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Laenuguru OÜ

Legal form:

Private limited company

Registry code:

11990164

VAT no.:

EE102949250

Fiscal-year period:

01.01 - 31.12

Established:

09.09.2010 (15)

Former business names:

Odav Raha OÜ

Capital:

2 556 EUR

Address:

Narva mnt 13, Kesklinna linnaosa, Tallinn, Harju maakond, 10151

Status:

Registered

Contacts

Email:

andreikimask@gmail.com

Phone:

+372 5114034

Industries

PROFESSIONAL, SCIENTIFIC AND TECHNICAL ACTIVITIES
Activities of head offices and management consultancy activities
70201 - Business and other management consultancy

VAT liability

	Start	End
EE102949250	29.01.2026

Annual reports

Aggregate data

	Period	Submitted
2025	01.01.2025 - 31.12.2025	29.01.2026	Valid
2024	01.01.2024 - 31.12.2024	11.02.2025	Valid
2023	01.01.2023 - 31.12.2023	26.04.2024	Valid
2022	01.01.2022 - 31.12.2022	21.02.2023	Valid
2021	01.01.2021 - 31.12.2021	25.01.2022	Valid
2020	01.01.2020 - 31.12.2020	16.02.2021	Valid
2019	01.01.2019 - 31.12.2019	08.07.2020	Valid
2018	01.01.2018 - 31.12.2018	04.04.2019	Valid
2017	01.01.2017 - 31.12.2017	17.06.2018	Valid
2016	01.01.2016 - 31.12.2016	29.03.2017	Valid
2015	01.01.2015 - 31.12.2015	25.04.2016	Valid
2014	01.01.2014 - 31.12.2014	01.04.2015	Valid
2013	01.01.2013 - 31.12.2013	16.06.2014	Valid
2012	01.01.2012 - 31.12.2012	03.07.2013	Valid
2011	09.09.2010 - 31.12.2011	29.02.2012	Valid

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 04.06.2026.

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Credit rating

Hidden

Credit rating is based on company financial data and payment behavior. detailed analysis available to regia+ users.

020406080100

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Tax data

	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q1	10 475 €	10 702 €	3 550 €	2
Kokku 2026:	10 475 €	10 702 €	3 550 €
2025 Q4	18 349 €	10 114 €	0 €	2
2025 Q3	9 642 €	9 870 €	0 €	2
2025 Q2	8 771 €	8 970 €	0 €	2
2025 Q1	8 214 €	8 411 €	0 €	2
Kokku 2025:	44 976 €	37 365 €	0 €
2024 Q4	7 509 €	7 694 €	0 €	2
2024 Q3	6 936 €	7 104 €	0 €	2
2024 Q2	6 706 €	6 874 €	0 €	2
2024 Q1	6 551 €	6 719 €	0 €	2
Kokku 2024:	27 702 €	28 391 €	0 €
2023 Q4	6 489 €	6 656 €	0 €	2
2023 Q3	6 384 €	6 551 €	0 €	2
2023 Q2	6 236 €	6 455 €	0 €	2
2023 Q1	6 468 €	6 714 €	0 €	2
Kokku 2023:	25 576 €	26 377 €	0 €
2022 Q4	5 688 €	5 877 €	0 €	2
2022 Q3	5 867 €	6 084 €	0 €	2
2022 Q2	3 166 €	3 268 €	0 €	2
2022 Q1	1 898 €	1 955 €	0 €	1
Kokku 2022:	16 620 €	17 185 €	0 €
2021 Q4	4 469 €	2 045 €	0 €	1
2021 Q3	1 945 €	2 022 €	0 €	1
2021 Q2	1 803 €	1 873 €	0 €	1
2021 Q1	1 730 €	1 806 €	0 €	1
Kokku 2021:	9 947 €	7 747 €	0 €
2020 Q4	3 064 €	3 204 €	0 €	1
2020 Q3	3 392 €	3 544 €	0 €	2
2020 Q2	293 €	317 €	0 €	2
2020 Q1	4 124 €	4 146 €	0 €	1
Kokku 2020:	10 873 €	11 212 €	0 €
2019 Q4	1 126 €	1 169 €	0 €	1
2019 Q3	316 €	340 €	0 €	1
2019 Q2	308 €	332 €	0 €	1
2019 Q1	2 243 €	2 266 €	0 €	1
Kokku 2019:	3 993 €	4 107 €	0 €
2018 Q4	434 €	459 €	0 €	1
2018 Q3	1 172 €	1 197 €	0 €	1
2018 Q2	426 €	450 €	0 €	1
2018 Q1	580 €	604 €	0 €	1
Kokku 2018:	2 612 €	2 710 €	0 €
2017 Q4	426 €	450 €	0 €	1
2017 Q3	0 €	0 €	0 €	1
Kokku 2017:	426 €	450 €	0 €
2016 Q4	1 €	0 €	0 €	0
2016 Q3	8 000 €	0 €	0 €	0
Kokku 2016:	8 001 €	0 €	0 €

Revenue by industry

	2023	2024	2025
Business and other management consultancy		4 625 €	42 600 €
Other financial service activities n.e.c., except insurance and pension funding		42 600 €
Other lending	11 340 €	13 861 €
Provision of other financial services n.e.c., except insurance and pension funding	75 358 €
Other professional, scientific and technical activities n.e.c.	5 500 €

Tax debts

No tax debt found

No tax debt as of 04.06.2026

Representatives

Name	Personal ID code	Date of birth	Role	Start	End
Eduard Kimask	37212XXXXXX	21.12.1972 (53)	Board member	09.09.2010	-

1 - 1 / 1 rows

Shareholders

Name	Personal ID code	Date of birth	Role	Share	%	Type	Start	End
OÜ Kinnisvarainvest	-	28.05.1996 (30)	Shareholder	2 556,00 EUR	100	Sole ownership	02.09.2023	-

6 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Other persons

Name	Personal ID code	Date of birth	Role	Start	End
Eduard Kimask	37212XXXXXX	21.12.1972 (53)	Founder	09.09.2010	-

1 - 1 / 1 rows

Ultimate beneficial owners

Name	Personal ID code	Date of birth	Role	Start	End
Eduard Kimask	37212XXXXXX	21.12.1972 (53)	Indirect holding	08.07.2020	-
Andrei Tšernõšev	36710XXXXXX	01.10.1967 (58)	Indirect holding	09.10.2018	-

2 inactive record hidden, extended access to the information portal is required to view history!

1 - 2 / 2 rows

Holdings in companies

No holdings in companies found

Company has no holdings in other companies

2 inactive record hidden, extended access to the information portal is required to view history!

2026 Q1

Turnover

Amount

3 550 €

Monthly average

1 183 €

Per employee

592 €

Equity ratio

46,30%

Labour taxes

Turnover ratio

301,46%

Tax ratio

102,17%

Monthly average

3 567 €

Per employee

1 784 €

State taxes

Monthly average

3 492 €

Turnover ratio

295,07%

Estimated salary

Gross salary

3 245 €

Net salary

2 558 €

Aggregate data

	2025	2024	2023	2022	2021	2020	2019
Current assets	827 704 €23.7%	1 085 248 €85.5%	584 970 €46.3%	399 883 €38.8%	653 719 €34.0%	487 881 €40.6%	821 026 €
Non-current assets	2 047 882 €84.9%	1 107 467 €5.5%	1 171 601 €14.8%	1 375 775 €129.2%	600 208 €38.8%	981 340 €147.5%	396 512 €
Total assets	2 875 586 €31.1%	2 192 715 €24.8%	1 756 571 €1.1%	1 775 658 €41.6%	1 253 927 €14.7%	1 469 221 €20.7%	1 217 538 €
Short-term liabilities	651 335 €30.3%	499 848 €46.8%	340 543 €373.8%	71 872 €79.0%	342 915 €710.7%	42 298 €7.7%	45 822 €
Long-term liabilities	1 624 179 €37.5%	1 181 338 €20.3%	982 131 €25.5%	1 318 815 €139.4%	550 861 €49.3%	1 085 495 €24.5%	871 539 €
Total liabilities	2 275 514 €35.4%	1 681 186 €27.1%	1 322 674 €4.9%	1 390 687 €55.6%	893 776 €20.7%	1 127 793 €22.9%	917 361 €
Share or stock capital	2 556 €	2 556 €	2 556 €	2 556 €	2 556 €	2 556 €	2 556 €
Retained earnings	478 973 €11.0%	431 341 €12.8%	382 415 €6.9%	357 595 €8.7%	328 872 €10.5%	297 621 €23.5%	240 921 €
Net profit	118 543 €52.7%	77 632 €58.7%	48 926 €97.1%	24 820 €13.6%	28 723 €30.4%	41 251 €27.2%	56 700 €
Equity	600 072 €17.3%	511 529 €17.9%	433 897 €12.7%	384 971 €6.9%	360 151 €5.5%	341 428 €13.7%	300 177 €
Turnover	42 600 €30.3%	61 086 €33.7%	92 198 €84.0%	50 109 €218.7%	15 722 €14.0%	18 280 €40.5%	13 015 €
Profit margin	278.27%119.0%	127.09%139.5%	53.07%7.1%	49.53%72.9%	182.69%19.0%	225.66%48.2%	435.65%

Financial ratios

	2024	2023	2022	2021	2020
Profit and cash flow
EBITDA	-	-	-	-	-
Liquidity
Current ratio	E.N	N.B	Z.H	1.9	11.5
Quick ratio	U.H	A.A	M.Y	1.9	11.5
Cash ratio	Z.H	T.O	B.S	0.2	0.9
Efficiency
Days sales outstanding (dso)	IXI.F	PPK.D	XLM.D	423.4	167.3
Asset turnover	W.X	S.D	D.B	0.0	0.0
Structure
Debt ratio	U.G	R.C	V.D	0.7	0.8
Profitability
Operating margin	-DA.B%	-XA.X%	-MZ.E%	-257.7%	-158.7%
Net profit margin	WTY.V%	TZ.U%	JK.V%	182.7%	225.7%
Return on assets (roa)	A.F%	L.I%	N.L%	2.1%	3.1%
Return on equity (roe)	YW.O%	XQ.R%	X.Y%	8.0%	12.1%

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Licences & notices

Type	Number	Field	Status	Start	End
License	FFA000105	Financial services > Operating as a financing institution	Valid	04.11.2014	-

1 - 1 / 1 rows

Regulations

Regulation no.	Date	Type	Status
Ä 10147558 / 8	26.01.2024	Entry - Amendment entry under NSPA § 595¹ (1)	Entered into force (26.01.2024)
Ä 10147558 / 7	02.09.2023	Entry - Amendment entry	Entered into force (02.09.2023)
Ä 10147558 / 6	17.01.2018	Entry - Amendment entry	Entered into force (17.01.2018)
Ä 10147558 / 5	01.12.2017	Entry - Amendment entry	Entered into force (01.12.2017)
Ä 10147558 / 4	25.09.2017	Entry - Amendment entry	Entered into force (25.09.2017)

1 - 5 / 11 rows

Real estate

No real estate found

Company has no real estate

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Company has not been issued consumer dispute committee decisions

Court decisions

Case number	Procedure type	Judgment type	Category	Judges	ECLI	Date	Participants
2-21-7163/66	Civil case	Court judgment	Enforcement	Angelina Abol	ECLI:EE:VMK:2024:2.21.7163.19047	26.09.2024

1 - 1 / 1 rows

Official announcements

Subject	Date
Notice of auction of immovable property in enforcement proceedings	05.02.2026
Notice of auction of immovable property in enforcement proceedings	07.11.2025
Notice of auction of immovable property in enforcement proceedings	07.11.2025
Notice of auction of immovable property in enforcement proceedings	12.09.2025
Notice of auction of immovable property in enforcement proceedings	12.09.2025

Laenuguru OÜ

Contacts

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Hidden

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No tax debt found

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Aggregate data

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Licences & notices

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Regulations

Real estate

No real estate found

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Court decisions

Court decisions

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Official announcements

Public transactions

No public transactions found

.ee domains

No domains found

Enforcement proceedings

No enforcement proceedings found

Payment orders

No payment orders found