Credit Invest OÜ

Year	Period	Submitted	Status
2025	01.01.2025 – 31.12.2025	21.07.2026	Valid	PDF
2024	01.01.2024 – 31.12.2024	10.07.2025	Valid	PDF
2023	01.01.2023 – 31.12.2023	30.06.2024	Valid	PDF
2022	01.01.2022 – 31.12.2022	27.07.2023	Valid	PDF
2021	01.01.2021 – 31.12.2021	22.10.2022	Valid	PDF
2020	01.01.2020 – 31.12.2020	05.10.2021	Valid	PDF
2019	01.01.2019 – 31.12.2019	03.12.2020	Valid	PDF
2018	01.01.2018 – 31.12.2018	20.09.2019	Valid	PDF
2017	01.01.2017 – 31.12.2017	06.08.2018	Valid	PDF
2016	01.01.2016 – 31.12.2016	16.10.2017	Valid	PDF
2015	01.01.2015 – 31.12.2015	02.12.2016	Valid	PDF
2014	01.01.2014 – 31.12.2014	07.07.2015	Valid	PDF
2013	01.01.2013 – 31.12.2013	17.07.2014	Valid	PDF
2012	01.01.2012 – 31.12.2012	26.06.2013	Valid	PDF
2011	01.01.2011 – 31.12.2011	27.06.2012	Valid	PDF
2010	01.01.2010 – 31.12.2010	28.06.2011	Valid	PDF
2009	01.01.2009 – 31.12.2009	22.06.2010	Valid	PDF
2008	01.01.2008 – 31.12.2008	08.07.2009	Valid	PDF
2007	01.01.2007 – 31.12.2007	30.06.2008	Valid	PDF

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Tax debt Reports Declarations Court decisions88 Official announcements6 TTJA decisions1 Real estate–.ee domains13 Licenses1 Regulations10 Public transactions–Grants–State aid–Public procurement–Holdings in companies1 Enforcement proceedings Payment orders

Tax data

Period	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q3	32 186 €	21 281 €	0 €	5
2026 Q2	25 948 €	14 713 €	0 €	5
2026 Q1	27 182 €	14 326 €	0 €	4
Total 2026:	85 316 €	50 320 €	0 €
2025 Q4	13 702 €	14 336 €	0 €	4
2025 Q3	27 295 €	16 036 €	0 €	4
2025 Q2	29 016 €	17 802 €	0 €	4
2025 Q1	24 860 €	17 834 €	0 €	5
Total 2025:	94 873 €	66 008 €	0 €
2024 Q4	13 242 €	13 083 €	0 €	4
2024 Q3	27 131 €	17 644 €	0 €	4
2024 Q2	26 178 €	16 506 €	0 €	4
2024 Q1	24 758 €	11 288 €	0 €	4
Total 2024:	91 309 €	58 521 €	0 €
2023 Q4	9 735 €	10 136 €	0 €	3
2023 Q3	27 938 €	16 282 €	0 €−100%	3
2023 Q2	24 682 €	15 119 €	2 700 €	3
2023 Q1	23 533 €	9 409 €	2 700 €	3
Total 2023:	85 888 €	50 946 €	5 400 €
2022 Q4	9 765 €	10 296 €	2 700 €+50,0%	3
2022 Q3	24 292 €	14 525 €	1 800 €−33,3%	3
2022 Q2	20 689 €	12 938 €	2 700 €	3
2022 Q1	21 910 €	10 456 €	2 700 €	3
Total 2022:	76 656 €	48 215 €	9 900 €
2021 Q4	9 423,66 €	9 965,83 €	2 700 €	3
2021 Q3	21 733,32 €	12 891,86 €	2 700 €	3
2021 Q2	18 397,78 €	12 377,70 €	2 700 €	3
2021 Q1	17 764,34 €	8 713,06 €	2 700 €−68,3%	4
Total 2021:	67 319,10 €	43 948,45 €	10 800 €
2020 Q4	6 474,80 €	6 759,11 €	8 519,16 €−41,9%	4
2020 Q3	21 617,15 €	10 578,20 €	14 663,30 €+443%	4
2020 Q2	18 438,51 €	15 705,56 €	2 700 €	4
2020 Q1	17 732 €	14 973 €	2 700 €	5
Total 2020:	64 262,46 €	48 015,87 €	28 582,46 €
2019 Q4	21 276 €	17 359 €	2 700 €	5
2019 Q3	16 372 €	11 913 €	2 700 €+50,0%	5
2019 Q2	15 656 €	11 096 €	1 800 €	4
2019 Q1	11 865 €	9 822 €	0 €	4
Total 2019:	65 169 €	50 190 €	7 200 €
2018 Q4	11 199 €	8 859 €	0 €	4
2018 Q3	8 718 €	7 141 €	0 €−100%	4
2018 Q2	8 841 €	6 869 €	746 €−6,8%	3
2018 Q1	7 234 €	5 547 €	800 €−73,8%	3
Total 2018:	35 992 €	28 416 €	1 546 €
2017 Q4	6 998 €	5 205 €	3 048 €+494%	3
2017 Q3	11 623 €	5 228 €	-774 €	3
2017 Q2	6 525 €	6 896 €	0 €	3
2017 Q1	6 575 €	6 949 €	0 €−100%	3
Total 2017:	31 721 €	24 278 €	2 274 €
2016 Q4	6 024 €	6 351 €	921 €+6,0%	3
2016 Q3	5 682 €	5 993 €	869 €−39,2%	3
2016 Q2	11 873 €	9 856 €	1 430 €+62,5%	3
2016 Q1	5 731 €	6 068 €	880 €	3
Total 2016:	29 310 €	28 268 €	4 100 €
2015 Q4	6 144 €	6 515 €	0 €	1
2015 Q3	8 899 €	9 503 €	0 €	1
2015 Q2	8 250 €	8 798 €	0 €	1
2015 Q1	5 963 €	6 309 €	0 €	1
Total 2015:	29 256 €	31 125 €	0 €

Revenue by industry

	2023	2024	2025
Other business support service activities n.e.c.	4 500 €	13 024 €	13 979 €

Tax debts

No tax debt found

No tax debt as of 31.10.2026

Representatives

	Personal ID code
Fred Häling	37610XXXXXX	12.10.1976 (50)	Board member	31.01.2007	-

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Shareholders

	Personal ID code
Fred Häling	37610XXXXXX	12.10.1976 (50)	Shareholder	2 556 EUR	100,00%	Sole ownership	01.09.2023	-

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Other persons

	Personal ID code
Kaja Vatter	46102XXXXXX	03.02.1961 (65)	Audit firm	03.11.2020	-
Fred Häling	37610XXXXXX	12.10.1976 (50)	Founder	31.01.2007	-

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Ultimate beneficial owners

	Personal ID code
Fred Häling	37610XXXXXX	12.10.1976 (50)	Direct holding	31.08.2018	-

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Holdings in companies


Motoracing OÜ	23.10.2008	Shareholder	1 278 EUR	50,00%	Sole ownership	02.09.2023	-

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2026 Q3

Turnover

Amount: 0 €
Monthly average: 0 €
Per employee: -

Labour taxes

Turnover ratio: -
Tax ratio: 66,12%
Monthly average: 7 094 €
Per employee: 1 419 €

State taxes

Monthly average: 10 729 €
Turnover ratio: -

Estimated salary

Gross salary: 2 612 €
Net salary: 2 118 €

Aggregate data

Last 5 yrsAll

	2025	2024	2023	2022	2021	2020	2019
Current assets	13 745 912 €+54,6%	8 892 089 €−10,1%	9 890 651 €+23,8%	7 988 828 €+18,8%	6 724 422 €+25,7%	5 350 584 €+5,7%	5 062 997 €
Non-current assets	1 278 €−100,0%	2 651 278 €+1 935%	130 278 €+36,0%	95 815 €−1,0%	96 735 €+1,4%	95 381 €−0,9%	96 223 €
Total assets	13 747 190 €+19,1%	11 543 367 €+15,2%	10 020 929 €+24,0%	8 084 643 €+18,5%	6 821 157 €+25,3%	5 445 965 €+5,6%	5 159 220 €
Short-term liabilities	701 926 €−0,7%	706 675 €+3,9%	679 931 €−1,4%	689 723 €+3,2%	668 202 €−8,7%	731 759 €−34,7%	1 120 346 €
Long-term liabilities	-	-	-	-	-	-	-
Total liabilities	701 926 €−0,7%	706 675 €+3,9%	679 931 €−1,4%	689 723 €+3,2%	668 202 €−8,7%	731 759 €−34,7%	1 120 346 €
Share or stock capital	-	-	-	-	-	-	-
Retained earnings	11 106 262 €+21,2%	9 167 354 €+27,4%	7 196 039 €+20,4%	5 978 449 €+30,8%	4 572 064 €+16,7%	3 918 061 €+31,6%	2 976 758 €
Net profit	1 936 190 €+16,2%	1 666 526 €−22,2%	2 142 147 €+51,5%	1 413 659 €−10,4%	1 578 079 €+98,9%	793 333 €−25,1%	1 059 304 €
Equity	13 045 264 €+20,4%	10 836 692 €+16,0%	9 340 998 €+26,3%	7 394 920 €+20,2%	6 152 955 €+30,5%	4 714 206 €+16,7%	4 038 874 €
Turnover	-	-	4 500 €−54,5%	9 900 €−58,7%	23 948 €+23,3%	19 422 €+11,3%	17 445 €
Profit margin	-	-	47 603,3%	14 279,4%	6 589,6%	4 084,7%	6 072,2%

Financial ratios

	2022	2021
Profit and cash flow
EBITDA	-608 090 €	-1 915 €
Liquidity
Current ratio	11,6	10,1
Quick ratio	11,6	10,1
Cash ratio	4,0	3,1
Efficiency
Days sales outstanding (dso)	181 861,8	62 232,8
Asset turnover	0,0	0,0
Structure
Debt ratio	0,1	0,1
Profitability
Operating margin	-6 151,6%	-11,9%
Net profit margin	14 279,4%	6 589,6%
Return on assets (roa)	19,0%	25,7%
Return on equity (roe)	19,1%	25,6%

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Licences & notices


License	FFA000046	Financial services	Valid	13.10.2014	-

Regulations


Ä 10105868 / 9	01.09.2023	Entry – Amendment entry	-	Entered into force01.09.2023
Ä 10105868 / 8	05.10.2021	Entry – Amendment entry	-	Entered into force05.10.2021
Ä 10105868 / M1	10.01.2020	Order to remedy deficiencies for correcting extra-entry data	24.01.2020	Entered into force10.01.2020
Ä 10105868 / 7	10.01.2020	Entry – Amendment entry under CRA § 525 (2)	-	Entered into force10.01.2020
Ä 10105868 / 6	17.01.2018	Entry – Amendment entry	-	Entered into force17.01.2018

Real estate

No real estate found

Company has no real estate

Consumer Disputes Committee decisions


-	-	In favour of the consumer	16.09.2014

Court decisions


2-25-112633/36	Kohtu I astme menetlus	Court ruling	Law of obligations	Helvia Räägel	ECLI:EE:HMK:2026:2.25.112633.15997	23.09.2026	Open
2-25-22884/15	Kohtu I astme menetlus	Court ruling	Law of obligations	Mai Grauberg	ECLI:EE:HMK:2026:2.25.22884.8529	05.06.2026	Open
2-24-130977/20	Kohtu I astme menetlus	Court ruling	Law of obligations	Mai Grauberg	ECLI:EE:HMK:2025:2.24.130977.20110	03.12.2025	Open
2-25-113772/3	Kohtu I astme menetlus	Court rulingCompromise ruling	Law of obligations	Mai Grauberg	ECLI:EE:HMK:2025:2.25.113772.15166	27.08.2025	Open
2-25-119260/3	Kohtu I astme menetlus	Court rulingCompromise ruling	Law of obligations	Anna Liiv	ECLI:EE:HMK:2025:2.25.119260.13179	21.08.2025	Open

Official announcements


Notice of termination of bankruptcy proceedings	03.02.2026	PDF
Notice of auction of immovable property in enforcement proceedings	02.02.2026	PDF
Notice of auction of immovable property in enforcement proceedings	22.08.2025	PDF
Notice of auction of immovable property in enforcement proceedings	14.07.2025	PDF
Notice of approval of the list of creditors	20.05.2025	PDF

Public transactions

No public transactions found

Company has no public transactions

Funded projects

No funded projects found

The company has no projects funded by EU or foreign grants

State aid

No state aid found

The company has not been granted state aid or de minimis aid

Public procurement contracts

No public procurement contracts found

The company has no public procurement contracts

.ee domains


ärikrediidliin.ee	Active	21.02.2022	22.02.2027
arikrediidliin.ee	Active	21.02.2022	22.02.2027
stardilaen.ee	Active	08.12.2016	09.12.2026
investeerimislaen.ee	Active	08.12.2016	09.12.2026
firmalaenud.ee	Active	08.12.2016	09.12.2026

Enforcement proceedings

No enforcement proceedings found

Company has no active debts with bailiffs

Payment orders

No payment orders found

Company has no court-ordered payment orders

Data comes from public registers.