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Luminor Pensions Estonia AS

Legal form:

Public limited company

Registry code:

11469303

VAT no.:

EE101270140

Fiscal-year period:

01.01 - 31.12

Established:

13.02.2008 (18)

Former business names:

Nordea Pensions Estonia AS

Capital:

3 000 000 EUR

Address:

Liivalaia tn 45, Kesklinna linnaosa, Tallinn, Harju maakond, 10145

Status:

Registered

Contacts

Email:

pensionsestonia@luminor.ee

Website:

www.luminor.ee

Industries

FINANCIAL AND INSURANCE ACTIVITIES
Insurance, reinsurance and pension funding, except compulsory social security
65301 - Pension funds

VAT liability

	Start	End
EE101270140	15.12.2008

Annual reports

Aggregate data

	Period	Submitted
2025	01.01.2025 - 31.12.2025	08.05.2026	Valid
2024	01.01.2024 - 31.12.2024	30.05.2025	Valid
2023	01.01.2023 - 31.12.2023	27.03.2024	Valid
2022	01.01.2022 - 31.12.2022	31.03.2023	Valid
2021	01.01.2021 - 31.12.2021	20.06.2022	Valid
2020	01.01.2020 - 31.12.2020	21.04.2021	Valid
2019	01.01.2019 - 31.12.2019	29.07.2020	Valid
2018	01.01.2018 - 31.12.2018	23.04.2019	Valid
2017	01.01.2017 - 31.12.2017	24.04.2018	Valid
2016	01.01.2016 - 31.12.2016	28.04.2017	Valid
2015	01.01.2015 - 31.12.2015	28.04.2016	Valid
2014	01.01.2014 - 31.12.2014	28.04.2015	Valid
2013	01.01.2013 - 31.12.2013	06.05.2014	Valid
2012	01.01.2012 - 31.12.2012	15.04.2013	Valid
2011	01.01.2011 - 31.12.2011	24.04.2012	Valid
2010	01.01.2010 - 31.12.2010	28.03.2011	Valid
2009	01.01.2009 - 31.12.2009	29.03.2010	Valid
2008	13.02.2008 - 31.12.2008	30.04.2009	Valid

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 05.06.2026.

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020406080100

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Tax data

	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q1	48 490 €	48 618 €	19 303 €22.3%	7
Kokku 2026:	48 490 €	48 618 €	19 303 €
2025 Q4	55 525 €	56 638 €	15 779 €2.3%	7
2025 Q3	48 874 €	50 097 €	16 145 €0.9%	7
2025 Q2	66 682 €	69 768 €	16 299 €17.4%	7
2025 Q1	43 490 €	43 860 €	13 886 €1.0%	6
Kokku 2025:	214 571 €	220 363 €	62 109 €22.8%
2024 Q4	19 210 €	38 155 €	14 033 €1.0%	6
2024 Q3	35 325 €	39 936 €	13 898 €38.4%	5
2024 Q2	53 006 €	49 763 €	22 557 €24.8%	6
2024 Q1	43 626 €	36 794 €	29 988 €24.2%	5
Kokku 2024:	151 167 €	164 648 €	80 476 €41.3%
2023 Q4	40 089 €	37 395 €	24 137 €8.6%	5
2023 Q3	37 279 €	34 920 €	22 234 €59.9%	5
2023 Q2	49 839 €	46 531 €	55 463 €57.3%	5
2023 Q1	31 854 €	26 292 €	35 253 €21.4%	5
Kokku 2023:	159 062 €	145 137 €	137 087 €16.4%
2022 Q4	27 856 €	23 517 €	29 028 €12.5%	3
2022 Q3	28 226 €	24 541 €	25 791 €1.1%	3
2022 Q2	48 553 €	45 761 €	26 085 €29.2%	3
2022 Q1	34 403 €	28 399 €	36 864 €34.4%	3
Kokku 2022:	139 038 €	122 218 €	117 769 €18.6%
2021 Q4	69 795 €	67 365 €	27 429 €9.1%	2
2021 Q3	60 685 €	57 951 €	30 176 €38.0%	5
2021 Q2	59 526 €	55 756 €	48 683 €26.8%	5
2021 Q1	55 207 €	51 461 €	38 406 €33.0%	8
Kokku 2021:	245 213 €	232 533 €	144 693 €24.1%
2020 Q4	62 474 €	54 024 €	57 336 €88.5%	8
2020 Q3	99 053 €	53 507 €	30 411 €7.1%	8
2020 Q2	88 154 €	86 097 €	32 744 €53.3%	8
2020 Q1	80 504 €	69 846 €	70 082 €138.5%	9
Kokku 2020:	330 185 €	263 475 €	190 573 €7.5%
2019 Q4	66 520 €	63 752 €	29 381 €2.5%	10
2019 Q3	67 122 €	64 581 €	30 123 €13.0%	9
2019 Q2	618 111 €	135 864 €	34 612 €58.3%	8
2019 Q1	138 189 €	50 081 €	83 080 €756.9%	8
Kokku 2019:	889 942 €	314 278 €	177 196 €622.8%
2018 Q4	59 329 €	57 649 €	9 695 €14.4%	8
2018 Q3	79 787 €	79 548 €	8 474 €216.8%	8
2018 Q2	576 064 €	77 994 €	2 675 €27.2%	8
2018 Q1	93 241 €	92 732 €	3 672 €22.7%	8
Kokku 2018:	808 421 €	307 923 €	24 516 €44.5%
2017 Q4	86 277 €	89 135 €	2 992 €56.9%	7
2017 Q3	56 413 €	56 646 €	6 946 €78.1%	7
2017 Q2	90 123 €	87 086 €	31 744 €1 155.7%	7
2017 Q1	71 447 €	71 475 €	2 528 €99.7%	7
Kokku 2017:	304 260 €	304 342 €	44 210 €98.8%
2016 Q4	60 757 €	62 202 €	906 432 €3.9%	8
2016 Q3	58 576 €	59 875 €	872 532 €23.7%	8
2016 Q2	81 910 €	78 500 €	1 143 937 €34.3%	8
2016 Q1	58 943 €	58 470 €	852 053 €14.0%	8
Kokku 2016:	260 186 €	259 047 €	3 774 954 €12.8%
2015 Q4	47 904 €	49 030 €	747 441 €4.0%	8
2015 Q3	45 919 €	47 123 €	718 381 €38.7%	8
2015 Q2	79 499 €	76 914 €	1 172 532 €65.3%	8
2015 Q1	48 602 €	46 516 €	709 130 €	8
Kokku 2015:	221 924 €	219 583 €	3 347 484 €

Revenue by industry

	2022	2023	2024
Fund management	3 282 346 €	3 175 806 €	5 049 674 €

Tax debts

No tax debt found

No tax debt as of 05.06.2026

Representatives

Name	Personal ID code	Date of birth	Role	Start	End
Artjom Saia	37711XXXXXX	05.11.1977 (48)	Board member	28.11.2024	-
Vidas Turavičius	37507XXXXXX	31.07.1975 (50)	Board member	31.08.2023	-
Tea Rööp	46604XXXXXX	20.04.1966 (60)	Board member	01.03.2023	-
Atis Krūmiņš	-	11.07.1981 (44)	Board member	19.10.2021	-

10 inactive record hidden, extended access to the information portal is required to view history!

1 - 4 / 4 rows

Shareholders

Name	Personal ID code	Date of birth	Role	Share	%	Type	Start	End
Luminor Bank AS	11315XXX	16.11.2006 (19)	Shareholder	3 000 000,00 EUR	100	Sole ownership	16.08.2023	-

8 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Other persons

Name	Personal ID code	Date of birth	Role	Start	End
Jelena Gūte	-	11.10.1977 (48)	Chairman of the supervisory board	14.05.2024	-
Zane Kotāne	-	04.10.1977 (48)	Supervisory-board member	02.04.2024	-
Gita Juršāne	-	23.12.1984 (41)	Supervisory-board member	07.09.2022	-
Aktsiaselts PricewaterhouseCoopers	-	-	Audit firm	11.09.2018	-
Nordea Life Holding AB	-	-	Founder	13.02.2008	-

20 inactive record hidden, extended access to the information portal is required to view history!

1 - 5 / 5 rows

Ultimate beneficial owners

Name	Personal ID code	Date of birth	Role	Start	End
Stephen A. Schwarzman	-	14.02.1947 (79)	Member of higher governing body (board or supervisory board)	31.10.2019	-

1 - 1 / 1 rows

Holdings in companies

No holdings in companies found

Company has no holdings in other companies

2026 Q1

Turnover

Amount

19 303 €

Monthly average

6 434 €

Per employee

919 €

Equity ratio

0,21%

Labour taxes

Turnover ratio

251,87%

Tax ratio

100,26%

Monthly average

16 206 €

Per employee

2 315 €

State taxes

Monthly average

16 163 €

Turnover ratio

251,20%

Estimated salary

Gross salary

4 140 €

Net salary

3 224 €

Aggregate data

	2024	2023	2022	2021	2020	2019
Current assets	-	1 651 932 €80.1%	8 298 885 €78.8%	-	4 640 562 €161.8%	1 772 419 €
Non-current assets	-	12 282 388 €240.5%	3 607 212 €21.0%	-	4 568 072 €30.9%	6 606 601 €
Total assets	16 827 668 €20.8%	13 934 320 €17.0%	11 906 097 €11.3%	10 700 029 €16.2%	9 208 634 €9.9%	8 379 020 €
Short-term liabilities	-	393 703 €	-	-	-	-
Long-term liabilities	-	-	-	-	-	-
Total liabilities	-	393 703 €	-	-	-	-
Share or stock capital	-	3 000 000 €	3 000 000 €	-	3 000 000 €	3 000 000 €
Retained earnings	-	8 685 983 €16.8%	7 439 317 €55.9%	-	4 772 605 €24.7%	3 825 848 €
Net profit	-	1 854 634 €48.8%	1 246 666 €10.6%	-	1 127 658 €19.1%	946 757 €
Equity	-	13 540 617 €15.9%	11 685 983 €31.3%	-	8 900 263 €14.5%	7 772 605 €
Turnover	5 049 674 €59.0%	3 175 806 €3.2%	3 282 346 €20.6%	4 135 859 €0.8%	4 170 153 €2.2%	4 263 187 €
Profit margin	0.00%	58.40%53.8%	37.98%40.5%	0.00%	27.04%21.8%	22.21%

Financial ratios

	2023	2022	2020	2019	2018
Profit and cash flow
EBITDA	-	-	-	-	-
Liquidity
Current ratio	S.R	-	-	-	3.0
Quick ratio	V.Q	-	-	-	3.0
Cash ratio	Y.F	-	-	-	2.5
Efficiency
Days sales outstanding (dso)	-	-	-	-	-
Asset turnover	-	-	-	-	-
Structure
Debt ratio	B.K	Y.Q	B.C	0.1	0.1
Profitability
Operating margin	-	-	-	-	-
Net profit margin	-	-	-	-	-
Return on assets (roa)	L.M%	Q.S%	O.M%	0.0%	0.0%
Return on equity (roe)	T.B%	P.R%	X.D%	0.0%	0.0%

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Licences & notices

No licenses and notices found

Company has no active licenses and business activity notices

Regulations

Regulation no.	Date	Type	Deadline	Status
Ä 10116010 / 32	09.06.2025	Entry - Amendment entry		Entered into force (09.06.2025)
Ä 10116010 / 31	28.11.2024	Entry - Amendment entry		Entered into force (28.11.2024)
Ä 10116010 / 30	31.08.2023	Entry - Amendment entry		Entered into force (31.08.2023)
Ä 10116010 / 29	14.08.2023	Entry - Amendment entry		Entered into force (14.08.2023)
Ä 10116010 / M20	04.08.2023	Order to remedy deficiencies - Amendment entry	19.08.2023	Deficiencies remedied (14.08.2023)

1 - 5 / 50 rows

Real estate

No real estate found

Company has no real estate

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Company has not been issued consumer dispute committee decisions

Official announcements

No official announcements found

Company has no issued official announcements

Public transactions

Date	Party	Amount	Classification
01.07.2023	Pärnu Linnavalitsus	128.49 € Received	OPERATING EXPENSES Municipal government
01.05.2023	Pärnu Linnavalitsus	120.93 € Received	OPERATING EXPENSES Municipal government
01.03.2023	Pärnu Linnavalitsus	110.20 € Received	OPERATING EXPENSES Municipal government

1 - 3 / 3 rows

.ee domains

Domain	Status	Registered	Expires	End
pensionifondid.ee	Active	31.08.2017	01.09.2026	-

1 - 1 / 1 rows

Enforcement proceedings

No enforcement proceedings found

Company has no active debts with bailiffs

Payment orders

No payment orders found

Company has no court-ordered payment orders