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OÜ Kristal Finants

Legal form:

Private limited company

Registry code:

10820359

VAT no.:

EE101101112

Fiscal-year period:

01.01 - 31.12

Established:

05.12.2001 (24)

Capital:

2 556 EUR

Address:

Vasara tn 13a-19, Keila linn, Harju maakond, 76606

Status:

Registered

Contacts

Email:

kristi.tammsalu@gmail.com

Phone:

+372 5281108

Industries

PROFESSIONAL, SCIENTIFIC AND TECHNICAL ACTIVITIES
Legal activities and accounting
Accounting, bookkeeping, auditing and tax consultancy
69202 - Accounting and tax consultancy

VAT liability

	Start	End
EE101101112	04.12.2006

Annual reports

Aggregate data

	Period	Submitted
2025	01.01.2025 - 31.12.2025	Due date 30.06.2026
2024	01.01.2024 - 31.12.2024	27.06.2025	Valid
2023	01.01.2023 - 31.12.2023	14.06.2024	Valid
2022	01.01.2022 - 31.12.2022	26.06.2023	Valid
2021	01.01.2021 - 31.12.2021	27.06.2022	Valid
2020	01.01.2020 - 31.12.2020	28.06.2021	Valid
2019	01.01.2019 - 31.12.2019	29.06.2020	Valid
2018	01.01.2018 - 31.12.2018	28.06.2019	Valid
2017	01.01.2017 - 31.12.2017	25.06.2018	Valid
2016	01.01.2016 - 31.12.2016	26.06.2017	Valid
2015	01.01.2015 - 31.12.2015	31.05.2016	Valid
2014	01.01.2014 - 31.12.2014	29.04.2015	Valid
2013	01.01.2013 - 31.12.2013	24.03.2014	Valid
2012	01.01.2012 - 31.12.2012	26.04.2013	Valid
2011	01.01.2011 - 31.12.2011	22.05.2012	Valid
2010	01.01.2010 - 31.12.2010	02.05.2011	Valid
2009	01.01.2009 - 31.12.2009	25.03.2010	Valid
2008	01.01.2008 - 31.12.2008	21.05.2009	Valid
2007	01.01.2007 - 31.12.2007	12.06.2008	Valid
2006	01.01.2006 - 31.12.2006	25.06.2007	Valid
2005	01.01.2005 - 31.12.2005	29.06.2006	Valid
2004	01.01.2004 - 31.12.2004	28.06.2005	Valid
2003	01.01.2003 - 31.12.2003	29.06.2004	Valid
2002	05.12.2001 - 31.12.2002	30.06.2003	Valid

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 06.06.2026.

???

Credit rating

Hidden

Credit rating is based on company financial data and payment behavior. detailed analysis available to regia+ users.

020406080100

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Tax data

	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q1	7 924 €	1 173 €	22 651 €31.7%	1
Kokku 2026:	7 924 €	1 173 €	22 651 €
2025 Q4	7 065 €	1 405 €	17 193 €10.0%	1
2025 Q3	7 051 €	1 405 €	19 104 €7.0%	1
2025 Q2	6 723 €	1 405 €	17 853 €20.9%	1
2025 Q1	27 666 €	1 336 €	22 562 €22.6%	1
Kokku 2025:	48 505 €	5 551 €	76 712 €16.0%
2024 Q4	1 526 €	1 384 €	29 157 €47.6%	1
2024 Q3	7 801 €	2 097 €	19 750 €6.2%	1
2024 Q2	7 701 €	1 966 €	21 051 €1.5%	1
2024 Q1	7 463 €	1 679 €	21 380 €30.9%	1
Kokku 2024:	24 491 €	7 126 €	91 338 €28.5%
2023 Q4	5 957 €	1 675 €	16 331 €14.2%	1
2023 Q3	6 290 €	1 675 €	19 045 €7.1%	1
2023 Q2	6 243 €	1 749 €	20 511 €35.2%	1
2023 Q1	5 974 €	1 822 €	15 176 €26.2%	1
Kokku 2023:	24 465 €	6 922 €	71 063 €4.4%
2022 Q4	6 819 €	1 769 €	20 562 €32.4%	1
2022 Q3	5 714 €	1 784 €	15 528 €14.0%	1
2022 Q2	6 133 €	1 750 €	18 053 €29.9%	1
2022 Q1	5 335 €	1 721 €	13 902 €28.0%	1
Kokku 2022:	24 000 €	7 024 €	68 045 €2.1%
2021 Q4	6 219 €	1 617 €	19 304 €31.6%	1
2021 Q3	5 594 €	1 802 €	14 674 €17.2%	1
2021 Q2	5 875 €	1 617 €	17 721 €0.6%	1
2021 Q1	6 090 €	1 617 €	17 827 €30.1%	1
Kokku 2021:	23 778 €	6 653 €	69 526 €16.9%
2020 Q4	5 017 €	1 555 €	13 704 €0.8%	1
2020 Q3	5 147 €	1 600 €	13 598 €11.0%	1
2020 Q2	5 315 €	1 555 €	15 273 €9.6%	1
2020 Q1	10 565 €	1 408 €	16 888 €22.5%	1
Kokku 2020:	26 044 €	6 119 €	59 464 €2.8%
2019 Q4	5 375 €	1 115 €	13 790 €0.1%	1
2019 Q3	5 547 €	1 188 €	13 771 €18.0%	1
2019 Q2	6 116 €	1 185 €	16 784 €0.2%	1
2019 Q1	5 603 €	1 444 €	16 814 €4.5%	1
Kokku 2019:	22 641 €	4 932 €	61 159 €25.7%
2018 Q4	4 893 €	1 115 €	16 087 €17.0%	1
2018 Q3	4 670 €	1 115 €	19 372 €29.8%	1
2018 Q2	5 780 €	1 152 €	27 615 €43.8%	1
2018 Q1	4 756 €	749 €	19 202 €26.3%	1
Kokku 2018:	20 099 €	4 131 €	82 276 €42.5%
2017 Q4	3 955 €	628 €	15 207 €7.9%	1
2017 Q3	4 114 €	628 €	16 509 €30.2%	1
2017 Q2	3 535 €	628 €	12 675 €5.0%	1
2017 Q1	3 554 €	582 €	13 347 €9.3%	1
Kokku 2017:	15 158 €	2 466 €	57 738 €0.3%
2016 Q4	3 947 €	562 €	14 714 €0.0%	1
2016 Q3	4 190 €	562 €	14 714 €0.0%	1
2016 Q2	4 121 €	562 €	14 714 €6.8%	1
2016 Q1	3 054 €	526 €	13 771 €4.7%	1
Kokku 2016:	15 312 €	2 212 €	57 913 €9.8%
2015 Q4	2 731 €	512 €	13 151 €0.0%	1
2015 Q3	4 018 €	512 €	13 151 €0.0%	1
2015 Q2	3 971 €	512 €	13 151 €1.1%	1
2015 Q1	3 073 €	518 €	13 301 €	1
Kokku 2015:	13 793 €	2 054 €	52 754 €

Revenue by industry

	2022	2023	2024
Accounting and tax consultancy	68 314 €	72 493 €	84 374 €
Other retail sale not in stores, stalls or markets	2 837 €	702 €

Tax debts

No tax debt found

No tax debt as of 06.06.2026

Representatives

Name	Personal ID code	Date of birth	Role	Start	End
Kristi Tammsalu	47501XXXXXX	26.01.1975 (51)	Board member	27.01.2006	-

1 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Shareholders

Name	Personal ID code	Date of birth	Role	Share	%	Type	Start	End
Kristi Tammsalu	47501XXXXXX	26.01.1975 (51)	Shareholder	2 556,00 EUR	100	Sole ownership	01.09.2023	-

4 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Other persons

Name	Personal ID code	Date of birth	Role	Start	End
Kalmar Ridala	37104XXXXXX	01.04.1971 (55)	Founder	05.12.2001	-
Kristi Tammsalu	47501XXXXXX	26.01.1975 (51)	Founder	05.12.2001	-

1 - 2 / 2 rows

Ultimate beneficial owners

Name	Personal ID code	Date of birth	Role	Start	End
Kristi Tammsalu	47501XXXXXX	26.01.1975 (51)	Direct holding	07.09.2018	-

1 - 1 / 1 rows

Holdings in companies

No holdings in companies found

Company has no holdings in other companies

2026 Q1

Turnover

Amount

22 651 €

Monthly average

7 550 €

Per employee

7 550 €

Equity ratio

295,40%

Labour taxes

Turnover ratio

5,18%

Tax ratio

14,80%

Monthly average

391 €

Per employee

391 €

State taxes

Monthly average

2 641 €

Turnover ratio

34,98%

Estimated salary

Gross salary

900 €

Net salary

814 €

Aggregate data

	2024	2023	2022	2021	2020	2019
Current assets	112 662 €15.2%	97 815 €14.9%	85 132 €15.4%	73 740 €31.5%	107 635 €19.3%	90 195 €
Non-current assets	33 041 €40.9%	55 868 €10.6%	50 524 €0.3%	50 699 €	-	-
Total assets	145 703 €5.2%	153 683 €13.3%	135 656 €9.0%	124 439 €15.6%	107 635 €19.3%	90 195 €
Short-term liabilities	62 834 €30.8%	90 842 €19.5%	76 003 €25.5%	60 565 €51.6%	39 960 €53.5%	26 033 €
Long-term liabilities	23 074 €2 264.1%	976 €	-	-	-	-
Total liabilities	85 908 €6.4%	91 818 €20.8%	76 003 €25.5%	60 565 €51.6%	39 960 €53.5%	26 033 €
Share or stock capital	2 556 €	2 556 €	2 556 €	2 556 €	2 556 €	2 556 €
Retained earnings	9 309 €57.9%	22 097 €3.7%	21 318 €3.6%	22 119 €2.4%	21 606 €3.2%	22 322 €
Net profit	47 930 €28.8%	37 212 €4.0%	35 779 €8.7%	39 199 €9.9%	43 513 €10.8%	39 284 €
Equity	59 795 €3.3%	61 865 €3.7%	59 653 €6.6%	63 874 €5.6%	67 675 €5.5%	64 162 €
Turnover	84 380 €15.3%	73 195 €2.9%	71 151 €4.4%	68 183 €3.2%	66 061 €6.2%	70 445 €
Profit margin	56.80%11.7%	50.84%1.1%	50.29%12.5%	57.49%12.7%	65.87%18.1%	55.77%

Financial ratios

	2024	2023	2022	2021	2020
Profit and cash flow
EBITDA	-	-	-	-	-
Liquidity
Current ratio	D.D	Z.L	T.B	1.2	2.7
Quick ratio	K.O	A.F	A.C	1.2	2.7
Cash ratio	B.R	K.U	M.Z	0.1	0.5
Efficiency
Days sales outstanding (dso)	ZBZ.F	SPU.W	MQK.V	410.6	472.5
Asset turnover	W.D	E.W	C.H	0.6	0.7
Structure
Debt ratio	L.I	G.Z	H.I	0.5	0.4
Profitability
Operating margin	RP.J%	QM.Z%	WO.Y%	62.5%	70.0%
Net profit margin	US.E%	FF.G%	CQ.Q%	57.5%	65.9%
Return on assets (roa)	BE.J%	JN.S%	KQ.T%	33.8%	44.0%
Return on equity (roe)	FR.E%	MV.N%	UF.G%	61.4%	64.3%

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Licences & notices

No licenses and notices found

Company has no active licenses and business activity notices

Regulations

Regulation no.	Date	Type	Deadline	Status
Ä 10060942 / 10	01.09.2023	Entry - Amendment entry		Entered into force (01.09.2023)
Ä 10060942 / 9	24.01.2020	Entry - Amendment entry		Entered into force (24.01.2020)
Ä 10060942 / M3	20.01.2020	Order to remedy deficiencies - Amendment entry	04.02.2020	Deficiencies remedied (24.01.2020)
Ä 10060942 / 8	17.01.2018	Entry - Amendment entry		Entered into force (17.01.2018)
Ä 10060942 / 7	08.11.2017	Entry - Amendment entry		Entered into force (08.11.2017)

OÜ Kristal Finants

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Regulations

Real estate

No real estate found

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Official announcements

No official announcements found

Public transactions

No public transactions found

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No domains found

Enforcement proceedings

No enforcement proceedings found

Payment orders

No payment orders found