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OÜ Krediidihaldus

Legal form:

Private limited company

Registry code:

11602506

VAT no.:

EE101292911

Fiscal-year period:

01.01 - 31.12

Established:

17.03.2009 (17)

Former business names:

AS Krediidihaldus, Krediidihaldus OÜ

Capital:

28 121 EUR

Address:

Vallikraavi tn 2, Tartu linn, Tartu linn, Tartu maakond, 51003

Status:

Registered

Contacts

Email:

info@krediidihaldus.ee

Industries

ELECTRONIC COMMUNICATIONS SERVICES, PROGRAMMING, CONSULTANCY, DATA-INFRASTRUCTURE AND OTHER INFORMATION ACTIVITIES
Data infrastructure, processing, hosting and other IT activities
Web search portal and other information service activities
63921 - Other information service activities

VAT liability

	Start	End
EE101292911	04.05.2009

Annual reports

Aggregate data

	Period	Submitted
2025	01.01.2025 - 31.12.2025	Due date 30.06.2026
2024	01.01.2024 - 31.12.2024	27.05.2025	Valid
2023	01.01.2023 - 31.12.2023	02.06.2024	Valid
2022	01.01.2022 - 31.12.2022	24.05.2023	Valid
2021	01.01.2021 - 31.12.2021	31.05.2022	Valid
2020	01.01.2020 - 31.12.2020	28.06.2021	Valid
2019	01.01.2019 - 31.12.2019	10.03.2020	Valid
2018	01.01.2018 - 31.12.2018	11.04.2019	Valid
2017	01.01.2017 - 31.12.2017	13.06.2018	Valid
2016	01.01.2016 - 31.12.2016	25.05.2017	Valid
2015	01.01.2015 - 31.12.2015	22.06.2016	Valid
2014	01.01.2014 - 31.12.2014	21.05.2015	Valid
2013	01.01.2013 - 31.12.2013	29.05.2014	Valid
2012	01.01.2012 - 31.12.2012	12.07.2013	Valid
2011	01.01.2011 - 31.12.2011	25.07.2012	Valid
2010	01.01.2010 - 31.12.2010	08.07.2011	Valid
2009	17.03.2009 - 31.12.2009	13.07.2010	Valid

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 05.06.2026.

???

Credit rating

Hidden

Credit rating is based on company financial data and payment behavior. detailed analysis available to regia+ users.

020406080100

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Tax data

	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q1	295 €	0 €	18 420 €76.6%	-
Kokku 2026:	295 €	0 €	18 420 €
2025 Q4	0 €	0 €	78 587 €83.3%	-
2025 Q3	6 427 €	0 €	42 882 €153.9%	-
2025 Q2	676 €	0 €	16 890 €8.2%	-
2025 Q1	0 €	0 €	15 609 €84.8%	-
Kokku 2025:	7 103 €	0 €	153 968 €0.1%
2024 Q4	7 840 €	0 €	102 984 €511.1%	-
2024 Q3	821 €	0 €	16 853 €8.5%	-
2024 Q2	870 €	0 €	15 532 €15.6%	-
2024 Q1	0 €	0 €	18 411 €72.2%	-
Kokku 2024:	9 531 €	0 €	153 780 €15.0%
2023 Q4	5 647 €	0 €	66 318 €79.2%	-
2023 Q3	3 134 €	0 €	37 010 €20.5%	-
2023 Q2	2 071 €	0 €	30 725 €34.4%	-
2023 Q1	600 €	0 €	46 820 €62.1%	-
Kokku 2023:	11 451 €	0 €	180 872 €2.0%
2022 Q4	0 €	0 €	28 884 €22.6%	-
2022 Q3	518 €	0 €	37 310 €54.2%	-
2022 Q2	14 272 €	0 €	81 476 €121.2%	-
2022 Q1	1 079 €	0 €	36 828 €36.6%	-
Kokku 2022:	15 869 €	0 €	184 499 €53.3%
2021 Q4	1 921 €	0 €	26 955 €44.6%	-
2021 Q3	1 235 €	0 €	48 673 €131.1%	-
2021 Q2	1 729 €	0 €	21 063 €11.0%	-
2021 Q1	789 €	0 €	23 679 €38.9%	-
Kokku 2021:	5 674 €	0 €	120 371 €48.9%
2020 Q4	2 705 €	0 €	38 729 €241.1%	-
2020 Q3	201 €	0 €	11 354 €12.9%	-
2020 Q2	825 €	0 €	13 037 €26.5%	-
2020 Q1	1 451 €	0 €	17 735 €61.6%	0
Kokku 2020:	5 182 €	0 €	80 855 €36.7%
2019 Q4	0 €	0 €	46 126 €176.0%	0
2019 Q3	313 €	0 €	16 715 €33.1%	0
2019 Q2	0 €	0 €	12 558 €76.0%	0
2019 Q1	0 €	0 €	52 315 €372.4%	0
Kokku 2019:	313 €	0 €	127 714 €88.4%
2018 Q4	0 €	0 €	11 075 €48.2%	0
2018 Q3	0 €	0 €	21 393 €5.9%	0
2018 Q2	341 €	0 €	20 203 €33.5%	0
2018 Q1	0 €	0 €	15 132 €27.0%	0
Kokku 2018:	341 €	0 €	67 803 €46.9%
2017 Q4	2 072 €	0 €	20 726 €66.2%	0
2017 Q3	1 330 €	0 €	61 267 €499.8%	0
2017 Q2	143 €	0 €	10 215 €71.2%	0
2017 Q1	409 €	0 €	35 500 €	0
Kokku 2017:	3 954 €	0 €	127 708 €
2016 Q4	122 €	0 €	0 €	0
2016 Q3	672 €	0 €	0 €	0
2016 Q2	9 276 €	0 €	0 €	0
2016 Q1	437 €	0 €	0 €100.0%	0
Kokku 2016:	10 507 €	0 €	0 €100.0%
2015 Q4	750 €	571 €	21 946 €0.0%	1
2015 Q3	0 €	571 €	21 946 €0.0%	1
2015 Q2	-153 €	571 €	21 946 €2.5%	1
2015 Q1	153 €	557 €	21 407 €	1
Kokku 2015:	750 €	2 270 €	87 245 €

Revenue by industry

	2022	2023	2024
Other information service activities			149 111 €
Web portal activities	196 126 €	153 745 €

Tax debts

No tax debt found

No tax debt as of 05.06.2026

Representatives

Name	Personal ID code	Date of birth	Role	Start	End
Art Andresson	38109XXXXXX	21.09.1981 (44)	Board member	17.03.2009	-

1 - 1 / 1 rows

Shareholders

Name	Personal ID code	Date of birth	Role	Share	%	Type	Start	End
Art Andresson	38109XXXXXX	21.09.1981 (44)	Shareholder	28 121,00 EUR	100	Sole ownership	02.09.2023	-

13 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Other persons

Name	Personal ID code	Date of birth	Role	Start	End
Art Andresson	38109XXXXXX	21.09.1981 (44)	Founder	17.03.2009	-
Marko Jõemets	38112XXXXXX	20.12.1981 (44)	Founder	17.03.2009	-
Priit Sula	38102XXXXXX	15.02.1981 (45)	Founder	17.03.2009	-

9 inactive record hidden, extended access to the information portal is required to view history!

1 - 3 / 3 rows

Ultimate beneficial owners

Name	Personal ID code	Date of birth	Role	Start	End
Art Andresson	38109XXXXXX	21.09.1981 (44)	Direct holding	03.09.2018	-

1 - 1 / 1 rows

Holdings in companies

Company	Registered	Role	Share	%	Type	Start	End
OÜ Krediidiregister	07.01.2013	Shareholder	875,00 EUR	25	Sole ownership	05.12.2025	-

7 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

2026 Q1

Turnover

Amount

18 420 €

Monthly average

6 140 €

Per employee

0 €

Equity ratio

21,83%

Labour taxes

Turnover ratio

0,00%

Tax ratio

0,00%

Monthly average

0 €

Per employee

0 €

State taxes

Monthly average

98 €

Turnover ratio

1,60%

Estimated salary

Gross salary

0 €

Net salary

0 €

Aggregate data

	2024	2023	2022	2021	2020	2019
Current assets	59 220 €38.7%	42 686 €33.8%	64 437 €30.7%	49 298 €44.3%	34 163 €173.9%	12 471 €
Non-current assets	237 162 €24.6%	190 369 €14.7%	165 997 €8.5%	153 016 €6.8%	143 242 €3.4%	138 557 €
Total assets	296 382 €27.2%	233 055 €1.1%	230 434 €13.9%	202 314 €14.0%	177 405 €17.5%	151 028 €
Short-term liabilities	8 735 €27.5%	12 044 €43.1%	8 416 €6.1%	7 933 €32.8%	11 812 €11.5%	13 343 €
Long-term liabilities	-	-	-	-	-	-
Total liabilities	8 735 €27.5%	12 044 €43.1%	8 416 €6.1%	7 933 €32.8%	11 812 €11.5%	13 343 €
Share or stock capital	28 121 €	28 121 €	28 121 €	28 121 €	28 121 €	28 121 €
Retained earnings	192 890 €0.5%	193 897 €16.6%	166 260 €20.9%	137 472 €25.5%	109 564 €13.1%	96 834 €
Net profit	66 636 €6 717.3%	-1 007 €103.6%	27 637 €4.0%	28 788 €3.2%	27 908 €119.2%	12 730 €
Equity	287 647 €30.2%	221 011 €0.5%	222 018 €14.2%	194 381 €17.4%	165 593 €20.3%	137 685 €
Turnover	149 111 €3.0%	153 745 €21.6%	196 126 €39.9%	140 193 €88.2%	74 480 €27.5%	102 720 €
Profit margin	44.69%6 922.9%	-0.65%104.6%	14.09%31.4%	20.53%45.2%	37.47%202.4%	12.39%

Financial ratios

	2024	2023	2022	2021	2020
Profit and cash flow
EBITDA	ZJ NZI	F IJR	AE SUP	19 014	23 520
Liquidity
Current ratio	K.O	E.I	H.W	6.2	2.9
Quick ratio	X.O	B.S	Z.N	6.1	2.9
Cash ratio	T.C	N.J	Z.X	5.9	2.7
Efficiency
Days sales outstanding (dso)	SA.W	SY.V	HJD.V	169.7	368.9
Asset turnover	R.K	B.C	I.H	0.7	0.5
Structure
Debt ratio	L.J	D.B	G.Q	0.0	0.1
Profitability
Operating margin	N.V%	-A.B%	T.Q%	5.9%	17.1%
Net profit margin	ZY.K%	-S.V%	BM.B%	20.5%	37.5%
Return on assets (roa)	SF.Y%	-Y.J%	OY.U%	15.2%	17.0%
Return on equity (roe)	MI.C%	-I.Q%	JM.K%	14.8%	16.9%

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Licences & notices

No licenses and notices found

Company has no active licenses and business activity notices

Regulations

Regulation no.	Date	Type	Status
Ä 20043962 / 9	02.09.2023	Entry - Amendment entry	Entered into force (02.09.2023)
Ä 20043962 / 8	17.01.2018	Entry - Amendment entry	Entered into force (17.01.2018)
Ä 20043962 / 7	22.12.2017	Entry - Amendment entry	Entered into force (22.12.2017)
Ä 20043962 / 6	04.12.2017	Entry - Amendment entry	Entered into force (04.12.2017)
Ä 20043962 / 5	23.01.2013	Entry - Conversion entry	Entered into force (23.01.2013)

1 - 5 / 12 rows

Real estate

No real estate found

Company has no real estate

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Company has not been issued consumer dispute committee decisions

Official announcements

Subject	Date
Notices of commercial and non-profit associations and foundations	08.12.2009

1 - 1 / 1 rows

Public transactions

No public transactions found

Company has no public transactions

.ee domains

Domain	Status	Registered	Expires	End
krediidihaldus.ee	Active	04.07.2010	26.10.2026	-

1 - 1 / 1 rows

Enforcement proceedings

No enforcement proceedings found

Company has no active debts with bailiffs

Payment orders

No payment orders found

Company has no court-ordered payment orders