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Skandia Raamatupidamisbüroo OÜ

Legal form:

Private limited company

Registry code:

12366798

VAT no.:

EE101791784

Fiscal-year period:

01.01 - 31.12

Established:

23.10.2012 (13)

Capital:

2 500 EUR

Address:

Männi tn 3, Kudjape alevik, Saaremaa vald, Saare maakond, 93851

Status:

Registered

Contacts

Email:

ulle.koppel@skandiafinants.ee

Industries

PROFESSIONAL, SCIENTIFIC AND TECHNICAL ACTIVITIES
Legal activities and accounting
Accounting, bookkeeping, auditing and tax consultancy
69202 - Accounting and tax consultancy

VAT liability

	Start	End
EE101791784	15.05.2015

Annual reports

Aggregate data

	Period	Submitted
2025	01.01.2025 - 31.12.2025	07.04.2026	Valid
2024	01.01.2024 - 31.12.2024	30.06.2025	Valid
2023	01.01.2023 - 31.12.2023	30.06.2024	Valid
2022	01.01.2022 - 31.12.2022	30.06.2023	Valid
2021	01.01.2021 - 31.12.2021	30.06.2022	Valid
2020	01.01.2020 - 31.12.2020	29.06.2021	Valid
2019	01.01.2019 - 31.12.2019	31.10.2020	Valid
2018	01.01.2018 - 31.12.2018	30.06.2019	Valid
2017	01.01.2017 - 31.12.2017	18.06.2019	Valid
2016	01.01.2016 - 31.12.2016	30.06.2017	Valid
2015	01.01.2015 - 31.12.2015	01.07.2016	Valid
2014	01.01.2014 - 31.12.2014	30.06.2015	Valid
2013	23.10.2012 - 31.12.2013	31.12.2014	Valid

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 21.07.2026.

???

Credit rating

Hidden

Credit rating is based on company financial data and payment behavior. detailed analysis available to regia+ users.

020406080100

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Tax data

	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q2	3 657 €	1 307 €	23 507 €13.5%	2
2026 Q1	4 245 €	1 809 €	20 710 €1.9%	2
Kokku 2026:	7 902 €	3 116 €	44 217 €
2025 Q4	5 207 €	2 070 €	21 101 €20.9%	3
2025 Q3	9 641 €	5 798 €	26 661 €0.2%	3
2025 Q2	7 622 €	3 939 €	26 712 €29.7%	4
2025 Q1	5 489 €	2 886 €	20 602 €21.3%	4
Kokku 2025:	27 959 €	14 693 €	95 076 €12.5%
2024 Q4	4 671 €	2 409 €	16 990 €49.3%	3
2024 Q3	4 749 €	2 844 €	33 536 €94.2%	3
2024 Q2	5 108 €	2 653 €	17 273 €3.4%	3
2024 Q1	4 451 €	2 637 €	16 701 €7.2%	4
Kokku 2024:	18 979 €	10 543 €	84 500 €6.9%
2023 Q4	3 333 €	2 391 €	18 001 €19.1%	4
2023 Q3	4 523 €	2 490 €	22 250 €24.9%	4
2023 Q2	4 046 €	2 488 €	17 818 €15.0%	4
2023 Q1	5 101 €	2 594 €	20 971 €35.7%	5
Kokku 2023:	17 002 €	9 962 €	79 039 €43.5%
2022 Q4	3 885 €	2 549 €	15 450 €4.1%	5
2022 Q3	3 369 €	1 812 €	16 106 €39.0%	5
2022 Q2	2 305 €	1 734 €	11 585 €3.0%	4
2022 Q1	2 574 €	1 383 €	11 943 €16.8%	4
Kokku 2022:	12 134 €	7 479 €	55 084 €25.5%
2021 Q4	1 163 €	513 €	10 225 €22.3%	3
2021 Q3	1 438 €	287 €	13 154 €31.3%	3
2021 Q2	1 156 €	463 €	10 014 €4.7%	3
2021 Q1	1 063 €	835 €	10 506 €13.3%	3
Kokku 2021:	4 820 €	2 097 €	43 899 €7.5%
2020 Q4	1 942 €	1 189 €	12 116 €6.4%	3
2020 Q3	1 648 €	1 102 €	11 392 €15.3%	3
2020 Q2	1 827 €	1 063 €	13 457 €28.4%	3
2020 Q1	2 197 €	1 026 €	10 477 €51.8%	3
Kokku 2020:	7 613 €	4 381 €	47 443 €27.6%
2019 Q4	1 012 €	931 €	6 901 €32.5%	3
2019 Q3	1 383 €	1 206 €	10 226 €0.5%	3
2019 Q2	1 805 €	606 €	10 278 €5.3%	3
2019 Q1	0 €	0 €	9 765 €2.3%	2
Kokku 2019:	4 200 €	2 743 €	37 170 €4.4%
2018 Q4	1 227 €	720 €	9 544 €18.2%	2
2018 Q3	1 634 €	720 €	11 661 €47.0%	2
2018 Q2	1 557 €	647 €	7 931 €22.7%	2
2018 Q1	1 141 €	505 €	6 464 €5.7%	1
Kokku 2018:	5 559 €	2 592 €	35 600 €15.9%
2017 Q4	1 093 €	465 €	6 115 €39.7%	1
2017 Q3	2 006 €	547 €	10 148 €43.7%	1
2017 Q2	1 747 €	855 €	7 061 €4.6%	1
2017 Q1	1 117 €	457 €	7 399 €25.0%	1
Kokku 2017:	5 963 €	2 324 €	30 723 €10.5%
2016 Q4	1 598 €	1 076 €	9 863 €3.6%	1
2016 Q3	2 818 €	1 116 €	10 229 €84.7%	1
2016 Q2	1 422 €	604 €	5 537 €36.5%	1
2016 Q1	1 499 €	951 €	8 715 €64.7%	1
Kokku 2016:	7 337 €	3 747 €	34 344 €41.0%
2015 Q4	850 €	812 €	5 291 €27.5%	1
2015 Q3	1 441 €	1 120 €	7 300 €37.8%	1
2015 Q2	928 €	812 €	5 296 €18.1%	1
2015 Q1	936 €	992 €	6 468 €	1
Kokku 2015:	4 155 €	3 736 €	24 355 €

Revenue by industry

	2023	2024	2025
Accounting and tax consultancy	78 792 €	85 242 €	95 184 €

Tax debts

No tax debt found

No tax debt as of 21.07.2026

Representatives

Name	Personal ID code	Date of birth	Role	Start	End
Ülle Koppel	46802XXXXXX	13.02.1968 (58)	Board member	23.10.2012	-

1 - 1 / 1 rows

Shareholders

Name	Personal ID code	Date of birth	Role	Share	%	Type	Start	End
Ülle Koppel	46802XXXXXX	13.02.1968 (58)	Shareholder	2 500,00 EUR	100	Sole ownership	01.09.2023	-

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1 - 1 / 1 rows

Other persons

Name	Personal ID code	Date of birth	Role	Start	End
Ülle Koppel	46802XXXXXX	13.02.1968 (58)	Founder	22.10.2012	-

1 - 1 / 1 rows

Ultimate beneficial owners

Name	Personal ID code	Date of birth	Role	Start	End
Ülle Koppel	46802XXXXXX	13.02.1968 (58)	Direct holding	31.10.2018	-

1 - 1 / 1 rows

Holdings in companies

No holdings in companies found

Company has no holdings in other companies

2026 Q2

Turnover

Amount

23 507 €

Monthly average

7 836 €

Per employee

3 918 €

Equity ratio

313,43%

Labour taxes

Turnover ratio

5,56%

Tax ratio

35,74%

Monthly average

436 €

Per employee

218 €

State taxes

Monthly average

1 219 €

Turnover ratio

15,56%

Estimated salary

Gross salary

609 €

Net salary

597 €

Aggregate data

	2025	2024	2023	2022	2021	2020	2019
Current assets	15 282 €20.5%	19 213 €67.4%	11 475 €54.9%	25 459 €7.0%	27 381 €14.7%	23 874 €1.3%	24 191 €
Non-current assets	53 670 €18.7%	45 227 €55.0%	29 184 €116.1%	13 505 €70.5%	7 920 €13.5%	9 154 €9.2%	8 379 €
Total assets	68 952 €7.0%	64 440 €58.5%	40 659 €4.4%	38 964 €10.4%	35 301 €6.9%	33 028 €1.4%	32 570 €
Short-term liabilities	9 028 €8.0%	8 356 €49.2%	5 602 €3.1%	5 436 €55.0%	3 506 €7.2%	3 271 €34.3%	4 978 €
Long-term liabilities	11 386 €15.3%	13 449 €	-	-	-	-	-
Total liabilities	20 414 €6.4%	21 805 €289.2%	5 602 €3.1%	5 436 €55.0%	3 506 €7.2%	3 271 €34.3%	4 978 €
Share or stock capital	2 500 €	2 500 €	2 500 €	2 500 €	2 500 €	2 500 €	2 500 €
Retained earnings	40 119 €23.2%	32 557 €4.9%	31 028 €5.9%	29 295 €7.5%	27 257 €8.6%	25 092 €1.0%	24 837 €
Net profit	5 919 €21.9%	7 578 €395.6%	1 529 €11.8%	1 733 €15.0%	2 038 €5.9%	2 165 €749.0%	255 €
Equity	48 538 €13.8%	42 635 €21.6%	35 057 €4.6%	33 528 €5.5%	31 795 €6.8%	29 757 €7.8%	27 592 €
Turnover	95 184 €11.7%	85 242 €8.2%	78 792 €37.2%	57 438 €30.3%	44 085 €9.7%	48 815 €34.6%	36 272 €
Profit margin	6.22%30.1%	8.89%358.1%	1.94%35.7%	3.02%34.7%	4.62%4.2%	4.44%530.9%	0.70%

Financial ratios

	2025	2024	2023	2022	2021
Profit and cash flow
EBITDA	JP VJD	QW GKG	A NNS	5 721	5 417
Liquidity
Current ratio	D.L	X.X	R.K	4.7	7.8
Quick ratio	P.U	J.X	I.N	4.7	7.8
Cash ratio	E.T	I.N	H.O	0.0	0.0
Efficiency
Days sales outstanding (dso)	XL.I	XP.B	LX.U	-	-
Asset turnover	T.B	H.D	N.B	1.5	1.3
Structure
Debt ratio	C.E	D.G	W.M	0.1	0.1
Profitability
Operating margin	U.J%	F.K%	G.V%	3.0%	4.6%
Net profit margin	O.T%	A.Z%	H.G%	3.0%	4.6%
Return on assets (roa)	Q.P%	HX.O%	M.T%	4.7%	6.0%
Return on equity (roe)	AM.F%	NZ.W%	A.Y%	5.2%	6.4%

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Licences & notices

No licenses and notices found

Company has no active licenses and business activity notices

Regulations

Regulation no.	Date	Type	Status
Ä 30050093 / 7	01.09.2023	Entry - Amendment entry	Entered into force (01.09.2023)
Ä 30050093 / 6	07.01.2021	Entry - Amendment entry	Entered into force (07.01.2021)
Ä 30050093 / 5	02.11.2020	Entry - Amendment entry under CRA § 525 (2)	Entered into force (02.11.2020)
Ä 30050093 / 4	18.01.2018	Entry - Amendment entry	Entered into force (18.01.2018)
Ä 30050093 / 3	21.12.2017	Entry - Amendment entry	Entered into force (21.12.2017)

1 - 5 / 7 rows

Real estate

No real estate found

Company has no real estate

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Company has not been issued consumer dispute committee decisions

Official announcements

No official announcements found

Company has no issued official announcements

Public transactions

Date	Party	Amount	Classification
14.07.2025	Osaühing Digisaar	104.92 € Received	OPERATING EXPENSES Communications

1 - 1 / 1 rows

.ee domains

Domain	Status	Registered	Expires	End
skandiafinants.ee	Active	31.08.2017	01.09.2026	-

1 - 1 / 1 rows

Enforcement proceedings

No enforcement proceedings found

Company has no active debts with bailiffs

Payment orders

No payment orders found

Company has no court-ordered payment orders