General information

Contacts

Industries

VAT liability

Annual reports

✓

Unsubmitted declarations

???

Credit rating

Tax data

✓

Tax debts

Related persons

Holdings in companies

Statistics

Summary of reports

Licenses

Regulations

Real estate

TTJA decisions

Court decisions

Official announcements

Public transactions

.ee domains

✓

Enforcement proceedings

✓

Payment orders

Osaühing FS Kindlustusmaakler

Legal form:

Private limited company

Registry code:

11455873

VAT no.:

Fiscal-year period:

01.01 - 31.12

Established:

20.12.2007 (18)

Former business names:

Osaühing V-KAHEKSA

Capital:

2 556 EUR

Address:

Veskiposti tn 2/1, Kesklinna linnaosa, Tallinn, Harju maakond, 10138

Status:

Registered

Contacts

Email:

info@fskindlustus.ee

Phone:

+372 56004218

Website:

https://www.fskindlustus.ee/

Industries

FINANCIAL AND INSURANCE ACTIVITIES
Auxiliary activities of financial services and insurance
Auxiliary activities for insurance and pension funding
Activities of insurance agents and brokers
66222 - Activities of insurance brokers

VAT liability

No VAT obligation history found

Company has not been issued any VAT ID number

Annual reports

Aggregate data

	Period	Submitted
2025	01.01.2025 - 31.12.2025	24.02.2026	Valid
2024	01.01.2024 - 31.12.2024	29.04.2025	Valid
2023	01.01.2023 - 31.12.2023	30.04.2024	Valid
2022	01.01.2022 - 31.12.2022	01.05.2023	Valid
2021	01.01.2021 - 31.12.2021	05.05.2022	Valid
2020	01.01.2020 - 31.12.2020	16.06.2021	Valid
2019	01.01.2019 - 31.12.2019	12.05.2020	Valid
2018	01.01.2018 - 31.12.2018	28.05.2019	Valid
2017	01.01.2017 - 31.12.2017	29.06.2018	Valid
2016	01.01.2016 - 31.12.2016	30.06.2017	Valid
2015	01.01.2015 - 31.12.2015	27.06.2016	Valid
2014	01.01.2014 - 31.12.2014	25.12.2015	Valid
2014	01.01.2014 - 31.12.2014	29.06.2015	Expired
2013	01.01.2013 - 31.12.2013	25.12.2015	Valid
2013	01.01.2013 - 31.12.2013	30.04.2014	Expired
2012	01.01.2012 - 31.12.2012	23.12.2015	Valid
2012	01.01.2012 - 31.12.2012	29.06.2013	Expired
2011	01.01.2011 - 31.12.2011	25.12.2015	Valid
2011	01.01.2011 - 31.12.2011	23.12.2015	Expired
2011	01.01.2011 - 31.12.2011	21.06.2012	Expired
2010	01.01.2010 - 31.12.2010	17.06.2011	Valid
2009	01.01.2009 - 31.12.2009	28.06.2010	Valid
2008	20.12.2007 - 31.12.2008	01.07.2009	Valid

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 06.06.2026.

???

Credit rating

Hidden

Credit rating is based on company financial data and payment behavior. detailed analysis available to regia+ users.

020406080100

? Risk factors

? Strengths

View summary

✓

Tax debt

✓

Unsubmitted reports

✓

Unsubmitted declarations

Court decisions

Official announcements

TTJA decisions

Real estate

.ee domains

Licenses

Regulations

Public transactions

Holdings in companies

✓

Enforcement proceedings

✓

Payment orders

Tax data

	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q1	2 541 €	2 674 €	0 €	2
Kokku 2026:	2 541 €	2 674 €	0 €
2025 Q4	2 689 €	2 823 €	0 €	2
2025 Q3	2 683 €	2 819 €	0 €	2
2025 Q2	2 705 €	2 843 €	0 €	2
2025 Q1	2 568 €	2 700 €	0 €	2
Kokku 2025:	10 645 €	11 185 €	0 €
2024 Q4	2 564 €	2 702 €	0 €	2
2024 Q3	2 637 €	2 779 €	0 €	2
2024 Q2	2 527 €	2 663 €	0 €	2
2024 Q1	2 581 €	2 720 €	0 €	2
Kokku 2024:	10 309 €	10 864 €	0 €
2023 Q4	2 745 €	2 892 €	0 €	2
2023 Q3	2 374 €	2 506 €	0 €	2
2023 Q2	2 543 €	2 684 €	0 €	2
2023 Q1	2 261 €	2 388 €	0 €	2
Kokku 2023:	9 923 €	10 470 €	0 €
2022 Q4	2 156 €	2 284 €	0 €	2
2022 Q3	2 114 €	2 241 €	0 €	2
2022 Q2	2 109 €	2 286 €	0 €	2
2022 Q1	2 145 €	2 349 €	0 €	2
Kokku 2022:	8 524 €	9 160 €	0 €
2021 Q4	2 518 €	2 778 €	0 €	2
2021 Q3	2 358 €	2 605 €	0 €	2
2021 Q2	2 468 €	2 725 €	0 €	2
2021 Q1	2 270 €	2 511 €	0 €	2
Kokku 2021:	9 614 €	10 618 €	0 €
2020 Q4	3 022 €	3 324 €	0 €	2
2020 Q3	2 737 €	3 017 €	0 €	3
2020 Q2	2 848 €	3 137 €	0 €	3
2020 Q1	2 766 €	3 048 €	0 €	3
Kokku 2020:	11 373 €	12 526 €	0 €
2019 Q4	2 878 €	3 169 €	0 €	3
2019 Q3	2 839 €	3 128 €	0 €	3
2019 Q2	2 700 €	2 977 €	0 €	3
2019 Q1	2 974 €	3 271 €	0 €	3
Kokku 2019:	11 391 €	12 545 €	0 €
2018 Q4	2 874 €	3 166 €	0 €	3
2018 Q3	3 017 €	3 316 €	0 €	3
2018 Q2	2 821 €	3 107 €	0 €	3
2018 Q1	3 010 €	3 302 €	0 €	3
Kokku 2018:	11 722 €	12 891 €	0 €
2017 Q4	3 047 €	3 322 €	0 €	3
2017 Q3	6 016 €	6 589 €	0 €	3
2017 Q2	3 827 €	4 209 €	0 €	3
2017 Q1	3 951 €	4 340 €	0 €100.0%	3
Kokku 2017:	16 841 €	18 460 €	0 €100.0%
2016 Q4	4 074 €	4 475 €	21 042 €0.3%	3
2016 Q3	4 085 €	4 487 €	21 099 €4.5%	3
2016 Q2	3 906 €	4 293 €	20 186 €7.1%	3
2016 Q1	3 644 €	4 009 €	18 851 €25.8%	3
Kokku 2016:	15 709 €	17 264 €	81 178 €12.6%
2015 Q4	4 033 €	4 421 €	25 391 €3.5%	3
2015 Q3	3 918 €	4 271 €	24 527 €55.3%	3
2015 Q2	2 519 €	2 750 €	15 790 €41.9%	3
2015 Q1	4 347 €	4 732 €	27 173 €	3
Kokku 2015:	14 817 €	16 174 €	92 881 €

Revenue by industry

	2023	2024	2025
Activities of insurance brokers		102 954 €	95 221 €
Activities of insurance agents and brokers	100 335 €

Tax debts

No tax debt found

No tax debt as of 06.06.2026

Representatives

Name	Personal ID code	Date of birth	Role	Start	End
Janek Ploom	37906XXXXXX	30.06.1979 (46)	Board member	08.05.2026	-

4 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Shareholders

Name	Personal ID code	Date of birth	Role	Share	%	Type	Start	End
Ultima Kindlustusmaakler OÜ	-	11.03.2014 (12)	Shareholder	2 556,00 EUR	100	Sole ownership	08.05.2026	-

15 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Other persons

Name	Personal ID code	Date of birth	Role	Start	End
Andre Esna	38003XXXXXX	08.03.1980 (46)	Founder	20.12.2007	-
Danel Niinemäe	38004XXXXXX	22.04.1980 (46)	Founder	20.12.2007	-

1 - 2 / 2 rows

Ultimate beneficial owners

Name	Personal ID code	Date of birth	Role	Start	End
Janek Ploom	37906XXXXXX	30.06.1979 (46)	Indirect holding	05.05.2026	-

5 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Holdings in companies

No holdings in companies found

Company has no holdings in other companies

2026 Q1

Turnover

Amount

0 €

Monthly average

0 €

Per employee

0 €

Equity ratio

Labour taxes

Turnover ratio

0,00%

Tax ratio

105,23%

Monthly average

891 €

Per employee

446 €

State taxes

Monthly average

847 €

Turnover ratio

0,00%

Estimated salary

Gross salary

993 €

Net salary

882 €

Aggregate data

	2025	2024	2023	2022	2021	2020	2019
Current assets	108 460 €14.2%	94 989 €15.3%	112 154 €114.8%	52 202 €4.4%	50 019 €18.2%	42 320 €21.3%	53 766 €
Non-current assets	-	-	-	-	-	-	-
Total assets	108 460 €14.2%	94 989 €15.3%	112 154 €114.8%	52 202 €4.4%	50 019 €18.2%	42 320 €21.3%	53 766 €
Short-term liabilities	39 619 €0.4%	39 476 €47.4%	75 104 €242.4%	21 934 €19.4%	27 209 €19.4%	22 790 €30.2%	32 654 €
Long-term liabilities	-	-	-	-	-	-	-
Total liabilities	39 619 €0.4%	39 476 €47.4%	75 104 €242.4%	21 934 €19.4%	27 209 €19.4%	22 790 €30.2%	32 654 €
Share or stock capital	2 556 €	2 556 €	2 556 €	2 556 €	2 556 €	2 556 €	2 556 €
Retained earnings	52 957 €53.5%	34 494 €24.5%	27 712 €36.8%	20 254 €19.3%	16 974 €8.5%	18 556 €14.1%	16 270 €
Net profit	13 328 €27.8%	18 463 €172.2%	6 782 €9.1%	7 458 €127.4%	3 280 €307.3%	-1 582 €169.2%	2 286 €
Equity	68 841 €24.0%	55 513 €49.8%	37 050 €22.4%	30 268 €32.7%	22 810 €16.8%	19 530 €7.5%	21 112 €
Turnover	95 221 €7.5%	102 954 €2.6%	100 335 €23.1%	81 511 €10.3%	73 909 €9.2%	67 664 €4.7%	71 021 €
Profit margin	14.00%21.9%	17.93%165.3%	6.76%26.1%	9.15%106.2%	4.44%289.8%	-2.34%172.6%	3.22%

Financial ratios

	2024	2023	2022	2021	2020
Profit and cash flow
EBITDA	-	-	-	-	-
Liquidity
Current ratio	B.U	L.Z	L.R	1.8	1.9
Quick ratio	H.J	V.H	G.X	1.8	1.9
Cash ratio	Y.Z	P.O	J.U	1.0	1.3
Efficiency
Days sales outstanding (dso)	CES.B	MBV.Q	QX.F	84.7	88.5
Asset turnover	G.Q	Q.N	W.Z	1.6	1.4
Structure
Debt ratio	V.T	S.W	W.L	0.5	0.5
Profitability
Operating margin	TN.B%	P.R%	J.W%	4.4%	-1.1%
Net profit margin	YX.O%	H.Z%	I.G%	4.4%	-2.3%
Return on assets (roa)	BB.Q%	A.A%	HX.G%	7.1%	-3.3%
Return on equity (roe)	NW.R%	KY.R%	MQ.Q%	14.4%	-8.1%

To view all financial ratios, you need to subscribe to extended access to the info portal!

Licences & notices

No licenses and notices found

Company has no active licenses and business activity notices

Regulations

Regulation no.	Date	Type	Status
Ä 10114742 / 11	08.05.2026	Entry - Amendment entry	Entered into force (08.05.2026)
Ä 10114742 / M3	13.04.2026	Directive order - Division entry of transferring entity (second, constitutive entry)	Entered into force (13.04.2026)
Ä 10114742 / 10	02.09.2023	Entry - Amendment entry	Entered into force (02.09.2023)
Ä 10114742 / 9	08.10.2020	Entry - Amendment entry	Entered into force (08.10.2020)
Ä 10114742 / 8	10.08.2020	Entry - Amendment entry	Entered into force (10.08.2020)

1 - 5 / 14 rows

Real estate

No real estate found

Company has no real estate

Consumer Disputes Committee decisions

No consumer dispute committee decisions found

Company has not been issued consumer dispute committee decisions

Official announcements

No official announcements found

Company has no issued official announcements

Public transactions

Date	Party	Amount	Classification
15.01.2026	Tartu Ülikool	274.72 € Received	OPERATING EXPENSES Tertiary education
13.01.2026	Tartu Ülikool	849.91 € Received	OPERATING EXPENSES Tertiary education
01.07.2024	Tartu Ülikool	341.31 € Received	OPERATING EXPENSES Tertiary education
22.02.2024	Võru Vallavalitsus	28.00 € Received	OPERATING EXPENSES Other education, incl. education administration
22.02.2024	Võru Vallavalitsus	152.00 € Received	OPERATING EXPENSES Road transport

1 - 5 / 21 rows

.ee domains

Domain	Status	Registered	Expires	End
fskindlustus.ee	Active	01.09.2011	02.09.2026	-

1 - 1 / 1 rows

Enforcement proceedings

No enforcement proceedings found

Company has no active debts with bailiffs

Payment orders

No payment orders found

Company has no court-ordered payment orders