%	7 163 €12.4%	6 370 €7.4%	6 881 €90.9%	75 357 €
Long-term liabilities	-	-	-	-	-	-
Total liabilities	646 801 €6 146.3%	10 355 €44.6%	7 163 €12.4%	6 370 €7.4%	6 881 €90.9%	75 357 €
Share or stock capital	3 200 €	3 200 €	3 200 €	3 200 €	3 200 €	3 200 €
Retained earnings	148 683 €33.5%	111 347 €11.2%	100 165 €29.7%	142 450 €39.0%	102 491 €121.4%	-478 516 €
Net profit	73 445 €96.7%	37 336 €233.9%	11 182 €126.4%	-42 285 €205.8%	39 959 €93.1%	581 007 €
Equity	225 328 €48.4%	151 883 €32.6%	114 547 €10.8%	103 365 €29.0%	145 650 €37.8%	105 691 €
Turnover	109 553 €10.3%	122 140 €17.9%	148 845 €26.6%	117 594 €24.4%	155 473 €7.2%	167 493 €
Profit margin	67.04%119.3%	30.57%306.9%	7.51%120.9%	-35.96%239.9%	25.70%92.6%	346.88%

Financial ratios

	2024	2023	2022	2021	2020
Profit and cash flow
EBITDA	-	-	-	-	-
Liquidity
Current ratio	SM.I	GB.P	OI.Q	17.2	22.2
Quick ratio	NO.L	RY.K	YR.H	17.2	22.2
Cash ratio	PO.W	A.S	I.A	3.4	4.0
Efficiency
Days sales outstanding (dso)	SPP.Y	DHD.Z	BPI.P	330.8	294.8
Asset turnover	N.A	C.C	V.E	0.9	0.9
Structure
Debt ratio	N.E	V.J	K.G	0.1	0.0
Profitability
Operating margin	ES.D%	KT.I%	-ST.C%	-40.9%	5.8%
Net profit margin	UF.K%	HU.F%	Q.O%	-36.0%	25.7%
Return on assets (roa)	UQ.I%	YC.L%	X.I%	-32.2%	24.0%
Return on equity (roe)	ZL.F%	MG.C%	A.I%	-40.9%	27.4%

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Licences & notices

No licenses and notices found

Company has no active licenses and business activity notices

Regulations

Regulation no.	Date	Type	Deadline	Status
Ä 50000653 / 9	22.02.2024	Entry - Amendment entry		Entered into force (22.02.2024)
Ä 50000653 / 8	21.02.2024	Entry - Amendment entry		Entered into force (21.02.2024)
Ä 50000653 / 7	01.09.2023	Entry - Amendment entry		Entered into force (01.09.2023)
Ä 50000653 / 6	15.05.2023	Entry - Amendment entry		Entered into force (15.05.2023)
Ä 50000653 / M1	08.03.2018	Warning for deletion from register – annual report not filed	10.09.2018	Deficiencies remedied (26.03.2018)

Finzo OÜ

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Ultimate beneficial owners

Holdings in companies

No holdings in companies found

Aggregate data

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Licences & notices

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Regulations

Regulations

Real estate

No real estate found

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Official announcements

No official announcements found

Public transactions

No public transactions found

.ee domains

No domains found

Enforcement proceedings

No enforcement proceedings found

Payment orders

No payment orders found