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Union FinTech OÜ

Legal form:

Private limited company

Registry code:

10964710

VAT no.:

EE100983962

Fiscal-year period:

01.01 - 31.12

Established:

02.09.2003 (22)

Former business names:

Vivalte & Co OÜ, Vivalte Vision OÜ

Capital:

3 195 EUR

Address:

Telliskivi tn 60/2, Põhja-Tallinna linnaosa, Tallinn, Harju maakond, 10412

Status:

Registered

Contacts

Email:

peeter@vivalte.com

Phone:

+372 5051517

Website:

https://www.unionfintech.com/est/

Industries

ELECTRONIC COMMUNICATIONS SERVICES, PROGRAMMING, CONSULTANCY, DATA-INFRASTRUCTURE AND OTHER INFORMATION ACTIVITIES
Computer programming, consultancy and related activities
62101 - Programming

VAT liability

	Start	End
EE100983962	02.08.2005

Annual reports

Aggregate data

	Period	Submitted
2025	01.01.2025 - 31.12.2025	28.04.2026	Valid
2024	01.01.2024 - 31.12.2024	02.07.2025	Valid
2023	01.01.2023 - 31.12.2023	08.07.2024	Valid
2022	01.01.2022 - 31.12.2022	09.07.2023	Valid
2021	01.01.2021 - 31.12.2021	04.07.2022	Valid
2020	01.01.2020 - 31.12.2020	21.06.2021	Valid
2019	01.01.2019 - 31.12.2019	17.11.2020	Valid
2018	01.01.2018 - 31.12.2018	26.06.2019	Valid
2017	01.01.2017 - 31.12.2017	30.06.2018	Valid
2016	01.01.2016 - 31.12.2016	07.06.2017	Valid
2015	01.01.2015 - 31.12.2015	20.06.2016	Valid
2014	01.01.2014 - 31.12.2014	30.06.2015	Valid
2013	01.01.2013 - 31.12.2013	28.06.2014	Valid
2012	01.01.2012 - 31.12.2012	28.05.2013	Valid
2011	01.01.2011 - 31.12.2011	09.07.2012	Valid
2010	01.01.2010 - 31.12.2010	01.07.2011	Valid
2009	01.01.2009 - 31.12.2009	22.06.2010	Valid
2008	01.01.2008 - 31.12.2008	15.06.2009	Valid
2007	01.01.2007 - 31.12.2007	19.06.2008	Valid
2006	01.01.2006 - 31.12.2006	28.06.2007	Valid
2005	01.01.2005 - 31.12.2005	30.06.2006	Valid
2004	01.01.2004 - 31.12.2004	28.06.2005	Valid
2003	01.01.2003 - 31.12.2003	30.06.2004	Valid

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 04.06.2026.

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Credit rating

Hidden

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020406080100

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169

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Tax data

	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q1	99 145 €	66 648 €	298 819 €12.2%	11
Kokku 2026:	99 145 €	66 648 €	298 819 €
2025 Q4	96 275 €	62 908 €	340 418 €4.4%	11
2025 Q3	115 809 €	70 563 €	356 000 €5.9%	10
2025 Q2	125 658 €	76 603 €	378 322 €3.1%	11
2025 Q1	206 375 €	67 526 €	390 331 €21.1%	11
Kokku 2025:	544 117 €	277 600 €	1 465 071 €5.2%
2024 Q4	95 661 €	61 596 €	322 412 €11.4%	11
2024 Q3	92 570 €	57 962 €	363 874 €12.3%	11
2024 Q2	91 178 €	56 206 €	324 051 €15.1%	11
2024 Q1	127 328 €	58 673 €	381 859 €1.4%	10
Kokku 2024:	406 737 €	234 437 €	1 392 196 €3.4%
2023 Q4	92 465 €	59 641 €	376 541 €6.2%	12
2023 Q3	92 723 €	58 487 €	401 493 €11.0%	13
2023 Q2	86 909 €	51 154 €	361 559 €19.6%	13
2023 Q1	72 855 €	48 980 €	302 265 €8.7%	11
Kokku 2023:	344 953 €	218 263 €	1 441 858 €29.5%
2022 Q4	58 349 €	42 237 €	278 060 €10.1%	11
2022 Q3	79 959 €	45 584 €	309 207 €9.4%	11
2022 Q2	56 964 €	45 867 €	282 615 €15.9%	9
2022 Q1	67 789 €	39 039 €	243 786 €40.3%	10
Kokku 2022:	263 061 €	172 727 €	1 113 668 €64.0%
2021 Q4	54 600 €	40 564 €	173 762 €2.4%	10
2021 Q3	57 131 €	34 672 €	169 764 €7.7%	12
2021 Q2	43 858 €	26 243 €	183 932 €21.2%	12
2021 Q1	46 722 €	27 290 €	151 786 €11.6%	11
Kokku 2021:	202 311 €	128 769 €	679 245 €9.5%
2020 Q4	55 533 €	39 767 €	135 966 €2.4%	12
2020 Q3	57 673 €	42 945 €	139 348 €13.4%	15
2020 Q2	53 163 €	34 805 €	160 908 €12.5%	15
2020 Q1	54 346 €	29 583 €	183 872 €227.4%	14
Kokku 2020:	220 714 €	147 100 €	620 094 €358.7%
2019 Q4	16 334 €	7 164 €	56 156 €23.1%	11
2019 Q3	2 456 €	194 €	45 605 €213.7%	2
2019 Q2	1 809 €	0 €	14 540 €23.1%	1
2019 Q1	1 175 €	22 €	18 897 €2.9%	1
Kokku 2019:	21 774 €	7 380 €	135 198 €54.0%
2018 Q4	936 €	0 €	18 373 €43.6%	1
2018 Q3	2 223 €	0 €	32 550 €4.7%	1
2018 Q2	9 065 €	5 859 €	31 080 €436.1%	1
2018 Q1	3 348 €	0 €	5 797 €	3
Kokku 2018:	15 572 €	5 859 €	87 800 €229.3%
2017 Q4	796 €	829 €	0 €100.0%	1
2017 Q3	1 682 €	957 €	5 000 €100.0%	1
2017 Q2	938 €	957 €	2 500 €87.0%	1
2017 Q1	3 448 €	962 €	19 160 €33.7%	1
Kokku 2017:	6 864 €	3 705 €	26 660 €78.3%
2016 Q4	9 718 €	966 €	28 904 €0.4%	1
2016 Q3	3 425 €	963 €	28 799 €19.3%	1
2016 Q2	3 907 €	1 193 €	35 678 €21.8%	1
2016 Q1	4 503 €	979 €	29 289 €388.8%	1
Kokku 2016:	21 553 €	4 101 €	122 670 €168.5%
2015 Q4	936 €	974 €	5 992 €61.0%	2
2015 Q3	2 729 €	2 495 €	15 348 €19.8%	2
2015 Q2	3 549 €	2 082 €	12 810 €11.0%	2
2015 Q1	1 910 €	1 876 €	11 540 €	2
Kokku 2015:	9 124 €	7 427 €	45 690 €

Revenue by industry

	2023	2024	2025
Programming	1 454 594 €	1 379 517 €	1 361 191 €

Tax debts

No tax debt found

No tax debt as of 04.06.2026

Representatives

Name	Personal ID code	Date of birth	Role	Start	End
Peeter Klanberg	36302XXXXXX	22.02.1963 (63)	Board member	02.09.2003	-

1 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Shareholders

Name	Personal ID code	Date of birth	Role	Share	%	Type	Start	End
Peeter Klanberg	36302XXXXXX	22.02.1963 (63)	Shareholder	3 195,00 EUR	100	Sole ownership	01.09.2023	-

4 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Other persons

Name	Personal ID code	Date of birth	Role	Start	End
Moonika Arras	46708XXXXXX	31.08.1967 (58)	Founder	02.09.2003	-
Peeter Klanberg	36302XXXXXX	22.02.1963 (63)	Founder	02.09.2003	-

1 - 2 / 2 rows

Ultimate beneficial owners

Name	Personal ID code	Date of birth	Role	Start	End
Peeter Klanberg	36302XXXXXX	22.02.1963 (63)	Direct holding	16.12.2018	-

1 - 1 / 1 rows

Holdings in companies

Company	Registered	Role	Share	%	Type	Start	End
Noblessa Baltic OÜ	27.10.2005	Shareholder	9 800,00 EUR	100	Sole ownership	01.09.2023	-
RunProperty OÜ	05.07.2021	Shareholder	150,00 EUR	0,83	Sole ownership	25.11.2021	-

15 inactive record hidden, extended access to the information portal is required to view history!

1 - 2 / 2 rows

2026 Q1

Turnover

Amount

298 819 €

Monthly average

99 606 €

Per employee

9 055 €

Equity ratio

3 117,57%

Labour taxes

Turnover ratio

22,30%

Tax ratio

67,22%

Monthly average

22 216 €

Per employee

2 020 €

State taxes

Monthly average

33 048 €

Turnover ratio

33,18%

Estimated salary

Gross salary

3 642 €

Net salary

2 854 €

Aggregate data

	2025	2024	2023	2022	2021	2020	2019
Current assets	556 886 €2.1%	569 011 €37.6%	911 465 €46.0%	624 452 €17.4%	531 768 €21.2%	438 573 €43.1%	306 519 €
Non-current assets	96 223 €2.3%	98 529 €8.3%	107 396 €33.9%	162 499 €26.2%	220 231 €21.1%	278 960 €22.0%	357 532 €
Total assets	653 109 €2.2%	667 540 €34.5%	1 018 861 €29.5%	786 951 €4.6%	751 999 €4.8%	717 533 €8.1%	664 051 €
Short-term liabilities	171 782 €33.4%	257 931 €71.6%	150 317 €65.5%	90 822 €33.6%	68 005 €2.2%	66 562 €42.0%	46 864 €
Long-term liabilities	-	-	-	-	-	-	-
Total liabilities	171 782 €33.4%	257 931 €71.6%	150 317 €65.5%	90 822 €33.6%	68 005 €2.2%	66 562 €42.0%	46 864 €
Share or stock capital	3 195 €	3 195 €	3 195 €	3 195 €	3 195 €	3 195 €	3 195 €
Retained earnings	406 414 €12.3%	463 249 €24.4%	612 701 €5.9%	650 798 €0.5%	647 776 €5.5%	613 992 €8.0%	568 737 €
Net profit	71 718 €226.2%	-56 835 €122.5%	252 648 €499.6%	42 136 €27.6%	33 023 €2.3%	33 784 €25.3%	45 255 €
Equity	481 327 €17.5%	409 609 €52.8%	868 544 €24.8%	696 129 €1.8%	683 994 €5.1%	650 971 €5.5%	617 187 €
Turnover	1 361 191 €1.3%	1 379 517 €5.2%	1 454 594 €25.3%	1 161 030 €58.9%	730 777 €15.9%	630 409 €284.6%	163 927 €
Profit margin	5.27%227.9%	-4.12%123.7%	17.37%378.6%	3.63%19.7%	4.52%15.7%	5.36%80.6%	27.61%

Financial ratios

	2024	2023	2022	2021	2020
Profit and cash flow
EBITDA	KP HIE	YTL WZO	DH UYE	93 751	112 833
Liquidity
Current ratio	Z.F	U.U	C.O	7.8	6.6
Quick ratio	W.S	M.J	A.V	7.8	6.6
Cash ratio	K.G	H.X	X.U	5.1	4.3
Efficiency
Days sales outstanding (dso)	RK.A	AY.A	OJ.U	54.8	43.0
Asset turnover	X.P	L.A	A.Y	1.0	0.9
Structure
Debt ratio	Y.Y	H.Y	H.B	0.1	0.1
Profitability
Operating margin	L.H%	DT.Q%	Y.F%	4.5%	5.4%
Net profit margin	-E.Z%	NG.R%	U.Z%	4.5%	5.4%
Return on assets (roa)	-U.N%	ZN.J%	G.Z%	4.5%	4.9%
Return on equity (roe)	-KD.Y%	ET.M%	Q.U%	4.8%	5.2%

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Licences & notices

No licenses and notices found

Company has no active licenses and business activity notices

Regulations

Regulation no.	Date	Type	Deadline	Status
Ä 10074242 / M6	06.07.2024	Fine-warning order – annual report not filed	05.08.2024	Deficiencies remedied (09.07.2024)
Ä 10074242 / 13	01.09.2023	Entry - Amendment entry		Entered into force (01.09.2023)
Ä 10074242 / 12	25.02.2019	Entry - Amendment entry		Entered into force (25.02.2019)
Ä 10074242 / 11	23.03.2018	Entry - Second, constitutive merger entry (on acquiring entity’s registry card)		Entered into force (23.03.2018)
Ä 10074242 / 10	17.01.2018	Entry - Amendment entry		Entered into force (17.01.2018)

1 - 5 / 19 rows

Real estate

No real estate found

Company has no real estate

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Company has not been issued consumer dispute committee decisions

Official announcements

No official announcements found

Company has no issued official announcements

Public transactions

Date	Party	Amount	Classification
27.04.2026	Tallinna Strateegiakeskus	520.80 € Received	OPERATING EXPENSES Other general services
27.04.2026	Aktsiaselts Tallinna Linnatransport	992.00 € Received	OPERATING EXPENSES Organisation of public transport
30.03.2026	Tallinna Strateegiakeskus	2 213.40 € Received	OPERATING EXPENSES Other general services
25.03.2026	Aktsiaselts Tallinna Linnatransport	2 418.00 € Received	OPERATING EXPENSES Organisation of public transport
26.02.2026	Tallinna Strateegiakeskus	2 235.10 € Received	OPERATING EXPENSES Other general services

1 - 5 / 169 rows

.ee domains

Domain	Status	Registered	Expires	End
web2.ee	Active	04.07.2010	23.12.2026	-
klanberg.ee	Active	04.07.2010	29.12.2026	-
hansanet.ee	Active	04.07.2010	23.12.2026	-

1 inactive record hidden, extended access to the information portal is required to view history!

1 - 3 / 3 rows

Enforcement proceedings

No enforcement proceedings found

Company has no active debts with bailiffs

Payment orders

No payment orders found

Company has no court-ordered payment orders