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Primero Finance OÜ

Legal form:

Private limited company

Registry code:

12401448

VAT no.:

EE101662415

Fiscal-year period:

01.01 - 31.12

Established:

08.01.2013 (13)

Former business names:

mogo OÜ

Capital:

60 000 EUR

Address:

Meistri tn 14, Haabersti linnaosa, Tallinn, Harju maakond, 13517

Status:

Registered

Contacts

Email:

mogo@mogo.ee

Phone:

+372 6888200

Industries

FINANCIAL AND INSURANCE ACTIVITIES
Provision of financial services, except insurance and pension funds
Provision of other financial services, except insurance and pension funding
Other lending
64929 - Other lending, excl. pawnshops

VAT liability

	Start	End
EE101662415	26.11.2013
EE101662415	05.09.2013	25.11.2013

Annual reports

Aggregate data

	Period	Submitted
2025	01.01.2025 - 31.12.2025	Due date 30.06.2026
2024	01.01.2024 - 31.12.2024	27.06.2025	Valid
2023	01.01.2023 - 31.12.2023	28.06.2024	Valid
2022	01.01.2022 - 31.12.2022	29.06.2023	Valid
2021	01.01.2021 - 31.12.2021	17.06.2022	Valid
2020	01.01.2020 - 31.12.2020	08.06.2021	Valid
2019	01.01.2019 - 31.12.2019	30.10.2020	Valid
2018	01.01.2018 - 31.12.2018	08.07.2019	Valid
2017	01.01.2017 - 31.12.2017	13.06.2018	Valid
2016	01.01.2016 - 31.12.2016	30.06.2017	Valid
2015	01.01.2015 - 31.12.2015	29.06.2016	Valid
2014	01.01.2014 - 31.12.2014	17.06.2015	Valid
2013	08.01.2013 - 31.12.2013	15.07.2014	Valid

Unsubmitted declarations

No unsubmitted declarations found

No unsubmitted declarations as of 04.06.2026.

???

Credit rating

Hidden

Credit rating is based on company financial data and payment behavior. detailed analysis available to regia+ users.

020406080100

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View summary

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Tax debt

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Unsubmitted reports

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Unsubmitted declarations

171

Court decisions

Official announcements

TTJA decisions

Real estate

.ee domains

Licenses

Regulations

Public transactions

Holdings in companies

✓

Enforcement proceedings

✓

Payment orders

Tax data

	State taxes	Labour taxes	Taxable turnover	Employees
2026 Q1	202 038 €	137 615 €	310 148 €7.2%	21
Kokku 2026:	202 038 €	137 615 €	310 148 €
2025 Q4	170 681 €	109 063 €	289 407 €17.1%	22
2025 Q3	155 291 €	102 878 €	247 247 €0.4%	17
2025 Q2	145 062 €	96 446 €	246 192 €12.1%	17
2025 Q1	162 477 €	132 412 €	280 170 €6.1%	19
Kokku 2025:	633 511 €	440 799 €	1 063 016 €19.2%
2024 Q4	173 251 €	121 493 €	298 417 €12.5%	18
2024 Q3	156 803 €	111 444 €	341 149 €14.4%	21
2024 Q2	152 654 €	97 737 €	398 551 €44.0%	22
2024 Q1	135 336 €	104 308 €	276 731 €24.7%	20
Kokku 2024:	618 044 €	434 982 €	1 314 848 €45.4%
2023 Q4	126 385 €	92 228 €	221 847 €1.2%	18
2023 Q3	136 249 €	100 777 €	219 323 €3.3%	19
2023 Q2	130 780 €	97 353 €	226 736 €4.2%	18
2023 Q1	116 807 €	95 409 €	236 645 €4.5%	18
Kokku 2023:	510 221 €	385 768 €	904 552 €23.5%
2022 Q4	126 771 €	87 712 €	247 670 €20.1%	19
2022 Q3	135 849 €	90 914 €	310 069 €6.7%	19
2022 Q2	133 994 €	89 910 €	290 528 €13.0%	21
2022 Q1	136 436 €	93 268 €	333 986 €44.1%	19
Kokku 2022:	533 050 €	361 805 €	1 182 253 €20.5%
2021 Q4	115 913 €	78 409 €	231 837 €0.1%	20
2021 Q3	117 625 €	84 859 €	232 002 €16.7%	20
2021 Q2	114 335 €	84 260 €	278 349 €16.4%	19
2021 Q1	110 531 €	78 077 €	239 200 €1.4%	23
Kokku 2021:	458 404 €	325 604 €	981 388 €13.1%
2020 Q4	122 730 €	85 592 €	242 613 €98.3%	21
2020 Q3	68 300 €	47 847 €	122 326 €46.6%	20
2020 Q2	112 559 €	44 597 €	228 981 €16.3%	17
2020 Q1	104 434 €	81 507 €	273 725 €98.1%	16
Kokku 2020:	408 023 €	259 543 €	867 644 €17.0%
2019 Q4	74 112 €	50 086 €	138 142 €12.0%	18
2019 Q3	90 978 €	63 627 €	157 008 €21.1%	20
2019 Q2	85 203 €	48 543 €	198 927 €19.6%	17
2019 Q1	109 890 €	65 281 €	247 280 €1 129.1%	17
Kokku 2019:	360 183 €	227 537 €	741 357 €358.5%
2018 Q4	44 311 €	47 756 €	20 119 €27.6%	17
2018 Q3	28 130 €	49 629 €	15 767 €70.4%	15
2018 Q2	57 217 €	49 919 €	53 202 €26.7%	15
2018 Q1	80 174 €	71 867 €	72 602 €3.9%	18
Kokku 2018:	209 832 €	219 171 €	161 690 €45.9%
2017 Q4	55 532 €	46 180 €	69 899 €6.7%	17
2017 Q3	53 778 €	43 051 €	74 957 €16.0%	16
2017 Q2	63 607 €	57 904 €	89 213 €37.3%	16
2017 Q1	78 486 €	75 390 €	64 999 €94.1%	18
Kokku 2017:	251 403 €	222 525 €	299 068 €93.3%
2016 Q4	72 026 €	67 622 €	1 102 567 €1.3%	20
2016 Q3	71 236 €	66 762 €	1 088 547 €0.3%	20
2016 Q2	78 202 €	66 535 €	1 084 851 €7.8%	20
2016 Q1	127 374 €	72 184 €	1 176 952 €48.3%	20
Kokku 2016:	348 838 €	273 103 €	4 452 917 €70.8%
2015 Q4	83 393 €	74 963 €	793 624 €3.3%	30
2015 Q3	75 381 €	72 539 €	767 961 €45.0%	30
2015 Q2	52 385 €	50 032 €	529 682 €2.6%	30
2015 Q1	59 935 €	48 767 €	516 286 €	30
Kokku 2015:	271 094 €	246 301 €	2 607 553 €

Revenue by industry

	2022	2023	2024
Other lending, excl. pawnshops	4 922 113 €	6 754 416 €	11 825 712 €

Tax debts

No tax debt found

No tax debt as of 04.06.2026

Representatives

Name	Personal ID code	Date of birth	Role	Start	End
Kristine Kolsar	48701XXXXXX	12.01.1987 (39)	Board member	18.11.2025	-
Marti Küttis	39203XXXXXX	21.03.1992 (34)	Board member	18.09.2020	-

9 inactive record hidden, extended access to the information portal is required to view history!

1 - 2 / 2 rows

Shareholders

Name	Personal ID code	Date of birth	Role	Share	%	Type	Start	End
AS mogo	50103XXXXXX	-	Shareholder	60 000,00 EUR	100	Sole ownership	01.10.2024	-

18 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Other persons

Name	Personal ID code	Date of birth	Role	Start	End
BDO Eesti OÜ	-	-	Audit firm	04.06.2025	-
AS „mogo”	-	-	Founder	04.01.2013	-

1 - 2 / 2 rows

Ultimate beneficial owners

Name	Personal ID code	Date of birth	Role	Start	End
Aigars Kesenfelds	-	-	Indirect holding	22.10.2018	-

3 inactive record hidden, extended access to the information portal is required to view history!

1 - 1 / 1 rows

Holdings in companies

No holdings in companies found

Company has no holdings in other companies

1 inactive record hidden, extended access to the information portal is required to view history!

2026 Q1

Turnover

Amount

310 148 €

Monthly average

103 383 €

Per employee

4 923 €

Equity ratio

172,30%

Labour taxes

Turnover ratio

44,37%

Tax ratio

68,11%

Monthly average

45 872 €

Per employee

2 134 €

State taxes

Monthly average

67 346 €

Turnover ratio

65,14%

Estimated salary

Gross salary

3 834 €

Net salary

2 996 €

Aggregate data

	2024	2023	2022	2021	2020	2019
Current assets	-	-	-	-	16 119 052 €	-
Non-current assets	-	-	-	-	8 971 813 €	-
Total assets	113 402 736 €34.6%	84 264 792 €125.5%	37 368 260 €88.6%	19 809 428 €21.0%	25 090 864 €17.4%	21 372 812 €
Short-term liabilities	-	-	-	-	5 449 309 €	-
Long-term liabilities	-	-	-	-	8 665 887 €	-
Total liabilities	-	-	-	-	14 115 196 €	-
Share or stock capital	-	-	-	-	60 000 €	-
Retained earnings	-	-	-	-	8 503 037 €	-
Net profit	-	-	-	-	2 412 632 €	-
Equity	-	-	-	-	10 975 669 €	-
Turnover	11 825 712 €75.1%	6 754 416 €37.2%	4 922 113 €15.1%	5 795 769 €10.3%	6 459 918 €15.8%	7 674 673 €
Profit margin	0.00%	0.00%	0.00%	0.00%	37.35%	0.00%

Financial ratios

	2020	2017	2016
Profit and cash flow
EBITDA	-	-	-
Liquidity
Current ratio	Z.Q	E.O	V.U
Quick ratio	W.T	Q.W	I.D
Cash ratio	D.A	Z.N	H.G
Efficiency
Days sales outstanding (dso)	-	-	AQQ.W
Asset turnover	-	-	W.N
Structure
Debt ratio	D.L	C.B	B.B
Profitability
Operating margin	-	-	JM.S%
Net profit margin	-	-	HD.N%
Return on assets (roa)	Z.N%	T.N%	TB.L%
Return on equity (roe)	S.F%	C.N%	BW.G%

To view all financial ratios, you need to subscribe to extended access to the info portal!

Licences & notices

No licenses and notices found

Company has no active licenses and business activity notices

Regulations

Regulation no.	Date	Type	Status
Ä 10177928 / 31	21.11.2025	Entry - Amendment entry	Entered into force (21.11.2025)
Ä 10177928 / 30	18.11.2025	Entry - Amendment entry	Entered into force (18.11.2025)
Ä 10177928 / 29	29.02.2024	Entry - Second, constitutive merger entry (on acquiring entity’s registry card)	Entered into force (29.02.2024)
Ä 10177928 / 28	16.12.2022	Entry - Amendment entry under CRA § 525 (2)	Entered into force (16.12.2022)
Ä 10177928 / M13	02.09.2022	Order refunding the fee (NAP)	Entered into force (02.09.2022)

1 - 5 / 44 rows

Real estate

No real estate found

Company has no real estate

Consumer Disputes Committee decisions

Document no.	Composition	Decision	Date
19-1/25-00592-001	Meelis Pirn	Against the consumer	19.05.2025
19-1/20-000259-011	Margus Kingisepp, Elnara Yusupov, Arno Sillat	In favour of the consumer	21.04.2020
	-	In favour of the consumer	13.12.2016
	-	In favour of the consumer	03.10.2016
	-	In favour of the consumer	23.03.2015

1 - 5 / 5 rows

Court decisions

Case number	Procedure type	Judgment type	Category	Judges	ECLI	Date	Participants
2-26-1251/3						08.04.2026
2-24-2200/12						08.04.2026
2-22-19025/81						01.04.2026
2-25-15802/10						23.03.2026
2-25-9570/15						18.03.2026

1 - 5 / 171 rows

Official announcements

Subject	Date
Notice of termination of bankruptcy proceedings	26.03.2025
Notice of company merger	04.03.2024
Notice of reduction of share capital of a private-limited company	02.08.2018

1 - 3 / 3 rows

Public transactions

No public transactions found

Company has no public transactions

.ee domains

Domain	Status	Registered	Expires	End
automogo.ee	Active	02.04.2025	03.04.2027	-
mogoauto.ee	Active	02.04.2025	03.04.2027	-
mogo.ee	Active	30.08.2012	31.08.2026	-
primero.ee	Active	04.07.2010	26.09.2026	-

3 inactive record hidden, extended access to the information portal is required to view history!

1 - 4 / 4 rows

Enforcement proceedings

No enforcement proceedings found

Company has no active debts with bailiffs

Payment orders

No payment orders found

Company has no court-ordered payment orders