Lending System OÜ

Legal formLegal form:: Private limited company
Registry codeRegistry code:: 12094667
VAT no.VAT no.:: EE101461001
Fiscal-year periodFiscal-year period:: 01.01 - 31.12
EstablishedEstablished:: 20.04.2011 (15 y)
Former business namesFormer business names:: Lending System UÜ
CapitalCapital:: 2 508 EUR
AddressAddress:: Raadiojaama tee 37, Ülejõe küla, Rae vald, Harju maakond, 75303
StatusStatus:: Registered

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Contacts

EmailEmail:: jyrinormet@gmail.com

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Industries

CONSTRUCTION
Construction of residential and non-residential buildings
Construction of residential and non-residential buildings
Construction of residential and non-residential buildings
41001 – Construction of residential and non-residential buildings

VAT liability

VAT no.	Start	End
EE101461001	05.07.2011	-

Annual reports

Aggregate data

Year	Period	Submitted	Status
2025	01.01.2025 – 31.12.2025	28.06.2026	Valid	PDF
2024	01.01.2024 – 31.12.2024	01.07.2025	Valid	PDF
2023	01.01.2023 – 31.12.2023	01.07.2024	Valid	PDF
2022	01.01.2022 – 31.12.2022	29.06.2023	Valid	PDF
2021	01.01.2021 – 31.12.2021	12.07.2022	Valid	PDF
2020	01.01.2020 – 31.12.2020	11.07.2021	Valid	PDF
2019	01.01.2019 – 31.12.2019	04.11.2020	Valid	PDF
2019	01.01.2019 – 31.12.2019	21.10.2020	Expired	PDF
2018	01.01.2018 – 31.12.2018	03.07.2019	Valid	PDF
2017	01.01.2017 – 31.12.2017	05.07.2018	Valid	PDF
2016	01.01.2016 – 31.12.2016	17.07.2017	Valid	PDF
2015	01.01.2015 – 31.12.2015	12.07.2016	Valid	PDF
2014	01.01.2014 – 31.12.2014	07.07.2015	Valid	PDF
2013	01.01.2013 – 31.12.2013	30.06.2014	Valid	PDF
2012	01.01.2012 – 31.12.2012	02.07.2013	Valid	PDF
2011	20.04.2011 – 31.12.2011	02.07.2012	Valid	PDF

Unsubmitted declarations

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No unsubmitted declarations as of 29.09.2026.

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Tax debt Reports Declarations Court decisions–Official announcements–TTJA decisions–Real estate–.ee domains–Licenses–Regulations10 Public transactions16 Grants–State aid–Public procurement–Holdings in companies–Enforcement proceedings Payment orders

Tax data

Period	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q2	1 839 €	2 048 €	1 334 €−93,3%	2
2026 Q1	6 037 €	2 740 €	19 859 €−53,2%	2
Total 2026:	7 876 €	4 788 €	21 193 €
2025 Q4	5 763 €	1 999 €	42 392 €+276%	2
2025 Q3	3 081 €	1 999 €	11 266 €+40,3%	2
2025 Q2	2 793 €	1 954 €	8 028 €−58,8%	2
2025 Q1	5 072 €	1 874 €	19 468 €−55,7%	2
Total 2025:	16 709 €	7 826 €	81 154 €
2024 Q4	5 378 €	1 725 €	43 967 €+246%	2
2024 Q3	1 672 €	1 582 €	12 713 €+40,8%	2
2024 Q2	1 910 €	1 545 €	9 027 €+62,8%	2
2024 Q1	2 208 €	1 627 €	5 545 €−57,8%	2
Total 2024:	11 168 €	6 479 €	71 252 €
2023 Q4	3 083 €	1 681 €	13 142 €+196%	2
2023 Q3	1 874 €	1 681 €	4 439 €−21,7%	2
2023 Q2	1 512 €	1 552 €	5 669 €−29,0%	2
2023 Q1	2 486 €	1 584 €	7 985 €−47,2%	2
Total 2023:	8 955 €	6 498 €	31 235 €
2022 Q4	3 659 €	1 605 €	15 116 €+272%	2
2022 Q3	1 721 €	1 605 €	4 068 €−32,4%	2
2022 Q2	1 338 €	1 070 €	6 016 €−15,1%	2
2022 Q1	1 737 €	1 605 €	7 085 €−41,4%	2
Total 2022:	8 455 €	5 885 €	32 285 €
2021 Q4	2 372,40 €	1 604,88 €	12 085,46 €+243%	2
2021 Q3	1 522,30 €	1 305,84 €	3 524,62 €+58,9%	2
2021 Q2	1 361,94 €	1 455,36 €	2 218,33 €−75,9%	2
2021 Q1	2 597,37 €	1 604,88 €	9 201,94 €−9,4%	2
Total 2021:	7 854,01 €	5 970,96 €	27 030,35 €
2020 Q4	2 541,61 €	1 604,88 €	10 152,46 €+48,0%	2
2020 Q3	1 996,94 €	1 604,88 €	6 859,87 €+69,2%	2
2020 Q2	866,09 €	759,36 €	4 053,45 €−71,8%	2
2020 Q1	2 984 €	1 605 €	14 381 €−24,0%	2
Total 2020:	8 388,64 €	5 574,12 €	35 446,78 €
2019 Q4	4 080 €	1 605 €	18 933 €+74,8%	2
2019 Q3	2 282 €	1 609 €	10 832 €−8,9%	2
2019 Q2	3 445 €	2 266 €	11 884 €−22,2%	2
2019 Q1	5 919 €	3 158 €	15 278 €+234%	2
Total 2019:	15 726 €	8 638 €	56 927 €
2018 Q4	1 926 €	1 605 €	4 572 €−33,9%	3
2018 Q3	2 530 €	1 605 €	6 913 €−22,8%	2
2018 Q2	2 570 €	1 227 €	8 955 €+42,8%	2
2018 Q1	1 402 €	959 €	6 273 €+21,0%	2
Total 2018:	8 428 €	5 396 €	26 713 €
2017 Q4	1 855 €	1 382 €	5 185 €−71,5%	2
2017 Q3	2 952 €	691 €	18 207 €+120%	2
2017 Q2	1 327 €	691 €	8 271 €+30,8%	1
2017 Q1	1 198 €	671 €	6 325 €−32,1%	1
Total 2017:	7 332 €	3 435 €	37 988 €
2016 Q4	1 161 €	629 €	9 318 €	1
2016 Q3	1 841 €	629 €	9 318 €	1
2016 Q2	2 059 €	629 €	9 318 €+3,2%	1
2016 Q1	3 240 €	610 €	9 029 €−26,1%	1
Total 2016:	8 301 €	2 497 €	36 983 €
2015 Q4	1 773 €	571 €	12 220 €	1
2015 Q3	1 856 €	571 €	12 220 €+200%	1
2015 Q2	418 €	190 €	4 073 €−48,0%	1
2015 Q1	546 €	366 €	7 840 €	1
Total 2015:	4 593 €	1 698 €	36 353 €

Revenue by industry

	2023	2024	2025
Construction of residential and non-residential buildings	33 278 €	79 209 €	79 228 €

Tax debts

No tax debt found

No tax debt as of 29.09.2026

Representatives

	Personal ID code
Jüri Normet	36204XXXXXX	24.04.1962 (64)	Board member	27.06.2011	-

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Shareholders

	Personal ID code
Jüri Normet	36204XXXXXX	24.04.1962 (64)	Shareholder	2 508 EUR	100,00%	Sole ownership	02.09.2023	-

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Ultimate beneficial owners

	Personal ID code
Jüri Normet	36204XXXXXX	24.04.1962 (64)	Direct holding	02.10.2018	-

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Holdings in companies

No holdings in companies found

Company has no holdings in other companies

2026 Q2

Turnover

Amount: 1 334 €
Monthly average: 445 €
Per employee: 222 €
Equity ratio: 17,73%

Labour taxes

Turnover ratio: 153,52%
Tax ratio: 111,36%
Monthly average: 683 €
Per employee: 341 €

State taxes

Monthly average: 613 €
Turnover ratio: 137,86%

Estimated salary

Gross salary: 774 €
Net salary: 736 €

Aggregate data

Last 5 yrsAll

	2025	2024	2023	2022	2021	2020	2019
Current assets	25 108 €+167%	9 403 €−37,9%	15 150 €+88,8%	8 026 €−44,9%	14 567 €−44,2%	26 112 €−10,8%	29 268 €
Non-current assets	13 240 €−11,3%	14 920 €+2 050%	694 €−18,4%	851 €−56,1%	1 940 €−35,9%	3 028 €−17,0%	3 647 €
Total assets	38 348 €+57,7%	24 323 €+53,5%	15 844 €+78,5%	8 877 €−46,2%	16 507 €−43,4%	29 140 €−11,5%	32 915 €
Short-term liabilities	14 647 €+70,7%	8 582 €−40,0%	14 305 €+360%	3 111 €+30,8%	2 378 €−14,3%	2 775 €−31,0%	4 021 €
Long-term liabilities	-	-	-	-	-	-	-
Total liabilities	14 647 €+70,7%	8 582 €−40,0%	14 305 €+360%	3 111 €+30,8%	2 378 €−14,3%	2 775 €−31,0%	4 021 €
Share or stock capital	-	-	-	-	-	-	-
Retained earnings	12 741 €+972%	-1 461 €−125%	5 765 €−59,2%	14 129 €−46,4%	26 365 €−8,8%	28 894 €+35,9%	21 259 €
Net profit	7 960 €−44,0%	14 202 €+297%	-7 226 €+13,6%	-8 363 €+31,7%	-12 236 €−384%	-2 529 €−133%	7 635 €
Equity	23 701 €+50,6%	15 741 €+923%	1 539 €−73,3%	5 766 €−59,2%	14 129 €−46,4%	26 365 €−8,8%	28 894 €
Turnover	79 228 €	79 209 €+138%	33 278 €+3,3%	32 216 €+22,8%	26 231 €−25,9%	35 379 €−34,0%	53 583 €
Profit margin	10,0%	17,9%	-21,7%	-26,0%	-46,6%	-7,1%	14,2%

Financial ratios

	2022	2021
Profit and cash flow
EBITDA	-8 269 €	-12 126 €
Liquidity
Current ratio	2,6	6,1
Quick ratio	2,6	6,1
Cash ratio	0,0	0,0
Efficiency
Days sales outstanding (dso)	-	18,5
Asset turnover	2,5	1,1
Structure
Debt ratio	0,4	0,1
Profitability
Operating margin	-26,0%	-46,6%
Net profit margin	-26,0%	-46,6%
Return on assets (roa)	-65,9%	-53,6%
Return on equity (roe)	-145,0%	-86,6%

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Licences & notices

No licenses and notices found

Company has no active licenses and business activity notices

Regulations


Ä 10155382 / 8	29.09.2024	Entry – Amendment entry	-	Entered into force29.09.2024
Ä 10155382 / 7	02.09.2023	Entry – Amendment entry	-	Entered into force02.09.2023
Ä 10155382 / M2	02.11.2020	Order to remedy annual-report deficiencies	02.12.2020	Deficiencies remedied04.11.2020
Ä 10155382 / 6	20.07.2018	Entry – Amendment entry	-	Entered into force20.07.2018
Ä 10155382 / 5	17.01.2018	Entry – Amendment entry	-	Entered into force17.01.2018

Real estate

No real estate found

Company has no real estate

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Company has not been issued consumer dispute committee decisions

Court decisions

No court decisions found

The company has no court decisions

Official announcements

No official announcements found

Company has no issued official announcements

Public transactions


12.06.2026	Riigikogu Kantselei	1 271 €Received	OPERATING EXPENSESCentral-government executive and legislative bodies
23.02.2026	Riigikogu Kantselei	686,75 €Received	OPERATING EXPENSESCentral-government executive and legislative bodies
18.08.2025	Riigikogu Kantselei	1 853 €Received	OPERATING EXPENSESCentral-government executive and legislative bodies
12.06.2025	Riigikogu Kantselei	499,99 €Received	OPERATING EXPENSESCentral-government executive and legislative bodies
07.04.2025	Riigikogu Kantselei	1 432,29 €Received	OPERATING EXPENSESCentral-government executive and legislative bodies

Funded projects

No funded projects found

The company has no projects funded by EU or foreign grants

State aid

No state aid found

The company has not been granted state aid or de minimis aid

Public procurement contracts

No public procurement contracts found

The company has no public procurement contracts

.ee domains

No domains found

Company has no valid .ee domains

Enforcement proceedings

No enforcement proceedings found

Company has no active debts with bailiffs

Payment orders

No payment orders found

Company has no court-ordered payment orders

Data comes from public registers.