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Harper Finants OÜ

Legal form:

Private limited company

Registry code:

12903434

VAT no.:

EE102065419

Fiscal-year period:

01.01 - 31.12

Established:

31.08.2015 (10)

Capital:

2 500 EUR

Address:

Maasika tn 12, Tartu linn, Tartu linn, Tartu maakond, 50110

Status:

Registered

Contacts

Email:

kasperhardi@gmail.com

Phone:

+372 55645384

Industries

REAL ESTATE ACTIVITIES
Real estate activities
68201 - Renting and operating of own or leased real estate
OTHER SERVICE ACTIVITIES
Service activities
96401 - Service brokerage

VAT liability

	Start	End
EE102065419	25.04.2018

Annual reports

Aggregate data

	Period	Submitted
2025	01.01.2025 - 31.12.2025	28.01.2026	Valid
2024	01.01.2024 - 31.12.2024	25.05.2025	Valid
2023	01.01.2023 - 31.12.2023	21.01.2024	Valid
2022	01.01.2022 - 31.12.2022	21.01.2023	Valid
2021	01.01.2021 - 31.12.2021	20.01.2022	Valid
2020	01.01.2020 - 31.12.2020	02.03.2021	Valid
2019	01.01.2019 - 31.12.2019	27.01.2020	Valid
2018	01.01.2018 - 31.12.2018	05.02.2019	Valid
2017	01.01.2017 - 31.12.2017	04.01.2018	Valid
2016	01.01.2016 - 31.12.2016	06.01.2017	Valid
2015	31.08.2015 - 31.12.2015	11.05.2016	Valid

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 05.06.2026.

???

Credit rating

Hidden

Credit rating is based on company financial data and payment behavior. detailed analysis available to regia+ users.

020406080100

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Tax data

	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q1	0 €	1 489 €	3 211 €97.6%	1
Kokku 2026:	0 €	1 489 €	3 211 €
2025 Q4	32 161 €	1 442 €	132 542 €1 958.1%	1
2025 Q3	1 438 €	1 442 €	6 440 €2.6%	1
2025 Q2	1 853 €	1 442 €	6 276 €10.5%	1
2025 Q1	0 €	1 372 €	7 014 €11.4%	1
Kokku 2025:	35 452 €	5 698 €	152 272 €470.7%
2024 Q4	2 024 €	1 233 €	6 296 €16.2%	1
2024 Q3	0 €	1 233 €	5 420 €29.2%	1
2024 Q2	1 662 €	1 233 €	7 652 €4.6%	1
2024 Q1	1 298 €	1 152 €	7 312 €61.1%	1
Kokku 2024:	4 984 €	4 851 €	26 680 €27.7%
2023 Q4	1 199 €	1 112 €	4 539 €31.5%	1
2023 Q3	1 188 €	1 112 €	6 627 €13.9%	1
2023 Q2	0 €	1 112 €	5 819 €49.0%	1
2023 Q1	0 €	707 €	3 905 €84.9%	1
Kokku 2023:	2 387 €	4 043 €	20 891 €54.4%
2022 Q4	5 195 €	693 €	25 824 €238.2%	1
2022 Q3	1 784 €	693 €	7 636 €151.3%	1
2022 Q2	523 €	577 €	3 038 €67.5%	1
2022 Q1	1 985 €	602 €	9 361 €15.3%	1
Kokku 2022:	9 487 €	2 565 €	45 859 €13.3%
2021 Q4	1 592 €	693 €	11 057 €0.2%	1
2021 Q3	2 484 €	693 €	11 075 €19.7%	1
2021 Q2	1 349 €	693 €	9 254 €1.6%	1
2021 Q1	1 540 €	0 €	9 104 €7.6%	1
Kokku 2021:	6 965 €	2 079 €	40 490 €129.2%
2020 Q4	1 291 €	0 €	9 852 €54.9%	-
2020 Q3	290 €	0 €	6 360 €338.6%	-
2020 Q2	254 €	0 €	1 450 €	-
2020 Q1	0 €	0 €	0 €	0
Kokku 2020:	1 834 €	0 €	17 662 €688.5%
2019 Q4	0 €	0 €	0 €100.0%	0
2019 Q3	108 €	0 €	750 €	0
2019 Q2	0 €	0 €	0 €100.0%	0
2019 Q1	0 €	0 €	1 490 €	0
Kokku 2019:	108 €	0 €	2 240 €
2018 Q4	0 €	0 €	0 €	0
2018 Q3	0 €	0 €	0 €	0
2018 Q2	0 €	0 €	0 €	0
2018 Q1	0 €	0 €	0 €	0
Kokku 2018:	0 €	0 €	0 €
2017 Q4	0 €	0 €	0 €	0
2017 Q3	0 €	0 €	0 €	0
2017 Q2	0 €	0 €	0 €	0
2017 Q1	0 €	0 €	0 €	0
Kokku 2017:	0 €	0 €	0 €
2016 Q4	0 €	0 €	0 €	0
2016 Q3	0 €	0 €	0 €	0
2016 Q2	0 €	0 €	0 €	0
2016 Q1	0 €	0 €	0 €	0
Kokku 2016:	0 €	0 €	0 €
2015 Q4	0 €	0 €	0 €	0
2015 Q3	0 €	0 €	0 €	0
Kokku 2015:	0 €	0 €	0 €

Revenue by industry

	2023	2024	2025
Renting and operating of own or leased real estate	15 985 €	19 100 €	18 300 €
Service brokerage		7 563 €	6 346 €
Other service activities	5 813 €

Tax debts

No tax debt found

No tax debt as of 05.06.2026

Representatives

Name	Personal ID code	Date of birth	Role	Start	End
Hardi Käsper	38505XXXXXX	11.05.1985 (41)	Board member	31.08.2015	-

1 - 1 / 1 rows

Shareholders

Name	Personal ID code	Date of birth	Role	Share	%	Type	Start	End
Hardi Käsper	38505XXXXXX	11.05.1985 (41)	Shareholder	2 500,00 EUR	100	Sole ownership	01.09.2023	-

1 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Other persons

Name	Personal ID code	Date of birth	Role	Start	End
Hardi Käsper	38505XXXXXX	11.05.1985 (41)	Founder	28.08.2015	-

1 - 1 / 1 rows

Ultimate beneficial owners

Name	Personal ID code	Date of birth	Role	Start	End
Hardi Käsper	38505XXXXXX	11.05.1985 (41)	Direct holding	16.10.2018	-

1 - 1 / 1 rows

Holdings in companies

No holdings in companies found

Company has no holdings in other companies

2026 Q1

Turnover

Amount

3 211 €

Monthly average

1 070 €

Per employee

1 070 €

Equity ratio

42,81%

Labour taxes

Turnover ratio

46,37%

Tax ratio

0,00%

Monthly average

496 €

Per employee

496 €

State taxes

Monthly average

0 €

Turnover ratio

0,00%

Estimated salary

Gross salary

1 078 €

Net salary

946 €

Aggregate data

	2025	2024	2023	2022	2021	2020	2019
Current assets	187 953 €99.6%	94 152 €35.6%	146 121 €31.2%	212 386 €19.4%	177 845 €30.1%	254 384 €1.0%	256 833 €
Non-current assets	141 076 €43.8%	251 076 €6.2%	267 657 €30.3%	205 354 €5.1%	195 360 €924.8%	19 063 €	-
Total assets	329 029 €4.7%	345 228 €16.6%	413 778 €0.9%	417 740 €11.9%	373 205 €36.5%	273 447 €6.5%	256 833 €
Short-term liabilities	5 423 €17.1%	6 539 €29.6%	9 282 €28.3%	12 941 €10.9%	14 523 €3 494.8%	404 €521.5%	65 €
Long-term liabilities	39 154 €45.5%	71 825 €8.3%	78 344 €1.1%	79 176 €7.9%	86 003 €130.3%	37 350 €38.1%	60 350 €
Total liabilities	44 577 €43.1%	78 364 €10.6%	87 626 €4.9%	92 117 €8.4%	100 526 €166.3%	37 754 €37.5%	60 415 €
Share or stock capital	2 500 €	2 500 €	2 500 €	2 500 €	2 500 €	2 500 €	2 500 €
Retained earnings	264 364 €18.3%	323 652 €0.2%	323 123 €19.7%	270 049 €15.8%	233 193 €20.3%	193 918 €28.9%	150 466 €
Net profit	17 588 €129.7%	-59 288 €11 307.6%	529 €99.0%	53 074 €43.5%	36 986 €5.8%	39 275 €9.6%	43 452 €
Equity	284 452 €6.6%	266 864 €18.2%	326 152 €0.2%	325 623 €19.4%	272 679 €15.7%	235 693 €20.0%	196 418 €
Turnover	24 646 €7.6%	26 663 €22.3%	21 798 €4.6%	22 840 €46.0%	42 321 €99.6%	21 206 €2 727.5%	750 €
Profit margin	71.36%132.1%	-222.36%9 262.6%	2.43%99.0%	232.37%165.9%	87.39%52.8%	185.21%96.8%	5 793.60%

Financial ratios

	2024	2023	2022	2021	2020
Profit and cash flow
EBITDA	-WB CUI	-TX QNO	-Y MAD	-3 514	1 924
Liquidity
Current ratio	VU.D	TK.E	RY.H	12.2	629.7
Quick ratio	IS.K	EP.J	ZC.N	12.2	629.7
Cash ratio	C.P	C.Z	O.F	2.1	170.0
Efficiency
Days sales outstanding (dso)	P FDF.I	M IJK.M	G QNX.Y	1 186.6	2 415.0
Asset turnover	C.F	Y.R	J.M	0.1	0.1
Structure
Debt ratio	F.B	K.D	I.U	0.3	0.1
Profitability
Operating margin	-YIL.A%	-IGH.H%	-VM.A%	-17.1%	-6.3%
Net profit margin	-TKC.K%	M.E%	VIY.W%	87.4%	185.2%
Return on assets (roa)	-ZA.R%	B.W%	GP.L%	11.4%	14.8%
Return on equity (roe)	-WI.B%	K.P%	ZY.W%	13.6%	16.7%

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Licences & notices

Type	Number	Field	Status	Start	End
License	FFA000195	Financial services > Operating as a financing institution	Valid	21.07.2016	-

1 - 1 / 1 rows

Regulations

Regulation no.	Date	Type	Status
Ä 50014019 / 6	01.09.2023	Entry - Amendment entry	Entered into force (01.09.2023)
Ä 50014019 / 5	19.01.2018	Entry - Amendment entry	Entered into force (19.01.2018)
Ä 50014019 / 4	20.12.2017	Entry - Amendment entry	Entered into force (20.12.2017)
Ä 50014019 / 3	10.12.2017	Entry - Amendment entry	Entered into force (10.12.2017)
Ä 50014019 / 2	10.03.2017	Entry - Amendment entry	Entered into force (10.03.2017)

1 - 5 / 6 rows

Real estate

Address	Area	Purpose
Hommiku tn 4, Pärnu linn, Pärnu linn, Pärnu maakond	385 m²	Commercial land 100%
Keskküla tee, Tamsa küla, Nõo vald, Tartu maakond	267 m²	Transport land 100%
Keskküla, Tamsa küla, Nõo vald, Tartu maakond	8590 m²	Agricultural land 100%

3 inactive record hidden, extended access to the information portal is required to view history!

1 - 3 / 3 rows

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Company has not been issued consumer dispute committee decisions

Court decisions

Case number	Procedure type	Judgment type	Category	Judges	ECLI	Date
2-24-139232/5	Civil case	Court ruling	Law of obligations	Gerty Pau	ECLI:EE:TMK:2025:2.24.139232.3495	17.03.2025
2-23-8521/34	Civil case	Court ruling (Compromise ruling)	Law of obligations	Maili Riisenberg	ECLI:EE:TMK:2024:2.23.8521.20080	09.12.2024
2-23-4355/17	Civil case	Court judgment (Default judgment)	Law of obligations	Margit Jõgeva	ECLI:EE:TMK:2023:2.23.4355.16417	15.08.2023
2-18-11671/14	Civil case	Court ruling	Law of obligations	Andrus Miilaste	ECLI:EE:TMK:2018:2.18.11671.23696	08.11.2018
2-18-8953/22	Civil case	Court ruling (Compromise ruling)	Law of obligations	Ülle Raag	ECLI:EE:TMK:2018:2.18.8953.14738	05.10.2018

1 - 5 / 6 rows

Official announcements

No official announcements found

Company has no issued official announcements

Public transactions

No public transactions found

Company has no public transactions

.ee domains

Domain	Status	Registered	Expires	End
harper.ee	Active	19.09.2017	20.09.2026	-
harperfinants.ee	Active	08.09.2016	09.09.2026	-

1 - 2 / 2 rows

Enforcement proceedings

No enforcement proceedings found

Company has no active debts with bailiffs

Payment orders

No payment orders found

Company has no court-ordered payment orders