OÜ Krediidihaldus

Legal form:: Private limited company
Registry code:: 11602506
VAT no.:: EE101292911
Fiscal-year period:: 01.01 - 31.12
Established:: 17.03.2009 (17 y)
Former business names:: AS Krediidihaldus, Krediidihaldus OÜ
Capital:: 28 121 EUR
Address:: Vallikraavi tn 2, Tartu linn, Tartu linn, Tartu maakond, 51003
Status:: Registered

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Contacts

Email:: info@krediidihaldus.ee

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Industries

ELECTRONIC COMMUNICATIONS SERVICES, PROGRAMMING, CONSULTANCY, DATA-INFRASTRUCTURE AND OTHER INFORMATION ACTIVITIES
Data infrastructure, processing, hosting and other IT activities
Web search portal and other information service activities
63921 – Other information service activities

Industry TOPNo. 124 of 392 companies

1.MinutoVip OÜ39M €
2.Genius Sports Services Eesti OÜ19.6M €
3.RubikTech OÜ12M €
4.Fractory Solutions OÜ11.2M €
5.ZapLQ OÜ7.9M €
6.AdvertMedia OÜ6.9M €
7.KuDi Studio OÜ5.7M €
8.7 Figures OÜ5.6M €
9.Leadplay OÜ5.4M €
10.RubikPanda OÜ4.1M €

124.OÜ Krediidihaldus131.4k €

Main activity 63921 · turnover over the last 4 quarters

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VAT liability

VAT no.	Start	End
EE101292911	04.05.2009	-

Annual reports

Aggregate data

Year	Period	Submitted	Status
2025	01.01.2025 – 31.12.2025	26.06.2026	Valid	PDF
2024	01.01.2024 – 31.12.2024	27.05.2025	Valid	PDF
2023	01.01.2023 – 31.12.2023	02.06.2024	Valid	PDF
2022	01.01.2022 – 31.12.2022	24.05.2023	Valid	PDF
2021	01.01.2021 – 31.12.2021	31.05.2022	Valid	PDF
2020	01.01.2020 – 31.12.2020	28.06.2021	Valid	PDF
2019	01.01.2019 – 31.12.2019	10.03.2020	Valid	PDF
2018	01.01.2018 – 31.12.2018	11.04.2019	Valid	PDF
2017	01.01.2017 – 31.12.2017	13.06.2018	Valid	PDF
2016	01.01.2016 – 31.12.2016	25.05.2017	Valid	PDF
2015	01.01.2015 – 31.12.2015	22.06.2016	Valid	PDF
2014	01.01.2014 – 31.12.2014	21.05.2015	Valid	PDF
2013	01.01.2013 – 31.12.2013	29.05.2014	Valid	PDF
2012	01.01.2012 – 31.12.2012	12.07.2013	Valid	PDF
2011	01.01.2011 – 31.12.2011	25.07.2012	Valid	PDF
2010	01.01.2010 – 31.12.2010	08.07.2011	Valid	PDF
2009	17.03.2009 – 31.12.2009	13.07.2010	Valid	PDF

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 22.10.2026.

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Tax debt Reports Declarations Court decisions–Official announcements1 TTJA decisions–Real estate–.ee domains1 Licenses–Regulations12 Public transactions–Grants3 State aid–Public procurement–Holdings in companies1 Enforcement proceedings Payment orders

Tax data

Period	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q3	188 €	0 €	16 357 €−9,4%	-
2026 Q2	1 157 €	0 €	18 046 €−2,0%	-
2026 Q1	295 €	0 €	18 420 €−76,6%	-
Total 2026:	1 640 €	0 €	52 823 €
2025 Q4	0 €	0 €	78 587 €+83,3%	-
2025 Q3	6 427 €	0 €	42 882 €+154%	-
2025 Q2	891 €	0 €	16 890 €+8,2%	-
2025 Q1	0 €	0 €	15 609 €−84,8%	-
Total 2025:	7 318 €	0 €	153 968 €
2024 Q4	7 840 €	0 €	102 984 €+511%	-
2024 Q3	821 €	0 €	16 853 €+8,5%	-
2024 Q2	870 €	0 €	15 532 €−15,6%	-
2024 Q1	0 €	0 €	18 411 €−72,2%	-
Total 2024:	9 531 €	0 €	153 780 €
2023 Q4	5 647 €	0 €	66 318 €+79,2%	-
2023 Q3	3 134 €	0 €	37 010 €+20,5%	-
2023 Q2	2 071 €	0 €	30 725 €−34,4%	-
2023 Q1	600 €	0 €	46 820 €+62,1%	-
Total 2023:	11 452 €	0 €	180 873 €
2022 Q4	0 €	0 €	28 884 €−22,6%	-
2022 Q3	518 €	0 €	37 310 €−54,2%	-
2022 Q2	14 272 €	0 €	81 476 €+121%	-
2022 Q1	1 079 €	0 €	36 828 €+36,6%	-
Total 2022:	15 869 €	0 €	184 498 €
2021 Q4	1 920,81 €	0 €	26 955,33 €−44,6%	-
2021 Q3	1 235,06 €	0 €	48 673,26 €+131%	-
2021 Q2	1 729,11 €	0 €	21 062,84 €−11,0%	-
2021 Q1	789,14 €	0 €	23 679,12 €−38,9%	-
Total 2021:	5 674,12 €	0 €	120 370,55 €
2020 Q4	2 704,64 €	0 €	38 729,38 €+241%	-
2020 Q3	201,38 €	0 €	11 354 €−12,9%	-
2020 Q2	825,32 €	0 €	13 036,64 €−26,5%	-
2020 Q1	1 451 €	0 €	17 735 €−61,6%	0
Total 2020:	5 182,34 €	0 €	80 855,02 €
2019 Q4	0 €	0 €	46 126 €+176%	0
2019 Q3	313 €	0 €	16 715 €+33,1%	0
2019 Q2	0 €	0 €	12 558 €−76,0%	0
2019 Q1	0 €	0 €	52 315 €+372%	0
Total 2019:	313 €	0 €	127 714 €
2018 Q4	0 €	0 €	11 075 €−48,2%	0
2018 Q3	0 €	0 €	21 393 €+5,9%	0
2018 Q2	341 €	0 €	20 203 €+33,5%	0
2018 Q1	0 €	0 €	15 132 €−27,0%	0
Total 2018:	341 €	0 €	67 803 €
2017 Q4	2 072 €	0 €	20 726 €−66,2%	0
2017 Q3	1 330 €	0 €	61 267 €+500%	0
2017 Q2	143 €	0 €	10 215 €−71,2%	0
2017 Q1	409 €	0 €	35 500 €	0
Total 2017:	3 954 €	0 €	127 708 €
2016 Q4	122 €	0 €	0 €	0
2016 Q3	672 €	0 €	0 €	0
2016 Q2	9 276 €	0 €	0 €	0
2016 Q1	437 €	0 €	0 €−100%	0
Total 2016:	10 507 €	0 €	0 €
2015 Q4	750 €	571 €	21 946 €	1
2015 Q3	0 €	571 €	21 946 €	1
2015 Q2	-153 €	571 €	21 946 €+2,5%	1
2015 Q1	153 €	557 €	21 407 €	1
Total 2015:	750 €	2 270 €	87 245 €

Revenue by industry

	2023	2024	2025
Other information service activities		149 111 €	155 890 €
Web portal activities	153 745 €

Tax debts

No tax debt found

No tax debt as of 22.10.2026

Representatives

	Personal ID code
Art Andresson	38109XXXXXX	21.09.1981 (45)	Board member	17.03.2009	-

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Shareholders

	Personal ID code
Art Andresson	38109XXXXXX	21.09.1981 (45)	Shareholder	28 121 EUR	100,00%	Sole ownership	02.09.2023	-

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Other persons

	Personal ID code
Art Andresson	38109XXXXXX	21.09.1981 (45)	Founder	17.03.2009	-
Marko Jõemets	38112XXXXXX	20.12.1981 (44)	Founder	17.03.2009	-
Priit Sula	38102XXXXXX	15.02.1981 (45)	Founder	17.03.2009	-

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Ultimate beneficial owners

	Personal ID code
Art Andresson	38109XXXXXX	21.09.1981 (45)	Direct holding	03.09.2018	-

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Holdings in companies


OÜ Krediidiregister	07.01.2013	Shareholder	875 EUR	25,00%	Sole ownership	05.12.2025	-

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2026 Q3

Turnover

Amount: 16 357 €
Monthly average: 5 452 €
Per employee: -
Equity ratio: 19,39%

Labour taxes

Turnover ratio: 0,00%
Tax ratio: 0,00%
Monthly average: 0 €
Per employee: -

State taxes

Monthly average: 63 €
Turnover ratio: 1,15%

Estimated salary

Gross salary: -
Net salary: -

Aggregate data

Last 5 yrsAll

	2025	2024	2023	2022	2021	2020	2019
Current assets	101 611 €+71,6%	59 220 €+38,7%	42 686 €−33,8%	64 437 €+30,7%	49 298 €+44,3%	34 163 €+174%	12 471 €
Non-current assets	277 184 €+16,9%	237 162 €+24,6%	190 369 €+14,7%	165 997 €+8,5%	153 016 €+6,8%	143 242 €+3,4%	138 557 €
Total assets	378 795 €+27,8%	296 382 €+27,2%	233 055 €+1,1%	230 434 €+13,9%	202 314 €+14,0%	177 405 €+17,5%	151 028 €
Short-term liabilities	10 485 €+20,0%	8 735 €−27,5%	12 044 €+43,1%	8 416 €+6,1%	7 933 €−32,8%	11 812 €−11,5%	13 343 €
Long-term liabilities	-	-	-	-	-	-	-
Total liabilities	10 485 €+20,0%	8 735 €−27,5%	12 044 €+43,1%	8 416 €+6,1%	7 933 €−32,8%	11 812 €−11,5%	13 343 €
Share or stock capital	-	-	-	-	-	-	-
Retained earnings	256 714 €+35,1%	190 078 €−0,5%	191 085 €+16,9%	163 448 €+21,4%	134 660 €+26,1%	106 752 €+13,5%	94 022 €
Net profit	80 663 €+21,1%	66 636 €+6 717%	-1 007 €−104%	27 637 €−4,0%	28 788 €+3,2%	27 908 €+119%	12 730 €
Equity	368 310 €+28,0%	287 647 €+30,2%	221 011 €−0,5%	222 018 €+14,2%	194 381 €+17,4%	165 593 €+20,3%	137 685 €
Turnover	155 890 €+4,5%	149 111 €−3,0%	153 745 €−21,6%	196 126 €+39,9%	140 193 €+88,2%	74 480 €−27,5%	102 720 €
Profit margin	51,7%	44,7%	-0,7%	14,1%	20,5%	37,5%	12,4%

Financial ratios

	2022	2021
Profit and cash flow
EBITDA	14 648 €	19 014 €
Liquidity
Current ratio	7,7	6,2
Quick ratio	7,5	6,1
Cash ratio	7,0	5,9
Efficiency
Days sales outstanding (dso)	100,7	169,7
Asset turnover	0,9	0,7
Structure
Debt ratio	0,0	0,0
Profitability
Operating margin	2,0%	5,9%
Net profit margin	14,1%	20,5%
Return on assets (roa)	12,8%	15,2%
Return on equity (roe)	12,4%	14,8%

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Licences & notices

No licenses and notices found

Company has no active licenses and business activity notices

Regulations


Ä 20043962 / 9	02.09.2023	Entry – Amendment entry	-	Entered into force02.09.2023
Ä 20043962 / 8	17.01.2018	Entry – Amendment entry	-	Entered into force17.01.2018
Ä 20043962 / 7	22.12.2017	Entry – Amendment entry	-	Entered into force22.12.2017
Ä 20043962 / 6	04.12.2017	Entry – Amendment entry	-	Entered into force04.12.2017
Ä 20043962 / 5	23.01.2013	Entry – Conversion entry	-	Entered into force23.01.2013

Real estate

No real estate found

Company has no real estate

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Company has not been issued consumer dispute committee decisions

Court decisions

No court decisions found

The company has no court decisions

Official announcements


Notices of commercial and non-profit associations and foundations	08.12.2009	PDF

Public transactions

No public transactions found

Company has no public transactions

Funded projects


Krediidihaldus OÜ rakendustarkvara arendamine1.4.0201.09-0593	Alustava ettevõtja stardi- ja kasvutoetusESF · Riigi Tugiteenuste Keskus	19.10.2009 – 30.04.20102007-2013	39 145,88 €	39 145,88 €	Completed
Krediidihaldus OÜ strateegilise arenduskava koostamine ja juurutamine1.4.0501.09-0557	Teadmiste ja oskuste arendamise toetusESF · Ettevõtluse ja Innovatsiooni Sihtasutus	01.09.2009 – 30.06.20102007-2013	15 262,10 €	15 262,10 €	Completed
Krediidihaldus OÜ automatiseeritud menetlusskeemide meetodi väljatöötamine ja kaitse3.1.1701.09-0070	Innovatsiooniosakute toetusmeedeERDF · Ettevõtluse ja Innovatsiooni Sihtasutus	27.07.2009 – 06.09.20092007-2013	3 195,58 €	2 066,46 €	Completed

State aid

No state aid found

The company has not been granted state aid or de minimis aid

Public procurement contracts

No public procurement contracts found

The company has no public procurement contracts

.ee domains


krediidihaldus.ee	Active	04.07.2010	26.10.2027

Enforcement proceedings

No enforcement proceedings found

Company has no active debts with bailiffs

Payment orders

No payment orders found

Company has no court-ordered payment orders

Data comes from public registers.