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osaühing LAENUKESKUS

Legal form:

Private limited company

Registry code:

10984612

VAT no.:

EE102336122

Fiscal-year period:

01.01 - 31.12

Established:

28.10.2003 (22)

Capital:

50 000 EUR

Address:

Tartu mnt 23, Elva linn, Elva vald, Tartu maakond, 61505

Status:

Registered

Contacts

Email:

info@laenukeskus.ee

Phone:

+372 56611777

Website:

www.laenukeskus.ee

Industries

FINANCIAL AND INSURANCE ACTIVITIES
Provision of financial services, except insurance and pension funds
Provision of other financial services, except insurance and pension funding
6492 - Other lending

VAT liability

	Start	End
EE102336122	29.01.2021

Annual reports

Aggregate data

	Period	Submitted
2025	01.01.2025 - 31.12.2025	Due date 30.06.2026
2024	01.01.2024 - 31.12.2024	30.06.2025	Valid
2023	01.01.2023 - 31.12.2023	30.06.2024	Valid
2022	01.01.2022 - 31.12.2022	22.06.2023	Valid
2021	01.01.2021 - 31.12.2021	18.02.2022	Valid
2020	01.01.2020 - 31.12.2020	25.05.2021	Valid
2019	01.01.2019 - 31.12.2019	20.06.2020	Valid
2018	01.01.2018 - 31.12.2018	28.06.2019	Valid
2017	01.01.2017 - 31.12.2017	17.05.2018	Valid
2016	01.01.2016 - 31.12.2016	20.04.2017	Valid
2015	01.01.2015 - 31.12.2015	03.08.2016	Valid
2014	01.01.2014 - 31.12.2014	30.04.2015	Valid
2013	01.01.2013 - 31.12.2013	30.06.2014	Valid
2012	01.01.2012 - 31.12.2012	29.06.2013	Valid
2011	01.01.2011 - 31.12.2011	25.06.2012	Valid
2010	01.01.2010 - 31.12.2010	30.06.2011	Valid
2009	01.01.2009 - 31.12.2009	30.06.2010	Valid
2008	01.01.2008 - 31.12.2008	28.09.2009	Valid
2007	01.01.2007 - 31.12.2007	30.06.2008	Valid
2006	01.01.2006 - 31.12.2006	02.07.2007	Valid
2005	01.01.2005 - 31.12.2005	30.06.2006	Valid
2004	11.11.2003 - 31.12.2004	21.06.2005	Valid

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 04.06.2026.

???

Credit rating

Hidden

Credit rating is based on company financial data and payment behavior. detailed analysis available to regia+ users.

020406080100

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Tax data

	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q1	11 925 €	11 815 €	3 053 €1.0%	2
Kokku 2026:	11 925 €	11 815 €	3 053 €
2025 Q4	19 890 €	11 285 €	3 023 €27.2%	2
2025 Q3	15 098 €	11 449 €	4 150 €0.5%	2
2025 Q2	11 379 €	11 034 €	4 129 €23.9%	2
2025 Q1	23 260 €	11 501 €	3 333 €18.9%	2
Kokku 2025:	69 627 €	45 269 €	14 635 €8.4%
2024 Q4	23 598 €	14 264 €	4 112 €1.1%	2
2024 Q3	10 676 €	10 319 €	4 158 €7.3%	2
2024 Q2	10 054 €	9 663 €	3 876 €1.3%	2
2024 Q1	9 169 €	8 807 €	3 828 €44.1%	2
Kokku 2024:	53 497 €	43 053 €	15 974 €49.0%
2023 Q4	18 753 €	12 213 €	2 657 €31.3%	2
2023 Q3	9 934 €	9 684 €	3 869 €99.9%	2
2023 Q2	8 157 €	8 197 €	1 935 €14.3%	2
2023 Q1	14 565 €	11 120 €	2 257 €1.2%	2
Kokku 2023:	51 409 €	41 213 €	10 719 €3.7%
2022 Q4	13 233 €	10 387 €	2 231 €14.3%	2
2022 Q3	8 339 €	8 241 €	2 604 €3.4%	2
2022 Q2	7 653 €	7 498 €	2 694 €4.0%	2
2022 Q1	11 980 €	8 467 €	2 807 €7.4%	2
Kokku 2022:	41 205 €	34 593 €	10 336 €9.6%
2021 Q4	7 824 €	7 606 €	3 032 €8.7%	2
2021 Q3	8 191 €	8 057 €	3 321 €34.6%	2
2021 Q2	18 993 €	10 273 €	5 078 €	2
2021 Q1	7 163 €	7 614 €	0 €	3
Kokku 2021:	42 170 €	33 550 €	11 430 €
2020 Q4	19 374 €	7 360 €	0 €	3
2020 Q3	6 993 €	7 487 €	0 €	3
2020 Q2	22 352 €	11 383 €	0 €	3
2020 Q1	8 517 €	6 402 €	0 €	3
Kokku 2020:	57 236 €	32 631 €	0 €
2019 Q4	18 433 €	10 791 €	0 €	3
2019 Q3	6 487 €	6 959 €	0 €	3
2019 Q2	5 991 €	6 381 €	0 €	3
2019 Q1	12 736 €	5 605 €	0 €	3
Kokku 2019:	43 647 €	29 736 €	0 €
2018 Q4	20 970 €	6 317 €	0 €	3
2018 Q3	10 215 €	5 581 €	0 €	4
2018 Q2	11 854 €	5 726 €	0 €	3
2018 Q1	14 167 €	5 616 €	0 €	3
Kokku 2018:	57 206 €	23 240 €	0 €
2017 Q4	7 663 €	8 152 €	0 €	3
2017 Q3	4 815 €	5 160 €	0 €	4
2017 Q2	6 672 €	7 066 €	0 €	3
2017 Q1	8 775 €	6 797 €	0 €	7
Kokku 2017:	27 925 €	27 175 €	0 €
2016 Q4	19 034 €	6 958 €	0 €	1
2016 Q3	5 072 €	5 459 €	0 €	1
2016 Q2	5 471 €	5 710 €	0 €	1
2016 Q1	8 670 €	9 321 €	0 €100.0%	1
Kokku 2016:	38 247 €	27 448 €	0 €100.0%
2015 Q4	21 258 €	10 063 €	120 919 €50.7%	4
2015 Q3	6 232 €	6 675 €	80 212 €26.0%	4
2015 Q2	9 964 €	5 300 €	63 684 €1.7%	4
2015 Q1	4 944 €	5 210 €	62 602 €	4
Kokku 2015:	42 398 €	27 248 €	327 417 €

Tax debts

No tax debt found

No tax debt as of 04.06.2026

Representatives

Name	Personal ID code	Date of birth	Role	Start	End
Mario Soon	37809XXXXXX	24.09.1978 (47)	Board member	28.10.2003	-

1 - 1 / 1 rows

Shareholders

Name	Personal ID code	Date of birth	Role	Share	%	Type	Start	End
Mario Soon	37809XXXXXX	24.09.1978 (47)	Shareholder	50 000,00 EUR	100	Sole ownership	01.09.2023	-

3 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Other persons

Name	Personal ID code	Date of birth	Role	Start	End
Mario Soon	37809XXXXXX	24.09.1978 (47)	Founder	28.10.2003	-

1 - 1 / 1 rows

Ultimate beneficial owners

Name	Personal ID code	Date of birth	Role	Start	End
Mario Soon	37809XXXXXX	24.09.1978 (47)	Direct holding	03.09.2018	-

1 - 1 / 1 rows

Holdings in companies

No holdings in companies found

Company has no holdings in other companies

2026 Q1

Turnover

Amount

3 053 €

Monthly average

1 018 €

Per employee

509 €

Equity ratio

2,04%

Labour taxes

Turnover ratio

387,00%

Tax ratio

99,08%

Monthly average

3 938 €

Per employee

1 969 €

State taxes

Monthly average

3 975 €

Turnover ratio

390,60%

Estimated salary

Gross salary

3 557 €

Net salary

2 791 €

Aggregate data

	2024	2023	2022	2021	2020	2019
Current assets	2 090 311 €10.5%	2 336 197 €21.6%	1 921 905 €0.8%	1 907 546 €7.0%	1 783 105 €27.7%	1 396 658 €
Non-current assets	87 979 €43.0%	61 540 €10.1%	68 453 €3.2%	70 745 €16.9%	85 177 €80.0%	426 268 €
Total assets	2 178 290 €9.2%	2 397 737 €20.5%	1 990 358 €0.6%	1 978 291 €5.9%	1 868 282 €2.5%	1 822 926 €
Short-term liabilities	280 229 €3.7%	291 020 €855.2%	30 468 €98.3%	15 361 €7.4%	14 298 €16.3%	17 091 €
Long-term liabilities	-	-	-	-	-	-
Total liabilities	280 229 €3.7%	291 020 €855.2%	30 468 €98.3%	15 361 €7.4%	14 298 €16.3%	17 091 €
Share or stock capital	50 000 €	50 000 €	50 000 €	50 000 €	50 000 €	50 000 €
Retained earnings	1 956 717 €4.6%	1 869 890 €0.9%	1 852 930 €5.6%	1 753 984 €7.2%	1 635 835 €8.9%	1 501 852 €
Net profit	-108 656 €158.2%	186 827 €228.0%	56 960 €64.2%	158 946 €5.5%	168 149 €33.8%	253 983 €
Equity	1 898 061 €9.9%	2 106 717 €7.5%	1 959 890 €0.2%	1 962 930 €5.9%	1 853 984 €2.7%	1 805 835 €
Turnover	-	-	-	-	-	-
Profit margin	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Financial ratios

	2024	2023	2022	2021	2020
Profit and cash flow
EBITDA	-	-	-	-	-
Liquidity
Current ratio	Q.W	C.F	XN.O	124.2	124.7
Quick ratio	I.W	W.C	SA.O	124.2	124.7
Cash ratio	K.R	U.B	CI.H	40.5	43.7
Efficiency
Days sales outstanding (dso)	-	-	-	-	-
Asset turnover	-	-	-	-	-
Structure
Debt ratio	T.C	E.V	N.R	0.0	0.0
Profitability
Operating margin	-	-	-	-	-
Net profit margin	-	-	-	-	-
Return on assets (roa)	B.H%	C.H%	N.V%	0.0%	0.0%
Return on equity (roe)	F.F%	K.M%	Z.G%	0.0%	0.0%

To view all financial ratios, you need to subscribe to extended access to the info portal!

Licences & notices

Type	Number	Field	Status	Start	End
License	FFA000478	Financial services > Operating as a financing institution	Valid	06.05.2024	-

1 - 1 / 1 rows

Regulations

Regulation no.	Date	Type	Status
Ä 20025615 / 9	01.09.2023	Entry - Amendment entry	Entered into force (01.09.2023)
Ä 20025615 / 8	13.04.2018	Entry - Amendment entry under CRA § 525 (2)	Entered into force (13.04.2018)
Ä 20025615 / 7	17.01.2018	Entry - Amendment entry	Entered into force (17.01.2018)
Ä 20025615 / 6	06.12.2017	Entry - Amendment entry	Entered into force (06.12.2017)
Ä 20025615 / 5	03.12.2017	Entry - Amendment entry	Entered into force (03.12.2017)

1 - 5 / 10 rows

Real estate

Address	Area	Purpose
Elva tee 13, Rannu alevik, Elva vald, Tartu maakond	3406 m²	Residential land 100%
Laste, Järiste küla, Nõo vald, Tartu maakond	44929 m²	Agricultural land 100%
Pikk tn 15, Väike-Maarja alevik, Väike-Maarja vald, Lääne-Viru maakond	4105 m²	Residential land 100%

1 - 3 / 3 rows

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Company has not been issued consumer dispute committee decisions

Court decisions

Case number	Procedure type	Judgment type	Category	Judges	ECLI	Date
2-25-21106/5						04.02.2026
2-22-5648/23	Civil case	Court judgment	Law of obligations	Hele Kaldma	ECLI:EE:TMK:2024:2.22.5648.2198	19.01.2024
2-22-16320/42	Civil case	Court ruling		Zakaria Nemsitsveridze	ECLI:EE:TMK:2023:2.22.16320.14682	15.06.2023
2-19-18189/38	Civil case	Court judgment	Law of obligations	Anu Uritam	ECLI:EE:HMK:2021:2.19.18189.6152	19.03.2021
2-20-120672/15	Civil case	Court judgment (Default judgment)	Law of obligations	Maimu Laumets	ECLI:EE:TMK:2021:2.20.120672.6864	19.03.2021

1 - 5 / 40 rows

Official announcements

No official announcements found

Company has no issued official announcements

Public transactions

No public transactions found

Company has no public transactions

.ee domains

Domain	Status	Registered	Expires	End
laenukeskus-trading.ee	Active	06.12.2025	07.12.2026	-
faktooring24.ee	Active	04.09.2025	05.09.2026	-
kortermajaks.ee	Active	31.08.2020	01.09.2026	-
aastaautolaen.ee	Active	16.07.2010	17.07.2026	-
laenukeskus.ee	Active	04.07.2010	26.10.2026	-

1 - 5 / 5 rows

Enforcement proceedings

No enforcement proceedings found

Company has no active debts with bailiffs

Payment orders

No payment orders found

Company has no court-ordered payment orders